Posts by Adam Hernandez84

To be clear, I didn't give him my PIN, nor did I scan my card. He just stopped responding entirely, so after a few days, I sent a message asking what on earth he was doing with my credit 🙂. His excuse? He claimed he was there, but we hadn't reached out. Now, I'm essentially badgering him to provide a phone number so I can actually call him. We’ve been having these very polite, very tedious exchanges on Facebook regarding the loan. And now, suddenly, he’s bringing up some insurance from $267 🙂 and whatnot. I am genuinely curious to see where this circus goes next...🙂 At this point, I find the whole ordeal quite entertaining 🙂.

Anyway, I submitted an inquiry directly through here http://www.reliancecapital.co.in/contactus.html and their response was that I am eligible for the following;
LOAN TERMS AND REPAYMENT SCHEDULE:
==============================
Loan Balance: $100,000.00
Loan Interest Rate: 2.00%
Loan Term: 30 years
Monthly Loan Payment: $369.62
Number of Payments: 360
Cumulative Payments: $133,062.94
Total Interest Paid: $33,062.94

Note: The monthly loan payment was calculated at 359 payments of $369.62 plus a final payment of $369.36.

Naturally, they insist you need to pay 200 dollars upfront just to be "safe" since you're a novice. But, to be fair, they do have a functional website. A little due diligence goes a long way.

Then there is that microfinance entity 🙂 ...soooo 🙂 it's just endless typing. Some private investor claims to be from France. Then he tells you he needs to pass you off to his manager in Italy. Next thing you know, this guy contacts you claiming to be a public notary, Nicola Pietro Zappatore. Of course, you're expected to send 365 dollars via Western Union. He even shared all sorts of documentation—IDs, passports, the works. He even acted quite wounded 🙂 because I don't seem to trust him.
In a moment of sheer sarcasm, I wrote back and asked if he wouldn't mind simply LENDING me those 365 dollars, promising to pay him back once the loan is approved. 🙂

Greetings, everyone..

Since I’ve been looking into getting a loan myself, I spent days scouring Google, when suddenly—out of nowhere—I stumbled upon an ad claiming to be from a foreign investor. To make matters weirder, the guy was writing in perfect American English, claiming to be based out of Savannah and working for a firm called Progress. He insisted the investor wanted to remain anonymous. The individual I was messaging went by Mario, and his email address was mario-poslovi@net.hr. He started asking for all sorts of paperwork: bonds 1 and 2, my ID, and other documents. He even asked if I consented to him reviewing them. Naturally, I sent over scanned copies. When I requested a relatively small amount, he assured me it would be incredibly easy to secure and sent over a form for JPMorgan Chase. I filled it out, applied my seal, and sent it back. After that, he began demanding scans of my bank card, my PIN, and some other details I can't quite recall. He promised the Contract would follow via email, detailing everything about the investor. I refused to send those sensitive details before seeing a formal agreement. Once I started digging around and asking too many questions, he just stopped responding to my emails entirely.
The confusing part is that he actually told me to come visit him IN PERSON in Savannah to hand over the documents. I told him that was a bit much and suggested we stick to email, but he kept mentioning how busy he was. Now, whenever I try to reply to that email, I get an automated bounce-back saying his inbox is full. At one point, he gave me a Facebook profile as an alternative way to send the info, so I'll leave the link here. Perhaps someone else will reach out and find out if there's any truth to his claim about meeting in person, though it strikes me as incredibly bizarre that anyone would ask for a scan of a payout card and a PIN, or suggest that I could just walk into a bank, say I'm there for the cash and the Contract, and change my PIN then. It makes no sense. Yet, the man was very diligent about sending official-looking JPMorgan Chase forms. Now, I'm genuinely worried they might exploit my seal and signature (I was intending to use my business stamp). Can they really just scan a signature and run with it?! 😢

Here is the Facebook profile we were using to chat later on--
https://www.facebook.com/mario.turak?fref=ts