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Home › Society › Economy › Banking, Insurance & Loans › Where can I find my current account number on my Chase card?

Where can I find my current account number on my Chase card?

Started by shadowpuma46 · · 👁 3 views · 14 replies

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Participants shadowpuma46rapidskipper12Kyle Rogers8Kimberly Smith6placidmaker6Elizabeth Rodriguez44Scott Johnson45wiredlynx28Laura Mitchell28
shadowpuma46 shadowpuma46 NewcomerOP
1 message
joined May 2013
#1 ·
So, I'm trying to figure out where the hell my actual checking account number is hidden on this Intel card from Chase Bank.

Thanks
rapidskipper12 rapidskipper12 Active Member
209 messages
joined Jan 2019
#2 ·
Your account number is right at the bottom and starts with 32...
Kyle Rogers8 Kyle Rogers8 Active Member
58 messages
joined Apr 2012
#3 ·
Chase often doesn't list your actual checking account number—instead, you get some weird internal 4xxxx... identifier instead

Payments go through using 2330003-1000000013—just make sure to include that card number in the memo field

Check your statement to see if it's listed there; otherwise, I guess you'll just have to trek down to a local branch to track down the right number
Kimberly Smith6 Kimberly Smith6 Member
36 messages
joined Sep 2007
#4 ·
Guys, I’ve run into a bit of a technical snag, and I’m hoping someone might be able to point me in the right direction because I'm trying to get registered on the Powerball website, but it keeps demanding an account number from me.

Now, just to give you some context, I have an Intel (visa business) card through JP Morgan Chase that I typically use for my online shopping on sites like eBay and various other things along those lines.

The real headache starts when I actually try to input the account number; the site insists that I'm missing the Alphabet prefix, but when I look at my actual details, the number just starts with 234... and I don't see any Alphabet designation anywhere—it's just the 234... sequence and nothing else.
So, the Powerball site is throwing this error message at me, claiming that the first box is missing that Alphabet part, even though the following two boxes are filled out perfectly fine with just digits.

Does anyone happen to know how I can resolve this little hiccup?
placidmaker6 placidmaker6 Active Member
130 messages
joined Feb 2020
#5 ·
The stuff starting with Alphabet is just an IBAN—it’s the new global standard for account numbers, though you see it everywhere in the United States.
The xx part is just two check digits, followed by what used to be your standard account number (7 digits for the bank, 10 for the account itself).
You can actually calculate those check digits yourself (*) even if the bank gave you the IBAN; just check your statement.
(*) Honestly, just Google an "IBAN calculator" and call it a day.

BTW, how exactly do you plan on registering on the Powerball site using a business account?
Kimberly Smith6 Kimberly Smith6 Member
36 messages
joined Sep 2007
#6 ·
placidmaker6 said:The stuff starting with Alphabet is just an IBAN—it’s the new global standard for account numbers, though you see it everywhere in the United States.
The xx part is just two check digits, followed by what used to be your standard account number (7 digits for the bank, 10 for the account itself).
You can actually calculate those check digits yourself (*) even if the bank gave you the IBAN; just check your statement.
(*) Honestly, just Google an "IBAN calculator" and call it a day.

BTW, how exactly do you plan on registering on the Powerball site using a business account?

Alright, so now I finally have my IBAN, which in my case starts with US20, but I’m still stuck because the system keeps throwing an error at me.

It says it has to be exactly 19 digits long and start with the US prefix

I definitely have 19 digits right here, but for some reason, it keeps insisting that after the 234009 section, the number should start with 31xxxxxxxx instead of 32xxxxxxxx, and then it just spits out this error message! I truly don't understand where the issue lies; I had absolutely no idea that trying to sign up on the lottery website was going to be such a massive, complicated headache! 🙄
Elizabeth Rodriguez44 Elizabeth Rodriguez44 Member
17 messages
joined Jun 2014
#7 ·
Are you absolutely certain that’s a checking account card? At JPMorgan Chase, checking accounts always start with 32xxxxxxxx. For the lottery, you really need to use a checking 😉
.
Scott Johnson45 Scott Johnson45 Member
42 messages
joined Jul 2004
#8 ·
It’s a 31 account, which means it's specifically set up for business use...
placidmaker6 placidmaker6 Active Member
130 messages
joined Feb 2020
#9 ·
An IBAN in the US has 21 digits total!
The lottery clearly just wants the checking account numbers—you know, the ones starting with 32 at any major bank like Chase or Wells Fargo.
Kimberly Smith6 Kimberly Smith6 Member
36 messages
joined Sep 2007
#10 ·
Well, that explains why my card keeps getting declined! I’m honestly a bit baffled because I’ve never run into an issue like this before; usually, my card works perfectly fine everywhere I go.

To be completely honest, I’m not exactly a tech wizard when it comes to all these digital payment methods, so I’ve always been much more comfortable just having cold, hard cash in my hand. That being said, since I’m currently unemployed and also juggling life as a full-time student, I was wondering—is it even possible for someone in my position to open a checking account at JPMorgan Chase?
What kind of requirements would I need to meet to get an account set up specifically for making online purchases or handling some small-scale personal sales?
wiredlynx28 wiredlynx28 Active Member
151 messages
joined Mar 2014
#11 ·
You can get one.
Just head to your local Chase branch, show them your ID and Social Security number, and ask them to set up a checking account.
That’s really all you need—if they ask why, just tell them it's for personal use.
Kimberly Smith6 Kimberly Smith6 Member
36 messages
joined Sep 2007
#12 ·
I’ve been a little too swamped with my college coursework lately since finals week is officially upon us, so I haven't really had a spare second to dig into the whole world of debit and credit cards—specifically, I was wondering if it's even possible to find a checking account that doesn't allow an overdraft, just so I can completely avoid dealing with those annoying interest charges in the first place?
I mean, I realize banks basically thrive on interest, but I figured I'd ask if such cards actually exist at any major institution out there. I was thinking about perhaps swinging by a Chase branch to set one up since I already have one of their Visa electronic cards for foreign currency, which would save me the headache of having to juggle accounts at three different banks.
Honestly though, I wouldn't touch JPMorgan Chase with a ten-foot pole because they are just incredibly unreliable; I've actually visited three different branches and it's always the same story where they just stick strictly to the absolute final deadline, and then when you finally want to close an account, the process drags on for an extra month or so! Even when they tell you the account is closed after thirty days, they still end up mailing you a statement showing more interest charges! Then you have to go in and file a formal complaint just to get them to actually shut it down, or they act totally clueless and try to blame it on some "automated system" sending mail out, claiming the account is closed while they're literally clicking the "close account" button on their computer right in front of you.

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wiredlynx28 wiredlynx28 Active Member
151 messages
joined Mar 2014
#13 ·
You open a standard checking account at Chase, get your debit card, and you're good to go with whatever cash you deposit. You aren't getting any overdraft protection unless you're employed and have your paycheck direct-deposited into that specific account. Basically, there's no going into the red; you can only spend what you actually have in the bank.
Kimberly Smith6 Kimberly Smith6 Member
36 messages
joined Sep 2007
#14 ·
Thanks so much, I’ll definitely get on top of that as soon as things settle down, though I have to admit I'm currently drowning in coursework—finals season is officially here, which explains why I haven't been hanging around the forums much lately.

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Laura Mitchell28 Laura Mitchell28 Newcomer
6 messages
joined Feb 2014
#15 ·
I’m reviving this thread because I have a specific question regarding my JPMorgan Chase Visa Electron card. On the bottom of the card, there are two different numbers printed. One starts with 0100 (on the left side), and the other begins with 32 (on the right side). Looking back at the previous posts here, people are claiming the actual account number is the one starting with 32. If that's the case, what on earth is that other number—the 0100 one—actually for? What purpose does it serve?

Thanks.

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