Wage garnishments and collections

urbantiger53 said:I was wondering if having an outstanding debt of about 70 bucks with AT&T $0.00...might affect my ability to get some
new lines in the city where you live?

granitetinker8 said:The worst part is that the child support money from the city is supposed to hit that account right around when the kid is six or seven months old. How am I even supposed to find out if it actually went through?

granitetinker8 said:One more thing—can I go ahead and set up a protected account right now, or do I have to wait until the IRS actually hits my account with a seizure?

hollowmason64;49790147 said:I’ve gotta say it—how on earth did you end up with a bill for 70k
from an AT&T bill? 🤣

He's looking at two different seizures for $15,000 each, plus all the interest... we're talking about a proposed seizure dating all the way back to 2006. It hasn't even hit the IRS yet. Now that he's about to close on a house, I'm wondering if telecom companies can actually go after real estate. I read somewhere that they aren't allowed to take property... is that true?

urbantiger53 said:two different seizures for $15,000 each plus all that interest... we're talking about a seizure proposal dating back to 2006... it hasn't even hit the IRS yet. Now he's about to get an apartment, and I was wondering if companies like AT&T can actually seize real estate? I read somewhere that telecom companies aren't allowed to do that...???????

steelpuma15 said:Hi,

Just one question here.
Is it actually possible for a debt of about 20 $0.00 in business taxes to result in a seizure of something owned by my parents, like their house or just stuff from the home? I don't have anything in my own name, though I am properly registered with them. Basically, I don't own a single thing, and I’m not even an owner of anything in that house. My wages are already being hit by an enforcement office order, and I'm losing $333 every month.

Thanks,

hollowmason64 said:They can't seize anything that isn't legally yours. How did this even get to this point? Have they started an enforcement action against physical property yet?
And honestly, why didn't you work out a repayment plan with the IRS last year to reschedule the debt?

steelpuma15 said:It wasn't a property levy; they just seized my income. Recently, I was called in for some kind of "consultation" where the folks at the IRS were trying to convince me I had to settle the entire debt within eight days—even though they'd already garnished my paycheck and I’d actually started paying it off. They threatened that if I didn't, they'd move to seize assets, requiring me to provide an itemized list of everything I own (or something like that). I told them that was impossible because I was only working part-time back then and simply didn't have the cash, to which she basically replied that she didn't care and suggested I just take out a loan to cover it.

As for restructuring the debt... that's a whole different story. It's complicated when you have an accountant who knows the ropes, and their advice to everyone is pretty much: don't skimp on the professionals.😉

Sen from my TPC-7151 using Tapatalk

steelpuma15 said:It wasn't a property levy; they just seized my income. Recently, I was called in for some kind of "consultation" where the folks at the IRS were trying to convince me I had to settle the entire debt within eight days—even though they'd already garnished my paycheck and I’d actually started paying it off. They threatened that if I didn't, they'd move to seize assets, requiring me to provide an itemized list of everything I own (or something like that). I told them that was impossible because I was only working part-time back then and simply didn't have the cash, to which she basically replied that she didn't care and suggested I just take out a loan to cover it.

As for restructuring the debt... that's a whole different story. It's complicated when you have an accountant who knows the ropes, and their advice to everyone is pretty much: don't skimp on the professionals.😉

Sen from my TPC-7151 using Tapatalk

hollowmason64 said:A consultation? 😕
I haven't heard of that one... those jokers at the government agencies will come up with anything to squeeze you, 🤣
Given how much you owe and the fact that you're already paying it down, I don't see any legal basis for them to go after your personal property—especially since some bureaucrat from the bottom of the food chain told you they would. It sounds like that lady at the IRS was just talking big. 😁
Besides, they can't touch it anyway if the property belongs to your parents; you can argue it's their asset, and there's not much they can do about that.
That said, for your own peace of mind, maybe look into clearing the debt with a small bank loan—it might actually end up being cheaper than what they're doing.
Also, try sending a formal written request to the IRS headquarters. Ask if there's any possibility of waiving the interest if you pay off the principal in one lump sum... you know, like someone giving you a break.

And regardless of how bad some accountants are (and trust me, they exist), how is your accountant responsible for this situation?

John Clark6 said:I have to say, those "government bureaucrats" comments always sting me a little bit—last time, when people were calling lawyers the exact same thing, that guy actually won his case... but anyway...
Personally, I wouldn't be so quick to bash the fact that he was offered an installment plan and a repayment agreement. Though, on the flip side, I do suspect they might be trying to "trick" people into resetting the statute of limitations—since agreeing to a payment plan usually restarts that clock. Then again, the IRS hasn't done much of anything for years, so now that they're finally active, they're just desperate to collect.