Michael Thomas6
Newcomer
9 messages
joined Jul 2003
The currencies that are still legal tender (like USD, etc.) can be swapped out pretty much anywhere—banks, currency exchanges, whatever. From what I know, they’ll charge you a fee based on whatever rules that specific financial institution has in place. Exchange booths are usually more chill about it and might give you a bit of a "bulk discount"—you know, if you're swapping a massive stack of Euros, they might give you a better rate than the official one—but honestly, nobody's going to give you a break just because you're bringing in a mountain of loose change.
I have zero clue what those actual fees look like, but—just look them up online. Don't trust the people behind the counter because—trust me on this—they talk absolute nonsense sometimes. I remember taking a bunch of small change from my piggy bank to the bank once, and I thought I was being ridiculous, like I was trying to tap into a child's savings account or something. I'd heard that counting all that small change costs money (as a service fee, right?), but I got lucky because the branch wasn't busy, so they basically "looked the other way." Total fluke. Then, once I got home, I checked the bank's website and saw that they actually *do* charge a fee for counting coins, but apparently, it doesn't apply to coin jars. Makes zero sense.
The currencies that aren't used anymore (let's say US Dollars from back in the day, though that's not really how it works now) are probably impossible to exchange anywhere at this point since the grace period after the transition years has long since passed. *Maybe* you could try somewhere like the Federal Reserve (or whatever the central bank equivalent is over there), but let's be real—is a trip to DC even worth it for a handful of pocket change?