darkmarlin92 said:And then we can't do anything because we're buried in debt—we owe something like $45 billion while the whole budget is barely over $100 billion. Imagine that debt growing every single year just because people are borrowing more since they can't even afford the basics anymore, all while the government throws money at nonsense like handball arenas. It's pretty obvious. Debt keeps climbing, and interest payments get higher compared to what our weak economy and country can actually handle. We should be building up state-owned companies instead of bringing in foreign corporations that don't give a damn about our people.
That's why Americans are one of the most emigrated nations, honestly.
yeah, exactly. that's not the point.
The federal budget for this year (on the spending side) is set at roughly $16.5 billion—and our foreign debt is hovering somewhere around $46 billion.
So—you’re basically admitting you watched a documentary where everything is laid out perfectly, and now you're trying to play Socratic philosopher by asking people to "uncover the truth" when you've already decided what the answer is?
It seems Zeitgeist 3 has taken a look—apparently, they’ve discovered that nothing beats a little bit of warmth and a shot of adrenaline to get things moving!
Wells Fargo fees for account maintenance and online banking services $4.75/mo. Back in January, this "pleasure" cost just $7.25/mo—which means it's 56% more expensive now. Seriously, don't even think about opening an account there. 😬
If someone handed me a mission to take even Bill Gates's fortune and turn it into absolute pocket change—I’d pull it off without breaking a sweat.
The real issue here is that it’s incredibly hard to value money you didn't actually earn yourself—it's just handed to you on a silver platter. A perfect example would be those veteran pensions. They spend, they spend, then they pile on more debt—refusing to pay what's owed just so they can squander every cent on nonsense—all while collecting their checks and still turning around to beg for handouts from the city, the county, or the federal government.
I suppose true patriotism is shown by paying your bills and taxes—not by taking a gifted pension and somehow managing to rack up over 15 $0.00 in debt—between electricity, heating, and those nasty late fees.
It seems to me they'll probably go about securing extra insurance instruments right from the get-go—just in case things "go sideways"—so they actually have someone to collect from if they need to.
It’s tough to find much leverage here—it basically looks like you handed cash directly to the seller rather than transferring it to the lender holding the mortgage. In this scenario, we're talking about the Federal Reserve.
Did you have a lawyer or a real estate agency managing the closing, or was this more of a "DIY" situation? Did you even sit down with the Federal Reserve to negotiate anything at all? And honestly, why wasn't the lien release issued the moment the payment cleared—why wait ten whole months to finally raise the issue?
And what would you even call a loan if its sole purpose was to pay off other mortgages? It definitely wouldn't be classified as a home loan—that just doesn't fit!
We don't necessarily need to bring a fourth bank into this narrative—it could easily be one of those three instead. That’s definitely an option, but we’d be looking at a non-purpose mortgage loan, which carries a much higher X.
A major bank wouldn't even consider sharing a mortgage with another lender—not in their wildest dreams! Forget about it. It’s even more absurd to think three different banks would pile onto a single property—because if they ever have to foreclose, there's a strict priority line, and no bank wants to be second—let alone third—in that queue.
Where on earth can you find such deals near $333? My younger brother picked up a little house out in St. Louis about six months ago for $50,000—quite a steal!—but then the attorney representing two of the co-owners ended up slapping him with a bill for $1667 just to handle the contract. He bit the bullet and paid up, though, telling himself it was worth it since he didn't have to deal with any hefty real estate agent commissions in the process.
It all comes down to the fact that minting coins out of $1.75 is simply more cost-effective. As for those $333 bills—they aren't exactly rare per se, but since they aren't used much, we really only saw that one single run back in 1993, and honestly, they haven't even worn out yet!
It isn’t just some random, one-sided decision to slash overdraft limits without giving the banks a heads-up—it's wild! A member of my extended family saw their overdraft limit slashed by a factor of 21—yes, 21 times smaller—even though, based on the statements, that massive deficit was supposed to stick around for another three months and change. I saw the old statements and the ATM receipt showing the current overage with my own eyes. It's like something straight out of Saturday Night Live!
Parents can always save up under their own names—though it's really intended for the kid—and as long as you have enough self-discipline, it’s smooth sailing!
Look, nobody—and I mean absolutely nobody—throws around a receipt until they’ve confirmed the funds actually cleared or the job is officially done. 😉 If you ask me, this is just a blatant excuse—or maybe even a flat-out lie—to cover up the fact that he hasn't sent the money yet. His last resort? He could head down to a Bank of America branch and try using those puppy-dog eyes to ask for the exact date and time of the transfer—maybe then some teller will take pity on him and print out a duplicate receipt, which would finally let him track down where the payment went... assuming it ever existed in the first place.
I didn't feel called out at all—quite the opposite! I actually find myself agreeing with your take. 🙂
To be honest, I’d probably do the same thing just because my banker is someone I’ve had a solid relationship with for quite a while now—it's all about that long-term trust—and it would feel beneath me to make life difficult for him over a mistake, especially since he's the guy I'll be heading back to anyway. Besides, there's no point being petty over a few hundred bucks—we're talking small change here. It's not like they're going to accidentally cut you a check for an extra $0.00 more. 😬