Posts by Jose Lopez7

I don't know, man, it felt like they actually had a handle on things. Like if you were covered by State Farm, your doctor could actually prescribe the good stuff instead of the cheap alternatives.

I was at the pharmacy today and they were trying to explain something to me, but I didn't quite catch all the details, so I’m hoping someone can clear this up for me. When I asked which option would be better to go with—Medicare or State Farm—they told me to stick with State Farm. Why is that? Apparently, because Medicare is cutting costs, doctors are basically restricted to prescribing only the absolute cheapest, bottom-of-the-barrel meds on the market (I guess this means), whereas State Farm doesn't have those same limits. So, if you let them know you've got coverage through them, can they actually prescribe the higher-quality stuff?

swiftbear86 said:From what I can tell, there’s a promotion running over at Dosimeter.
The price of $25/month applies if you sign a three-year contract.

You linked to travel insurance—covering medical costs abroad—but supplemental insurance only covers treatment here in the States.
Basically, this CBO supplemental plan is offering way more value right now than Medicare!

Just take a look at the page right before that one; it explains everything clearly.

What kind of dental services would even need special negotiation??

Everything related to mandatory co-pays, prescriptions, referrals, or extra fees based on regulations is covered by the CBO supplement. It even handles those extra out-of-pocket costs for drugs on the extended list.

Aha, so it's a promotion. If I sign up through Chase Bank,$33 do I pay monthly $33 so I can cancel whenever I feel like it, or is it an annual thing?

My bad, I didn't realize that was for international coverage. So the terms for US treatment are basically identical to Medicare.

As for the dental stuff, check this part here.

I was trying to set up some Allstate coverage through my JP Morgan Chase account and noticed the rate is $33. I thought it was supposed to be 75, right?

Also, looking at this info, it seems like a lot of things aren't covered by the supplemental plan, and you have to sign up separately for dental stuff plus $10
.
I can't figure out how it works with Medicare. Any idea?

Andrew Wells2 said:The big difference is that on the Inspire, you've got a $1,000 limit, whereas on the American $667... basically, they're both pretty much useless to you right now... 🙄

Honestly, 🙄 I went down to the branch today to see if I could just toggle the service on, but apparently it’s all or nothing. So now my checking account is officially being switched over to a student account 😢... just great.

Jose Lopez7 said:Hey everyone, quick question for you all. I’ve got a few months left before I graduate, and right now I’ve already got my checking, savings, and online banking set up through my student account, plus I'm working. Is it possible to head down to Chase and just add mBanking to what I’ve already got with Chase Mobile (where I currently pay $2.75) so that I can bundle both services together for $1.75? I don't really care about the checking side since there aren't any maintenance fees anyway, and I don't need an American Express card unless they throw it in for free. Basically, I just want to take advantage of the lower rates for mBanking and Chase Mobile while I still have my student status, and then once I graduate, let everything just sit there so I'm only paying $1.75.

Anyone know? 🙂

Also, does anyone know the actual difference between the student American card and the Inspire card? Like, can you use the Inspire one to buy stuff in 12 interest-free installments too?

Hey everyone, quick question for you all. I’ve got a few months left before I graduate, and right now I’ve already got my checking, savings, and online banking set up through my student account, plus I'm working. Is it possible to head down to Chase and just add mBanking to what I’ve already got with Chase Mobile (where I currently pay $2.75) so that I can bundle both services together for $1.75? I don't really care about the checking side since there aren't any maintenance fees anyway, and I don't need an American Express card unless they throw it in for free. Basically, I just want to take advantage of the lower rates for mBanking and Chase Mobile while I still have my student status, and then once I graduate, let everything just sit there so I'm only paying $1.75.

Benjamin King2 said:Well, look, you already mentioned earlier that 120 GB would be plenty for you. 🙂 A hybrid drive actually comes with 4 GB of built-in flash memory—but just so we're clear, you can't actually see that memory or mess around with it; it’s totally off-limits. The system uses it to cache the programs and files you use most often, which is why everything feels snappier. As for the actual storage, the hard drive capacity sits at 750 GB.

I was thinking 120GB as a dedicated partition just for macOS and a few basic apps. I’ve got plenty of other junk to store elsewhere, and I don't really need an SSD for that, so this hybrid setup seemed like a solid middle ground 🙂 but the more I read about it, the more I feel like I misunderstood how it works. For instance, I boot up my OS and the speed is basically the same as before. Sure, it might cache stuff to the flash to make the next boot faster, but once I open a couple of other programs, they eat up that flash space and everything slows right back down to where it was.

Benjamin King2 said:Hybrid drives are getting pretty pricey these days: http://www.crucial.com/ssd-storage/ssd-upgrade

If you aren't looking to store an entire library of high-res movies, honestly—in my humble opinion—you’re much better off just grabbing an SSD.

You can always clone your old drive onto the new one—just make sure you actually have enough capacity on the new drive to fit everything.

I mean, it doesn't seem *that* expensive when you consider that decent capacity SSDs go for a few hundred bucks. I need at least as much space as I used to have, so 750GB. I don't even want to think about what a high-capacity SSD would run me. I'm just confused—looking at that link you shared, how does the capacity work between the SSD part and the SATA part? Is it split into two partitions, or does that hybrid setup not even work like that?

Hey everyone,
I've got this old Dell dv6 6170em lz474ea laptop hanging on to. It currently has a 750GB SATA HDD inside. Since there isn't a second slot for another drive, I’m thinking about swapping out the current one for an SSD. I'd mostly just be using it to boot up macOS and run a few files, so I figure 120GB should be plenty. I did some digging and saw those hybrid SSHD drives online.

1. Can I actually find those things at a local Best Buy or somewhere similar?

2. What's the consensus on them—are they actually worth the headache?

3. Right now, I've got Windows 7 installed on the old drive that came with the machine. If I pull the trigger on a new drive, is it possible to migrate everything over?