John Clark6 said:"My account got locked today"... honestly, that sounds like something that was bound to happen sooner or later—it’s almost become a regular thing lately. I mean, did you move recently or were you traveling somewhere? Who knows, really... I think you actually went into more detail about all that earlier in this thread...
I haven't moved—and goodness knows if I even received anything back in 2004 or 2005 or some other early year—but my account was locked right after they pulled those $83 and $25 specific fees; there’s still a balance left, though I have no idea why... I'm heading down to the local courthouse tomorrow to check the exact dates and then I'll update everyone here—plus, my lawyer mentioned that they were supposed to send me the originals instead of just copies, which might give me grounds for an appeal—at least, that's how I understood her explanation.
rowdyraven112 said:Look, everything is right there in the decision. I don't get what you mean about a clerk's office or specific dates. Bottom line: if it's a bill, a debt, or whatever it is from 2001, there's a chance it's past the statute of limitations (even if some people here seem skeptical about that). You mentioned you have a lawyer. Friendly advice: before this garnishment becomes final, contact your lawyer IMMEDIATELY!!!! Based on what you've shared, it's hard for anyone else to give you a useful answer.
My attorney was contacted—and she’s advising that I need to head down to the courthouse in person to verify the exact dates. If we’re going to file an appeal or determine when the statute of limitations kicks in, we really need those specific timestamps on record. To make matters worse, my bank account was frozen today. $600 They cleared out some funds I had sitting in my account—it’s just gone now. $543 I deposited some funds into my account—but according to my bank, they only processed $250, plus a $75 fee—and then there was that other amount from my remaining balance, which I think was around... $133 It looks like everything is documented this way by the bank—though my accounts remain frozen for now. The representative at Chase insisted the funds were already withdrawn, yet her records indicate the transaction dates back to 2003—which matches the "/03" notation on the paperwork.
Jeremy Lee3 said:So, when did they actually file the motion for execution?
It isn't showing up... I have two identical figures on one side. $83 The second document shows September 22, 2014—but I’ll need to swing by the local clerk's office to get the exact dates just to be certain if that ten-year window has actually closed. If they filed everything within that ten-year limit, do I have any real ground to stand on for an appeal? Any advice on how I should word my argument?
I have an attorney who can get this all sorted out—but I still wanted to check in here to see how you all handled similar situations.
And for the grand finale—honestly, what kind of nonsense is it to expect us to wait ten years? I certainly haven't received anything at my place in the last five or six years—so now, who knows if they sent some notice back in 2002, 2003, or 2004 and just left me completely in the dark.
They're telling me to head home because some fine from 2001 just showed up $83 from the IRS—and now they're talking about immediate garnishment... wait, how is this even possible? We've lived here for 14 years... is there anything I can actually do about this, or am I stuck paying?
So, I just received two envelopes from the IRS today—total curveball since I’ve paid off everything I owe and don't carry any debt or credit cards. I opened them up, thinking there was some mistake, and turns out they're both from the same judge who is actually suspending the collection process because they claim I have no income to seize—which is hilarious, considering I'm only 35 and definitely not retired yet! ))) The weirdest part, though—and this really caught me off guard—is that these notices date all the way back to 2003. Can you believe they're notifying me now, eleven years later, that they're dropping two separate collections from 2003 regarding some old spider case? I have no idea what kind of scheme this is.
boldsailor7 said:Since you're heading to St., I'd suggest looking around. Honestly, the best deal I managed to snag was at the State Farm branch on American Civil War Street—it's right across from Chase. And that was actually two months ago, so it might be worth a shot now...
I managed to snag a 50% discount myself—even with my second car and all the usual perks$333 , GEICO
I’m driving a 40KW Smart—it serves as my secondary vehicle—while my primary car gets a 50% discount. For the Smart, I used to get about 30% off as a second car, though I can't recall the exact figure right now. With all these recent price drops, I'm wondering what kind of deal I can snag on the Smart this year. Last year, my premium with Allstate was around $1,850$633 if my memory serves me right. Does anyone know what the lowest possible rate is currently, and where should I look? Thanks!
Just looking for some insight here—I haven’t worked in ten years, and then, just one month after landing a job and receiving my first paycheck, a wave of old fines starts hitting me. These were penalties sitting at the local precinct for two years; I never received a single bill during that time, despite attending court and agreeing to the settlements. Then there’s random parking tickets from back in 2012 in Los Angeles... I ended up paying everything once they froze my bank account, but honestly, they could have just sent the bills over the last two years and I would have settled them gladly. I find it hard to believe the government actively monitors anyone who finally gets employed just to hit them with all those outstanding debts—it feels like a slap in the face to someone starting fresh. A friend mentioned the exact same thing happened to him right after he got hired a couple of years ago. Is it actually true that they track when someone starts a job just to trigger collections on old fines? If my account hadn't been frozen, they wouldn't have seen a dime anyway. It seems incredibly cynical to target people just as they get back on their feet. To be clear, I don't mind paying what I owe—I just hate thinking this is a coordinated tactic. If anyone with more experience can weigh in, I’d appreciate it. Thanks!
placidmaker6 said:This whole mess is exactly why we’re moving to IBAN. It stops this kind of nonsense dead in its tracks.
It’s kind of ridiculous that they don't verify someone's name before sending out a tax refund.
There's just no way for them to check!
My local branch manager actually called me—turns out my personal banker reached out to the individual directly, and he signed off on returning the funds. It happened incredibly fast, too; I filed my complaint at 4:00 PM, and by 8:00 PM, she was calling to say the guy had signed everything and the money would be sent back to the IRS—from there, it's easy for me to handle, as I already spoke with them today.
So, my tax refund ended up hitting someone else's account—it’s a bit of a mess. The larger portion of the refund went to my actual account at JPMorgan Chase, but the rest somehow landed in an account at Wells Fargo instead. I think my accountant might have misspoken when I asked him to handle the filing—either he typed the wrong bank name or I gave him the wrong info during our call—the names are similar enough that it was an easy slip-up. It’s on me, not the IRS. The teller at my branch reached out to the personal banker for the account holder who received the funds, and since the money hasn't been withdrawn yet, it's still sitting there. Honestly, it seems a little reckless not to verify the recipient's name for a tax refund, though the folks at the IRS told me these kinds of errors happen constantly—sometimes even due to their own mistakes. Now, I'm stuck dealing with someone who isn't exactly eager to hand the money back. I'll get his details eventually—I have a few connections at the bank—so I'm hoping they can resolve this internally within a day or two. If not, I'll just take matters into my own hands and call him myself. Does anyone have any advice?
I need a quick answer here—if I'm working as a musician under an independent contractor agreement, am I required to be a member of the Harvard Graduate School music union? Essentially, I want to know if having my license through ZAMP keeps me fully covered if they ever come for an audit. My understanding is that the union mostly just provides tax incentives for the companies or small businesses hiring me; if a firm pays me via the union, they get a break on the $67 taxes they withhold for me. Is it actually possible for a company to pay me a lower amount on paper—say, $33—while keeping the tax amount the same, and then just handing me the rest in cash?
coppersailor28 said:Corel Photo-Paint? (Well, fair enough—you did ask this in the PP thread... but honestly, based on everything you've said—like the "never heard of" transparency stuff—it sounds more like you're talking about Microsoft Paint)
Yeah—I was actually thinking of Microsoft Paint—for instance, if I wanted to crop someone's head out, I'd want it without that white background stuck to it.
So, I’ve cut out someone's face using Microsoft Paint—now I want to paste it onto a different photo. The issue is that the cutout still has a solid white background, and I really need it to be transparent. Is there a way to fix this within Microsoft Paint? If not, can I do it in Adobe Photoshop? Thanks!
Does anyone have recommendations for shipping a small plastic car part to the USA? It’s under 40cm and about half a kilo—nothing too heavy. I'm looking for the best balance of speed and cost, though since this is my first time shipping anything abroad, I'm a bit out of the loop. Thanks!
I’ve been dealing with this pain for about 10 months now—it hits whenever I’m sitting or just standing in one spot. It doesn't really tighten up when I'm being active or chopping things in the kitchen, though. Since my job involves a lot of sitting and standing, I've found a little trick to help—I lie on the edge of the bed and lift my legs into the air for a few sets of 30 reps, and honestly, it makes me feel much better after that.
Jack Alvarez said:Photoshop works perfectly—though you could definitely make it happen with GIMP too!
I've got Photoshop installed—is there an online forum where I can ask about specific features? Basically, is there a good community out there for graphic design talk?
Douglas Garcia52 said:maybe give GIMP or Paint a shot
I'm looking to design some flyers for my club—really want them to pop—so I was wondering if there are any American graphic design forums out there where I can pick up some tips on how to master the software? Thanks!