Posts by Nicole Long28

Chris Doyle4 said:Wait, are you telling me she isn't allowed to look at my data? Does it make any sense that she’s terrified of losing out on commission when, practically speaking, she can't really touch me anyway?

There's still one thing I don't get—what does my personal banker, who's this specific woman, have to do with the teller who actually botched the transaction?
Because I still haven't gotten a straight answer on what actually happened—they're being so incredibly stingy with information (and I have no clue why they're acting like this, especially since it's their own money on the line)—whether the company sending the funds typed in the wrong account number or if the bank official at the window (the woman) just messed up the entry.
The personal banker I've been talking to has been dodging my questions entirely.
It's pretty obvious she's just looking out for someone's interests.

If they hadn't been so condescending toward me, I would've signed the reversal order this morning, but given how this whole situation is playing out, I'm sitting this one out—and frankly, I think I have every right to be skeptical.

Thanks for the support, the input, and the replies, everyone.

Of course she can't without an official reason. Like, if you actually walk into a Chase branch for something legitimate—like making a deposit, withdrawing cash, applying for a loan, or using online banking—then sure. Your account isn't just out there on the street; all this info is protected by strict banking privacy laws. Every single access attempt is logged and tracked. If you really want to push it, you could claim someone accessed your account illegally. They’ll check the exact timestamp, review the security footage, and see exactly which teller accessed the file while you were physically 12 miles far away, like, not even in her office. Everything is guaranteed by regulation.

And what could she actually do? Sue you personally. For such a tiny amount—which isn't small, but for the cost of a lawsuit, it's not worth it—she wouldn't bother.

Chris Doyle4 said:Wait, are you telling me she isn't allowed to look at my data? Does it make any sense that she’s terrified of losing out on commission when, practically speaking, she can't really touch me anyway?

There's still one thing I don't get—what does my personal banker, who's this specific woman, have to do with the teller who actually botched the transaction?
Because I still haven't gotten a straight answer on what actually happened—they're being so incredibly stingy with information (and I have no clue why they're acting like this, especially since it's their own money on the line)—whether the company sending the funds typed in the wrong account number or if the bank official at the window (the woman) just messed up the entry.
The personal banker I've been talking to has been dodging my questions entirely.
It's pretty obvious she's just looking out for someone's interests.

If they hadn't been so condescending toward me, I would've signed the reversal order this morning, but given how this whole situation is playing out, I'm sitting this one out—and frankly, I think I have every right to be skeptical.

Thanks for the support, the input, and the replies, everyone.

She dodged it because there are at least three possibilities.
-Option 1: Some company sent the payment but accidentally filled out the transfer form wrong. Instead of account 123123, they typed 123124, and the bank processed it. The bank knows exactly who the company intended to pay. Maybe an accountant at that firm was just careless. The company deals with their employee, and they can't even come after you because they don't know who you are (they just know account 123124 got a windfall, but they don't know your identity).
-Option 2: The transfer form was perfect, but someone at the bank mistyped the number into the system, and by pure chance, it ended up being your account. That's a bank error, and they'd just reverse it without even asking you.
-Option 3: The teller was being sloppy. You're supposed to receive $100, she types in $3,000, takes $100, you grab the receipt, say "thanks," and shove it in your pocket without looking. Then, at the end of the shift, her drawer is short $900. Either she pays out of pocket or you give the money back because you're a nice person.

Basically, the deciding factor is where the discrepancy actually happened.

Chris Doyle4 said:Look, I’m not saying I don't have some skin in the game here, but people are seriously overcomplicating this whole mess. Things just happened the way they happened—I know I owed money, and believe me, it was my intention to pay it back, just not through this kind of forced, totally unexpected nonsense.
I’m not some criminal or anything, but I’ve landed myself in this massive moral dilemma purely because of how incredibly arrogant this bank teller was being toward me. Like, what do they think? That I’m just going to roll over and run to hand over cash just because she’s being rude—even though she’s the one who dug herself into this hole in the first place?

Here’s the quick rundown—as usual, my personal banker called me this morning, acting completely condescending and bossing me around like she's some high-powered CEO, demanding I show up at the branch ASAP. (She even had the nerve to snap at me about why I wasn't using my old phone number, despite the fact that I literally just updated my mobile info with the bank recently. Makes sense, right?
So, I head down to the bank intending to sign the paperwork, and then the absolute audacity kicks in. She launches into this verbal attack on me—exactly what I was bracing for. The second I brought up a few conditions—like, hey, who’s reimbursing my gas for this trip since this isn't even my fault, or suggesting they just pull the funds from the account once they're there (which they can't do without my signature 😁)—she basically told me she couldn't care less. She claimed it was my personal responsibility to settle things with the victimized party. Seriously, wtf? Am I the bad guy now???
If she hadn't been such a total jerk, I would have signed everything on the spot, just like I originally planned.
The idea of paying them in installments is a complete joke. She’s insisting on an automatic sweep of the entire negative balance, which would just push me into an unauthorized overdraft, freeze my account, and trigger God knows what kind of predatory interest rates. And get this—on top of all that, I’m getting hit with an extra fee just for them to move the money around.
The woman wouldn't even tell me what the penalties are if I don't sign or agree to her terms, which is just beyond unprofessional. Honestly, instead of treating me with a little decency—since they're the ones who screwed this up—they're trying to use reverse psychology and intimidation tactics to bully me. It’s obvious they know they're totally in the wrong.

So, I pulled a class act, told her I’d get back to her once I’d had time to think, and made it clear that if I do come back to sign, it’ll be on my own terms. She just shut up, visibly fuming.
But the thing is, I genuinely have no clue what the fallout will be if I don't sign, because she flat-out refused to answer that question.

I’m speechless!

Wait, hold on. So because of her own little clerical error, this teller was snooping through your account, looking at your private data, hunting for your phone number just so she could harass you, and lecturing you about updating your mobile info? That is priceless. 🙏 She should probably be careful, though, because accessing client data without authorization is a massive violation.

Why didn't she just contact you through official channels—like a certified letter from a lawyer or something legitimate? Instead, she's hiding behind her job title and making calls, even though the bank itself doesn't care who actually ends up covering the loss.

Charles Ramos7 said:How do you not know what's coming? Don't you read the news?😲 You're looking at potential criminal prosecution for tax evasion. ☕

http://www.nytimes.com/news/tax-evasion-investigation/

If we really want to stretch the definition, it's more like unjust enrichment rather than evasion. 🙂