You missed the point entirely.
but this isn't really about the patients, right? It's more about the primary care doctors ordering unnecessary tests and the pharmacists handing out meds they shouldn't be, isn't it?
Not really. Not at all. Though maybe it happens more often because patients basically self-diagnose and then threaten their doctor if they don't get exactly what they want. They demand endless diagnostic testing, or they just don't show up, letting those referrals go to waste—and a referral is essentially taxpayer money down the drain. You have people who won't quit smoking or cut back on salt even if their life depends on it, yet they'll happily pop antihypertensives and other pills, wasting resources that shouldn't be spent. Then there are those preventive screenings organized by the government and sent via mail—less than 50% of people actually showed up for them. What do they care? They’ll just let the state pick up the tab for an expensive surgery later when it's already too late.
And pharmacists just manufacture or dispense drugs; they don't prescribe them.
At its core, this is about basic personal responsibility toward oneself and society. Adults should be prepared for that reality.
If you ask me, I’d be happy to provide everyone with universal healthcare. But once it becomes clear that people are repeatedly ignoring medical advice that was paid for by someone else (because nothing is truly "free," someone always picks up the check), they should have to cover a percentage of the costs themselves next time. If they continue to squander resources that others worked hard to earn, they should receive fewer benefits and end up paying an even larger share out of pocket.