Quick question about credit cards

I am looking to sell a few items on eBay, and I was wondering if the card numbers for my primary and secondary accounts are identical or distinct. I haven't set up my own account yet, but since the main card—which isn't actually mine—is already registered on eBay, I'm finding myself unable to use it...
I suppose the "Finance" subforum is the most appropriate place for this inquiry...🙄

Alex Foster6 said:I am looking to sell a few items on eBay, so I was wondering if the card number for an additional user is the same as the primary account holder's number or if they differ. I haven't received my own yet, and since the primary card (which isn't mine) is already registered on eBay, I can't seem to use it...
I suppose the "Personal Finance" board is the appropriate place to ask this...🙄

Every single card carries its own unique number. If they didn't, there would be no way to tell them apart.

Well, yes... I assumed as much, but I simply wanted to be certain. In the meantime, I noticed on the JPMorgan Chase website that the cards are distinguished by their 😵

I have one more question... is it possible to hold two different checking accounts at two separate banks?

Of course you can. You can open as many checking accounts as you want, but why bother? 😉

I am not asking for my own sake, but rather on behalf of my mother... For instance, if she were receiving social security through one channel while still earning an income through another... I am simply curious about the mechanics of it all. 😎 😁 She insisted it wasn't possible, whereas I maintained that it was, so here we are...

thanks

🙂
... basically regarding credit cards,

I'm wondering what the actual difference is between an American Express Blue Cash and a Visa card?
Since they're both revolving, does the American Express Blue Cash offer any specific perks or advantages over the Visa?👋

Alex Foster6 said:I'm looking to sell some stuff on eBay, and I was wondering if the card number for an additional user is different from the primary account holder's card. I don't actually have my own card yet, and the main one (which isn't mine) is already registered on eBay, so I can't use it...
I guess the "Personal Finance" board is the right place for this...🙄

Wait, why would you even need a credit card just to sell things on eBay?

"and the main one (which isn't mine) is already registered on eBay, so I can't use it..." ===> what's that supposed to mean?

Jason Wells4 said:Why on earth would you need a credit card if you're selling on eBay?

The primary one (which isn't mine) is already linked to an eBay account, so I can't use it... ===> what is that supposed to mean?

You need a card when selling on eBay because you have to cover their various service fees... I don't have the exact breakdown memorized, but it's all laid out clearly on the eBay website. As far as I am aware, once a specific credit card is registered to one eBay user, it cannot be used to register a different user's account.

Alex Foster6 said:You’re going to need a card if you're selling on eBay because they charge various service fees... I don't know the exact breakdown, but it's all laid out clearly on eBay's website. From what I understand, once a credit card is linked to one eBay account, you can't just register it under a different user's profile.

Okay, so why not just sell under the name already registered? Seriously, who is this person holding the primary card?? It sounds like you have no clue who they are, and if that's actually the case, then we've got two different people somehow sharing the same card numbers... 😕

Look, I am fully aware of who 😁 is, but I went ahead and opened my own account specifically to gather feedback. My intention is to sell this through my own profile... I fail to see what the issue is here. 😕

You can actually open as many different eBay accounts as you want using the exact same credit card.

I personally run three separate accounts with totally different names and addresses, all tied back to one single Visa card.

They never bother to cross-check those details anyway.

How strange... I ran into an issue where it wouldn't accept my information when I tried to use it. Wait, is this the American, USA, or German version of eBay? I suspect there might be some differences between them...

Hey everyone, I could really use some help here.
Basically, I’m getting rid of my Diners Club because I can't get anything done with their online shopping, and since I'm not really a fan of Amex, I'm just stuck choosing between a Visa and a Mastercard.

I did a little digging and saw that Visa is accepted at about 29 million locations, while Mastercard is at 32 million.
😲

I don't really know what else to look for, so if any of you guys actually use one of these two, let me know if you like them or if they're pretty much the same thing.
Thanks, I guess.

I’ve got a Diners card myself, and honestly, it does everything I need it to...
I also have their blue card for Netscape shopping, though I haven't used it much—just a few times to grab mobile vouchers online.

Generally speaking, a Visa card is the best way to go...

😉

It looks like Amex is transitioning over to being a Visa card, which might actually open the door for some interesting new features down the line.🙂

I’ve got my Master's degree
As far as what I actually need, I'm totally satisfied
I can use it to shop anywhere in the US or online

I don't play games with credit cards; if I buy something, I just pay it off from my main checking account immediately
I'm already juggling a pretty significant mortgage, and if I started putting everything else—like little extras or random treats—on installment plans, the math would get so messy I'd end up bankrupt
And honestly, I just can't let that happen!

I’m one of those losers who doesn’t own a single credit card.
But I’ve started looking into them—mostly because of apartment repairs or just paying my car registration. If I’m understanding this right, a revolving line of credit sounds like a decent idea for when you suddenly need $500 or $600 and don't want to dip into your checking account.
So, here's what I'm thinking:
A standard credit card is basically just delaying a payment by 30 days—that's nothing, and it's not what I'm after.
What I actually want is a revolving credit card where I pay off the balance monthly in installments—say, about 10% of whatever I still owe each month.
My question is: how do you actually "tell" a revolving credit card that you want to pay it back that way, instead of having the entire balance due in 30 days?

Look, let me try to explain why this makes zero sense to me 🙂

If I’m following this correctly, when I use my Diners Club card, I supposedly have the option to pay off only 9% of what I actually owe.
So, say I pick up a new stove from $1000 and put it on my Diners Club. My first bill comes in at about $90.
Does that mean I'm basically $910 stuck in a revolving credit loop?

You’ll be billed 5% of your total monthly credit card activity. If you want to pay off more, go ahead—it's up to you. But there's no requirement to do so. It all runs on autopilot. You don't have to think about it; you just swipe, and the debt keeps climbing.

Personal take—I’d much rather go into a negative balance if things get desperate than touch a revolving line of credit.
I’ve been burned by one before, and I am never touching it again.
Sure, the convenience factor is fine; you pay elegantly with your card, maybe get a 5% cushion for a few days depending on how they settle the books, and then stretch the rest over two years via Visa. But let me tell you, the interest rates are absolutely predatory. It feels like you’re constantly bleeding money because those interest charges climb at lightning speed.

Honestly, I’d sooner just take out a standard personal loan. Or, if we’re talking smaller amounts, I’ll stick to using my American Express or Diners Club, since they actually offer a few installments without hitting you with insane interest.