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Posts by Samuel Rodriguez6

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Home Savings vs. Mortgages in Banking, Insurance & Loans ·
Jacob Miller2 said:It feels like we aren't exactly dealing with facts here. I’m looking at that one post where someone claims they pulled a $100,000 loan at a fixed 4.5% rate without any collateral, a co-signer, or anything else. I mean, if that's actually true, fine—but I'd love to see where and how that happened. It seems more likely to be a bit of an exaggeration.

To give some context, I have two different savings accounts over at Chase. One of my wife's accounts at another bank is set to expire in about a month, and the terms are almost identical. So, I suspect these claims might not hold much water.
Maybe I'm off base here... but I don't think so. There might be a 1% or 2% difference somewhere, but certainly nothing as drastic as what's being described.

The only thing I've noticed is how certain facts seem to really rattle people. I'll state something that is objectively true, and for some reason I can't quite wrap my head around, people just start getting upset. I honestly don't get why.🙂

Regular folks like us probably can't even get those kinds of loans anymore.
I'd love to grab a loan with a fixed interest rate.
Is anyone else seeing that?

If there's a financial advisor out there willing to work for a fee, let me know. I need help setting up a fixed-rate loan so I can pay off my variable one. I don't want to deal with the nonsense people are talking about. If the Dollar takes a dive... then... yeah, I'm screwed.😉
Home Savings vs. Mortgages in Banking, Insurance & Loans ·
Gerald Lopez6 said:It seems pretty obvious that Austine isn't being totally upfront about all the fine print.
I actually have a home savings account that’s set to mature in four months, and based on my contract, I think it should be around ten thousand dollars—just enough to cover some new windows.
Beyond that, I just can't wrap my mind around why they’d hide the truth like this; it feels like people might be getting swayed by certain interests behind the scenes.

Can I get a serious answer here? My monthly income is $3267 and my spouse makes $2300. Would I be able to secure a mortgage for $120,000 with a monthly payment that doesn't completely break the bank?

I'm pretty sure you can pull it off.
Just assume you can put about a third of your income toward the mortgage payment.

So, take that 9800 + 6900, divide it by three, and see what the numbers look like over a 20 or 30-year term. Depends on how much you want to grind, I guess.
Quick question - pre-ejaculation... in Health ·
Roger Smith6 said:So, I’ve got a question:
Right before the actual climax and ejaculation, there's this mucus-like fluid coming out the whole time.
I know it doesn't contain sperm itself, but it could definitely carry some.
Can someone give me a straight answer on what this actually is, how it works, and why it happens? Or just drop some links so I can look it up myself.
thanks

p.s. I thought about asking over on Reddit, but we all know you'll never get a sensible answer there.


That's totally normal.
Actually, that fluid is the reason behind plenty of unplanned pregnancies.