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Posts by David Evans6

7 posts shown.

Overdrafts and negative balances: What's allowed? in Banking, Insurance & Loans ·
Hey, can someone walk me through this? If I have an approved overdraft on my checking account for $2000, let’s say I actually used that $2000 for about 6 months. And the interest rate is sitting at 8.5%.

So, what's the actual damage? How much are they taking from me?
My math says 6000 x 0.085 = $170, is that really it? Does it not matter how many months I was actually in the red?

I don't really get how this works.😵

Second thing: does the bank just hit me with one big lump sum for the interest at the end of the year, regardless of when I was overdrawn?
Or do they split that amount up into 12 chunks and just shave it off every month?
Anyone still running Windows 7? in Software ·
Hey everyone 🙂

I need some advice regarding Windows 7. Every single time I boot up my laptop, I get this notification saying my license has expired and suggesting I upgrade to Windows 10. What’s the move here? How much longer can I actually limp along on 7 before everything breaks?

Also, if I do decide to go with 10, I'm going to need someone who actually knows what they're doing to install it. I have zero clue how this works—what's allowed, what isn't—I'm a complete disaster when it comes to tech 😵

Can you just download a copy of 10 easily, or does it have to be the official version?
Dealing with lactose intolerance? in Health ·
Hey everyone,

Anyone else dealing with this: I’ve started ramping up my workouts at the gym lately, and I just can't hit my protein goals through food alone (well, at least not without being incredibly boring about it).

The thing is, I can't handle dairy. I'm super lactose intolerant. I tried drinking whey protein, but even half a scoop (!) triggers the exact same symptoms I get from milk. Same goes for cottage cheese. It's that constant stomach upset—that feeling like I'm about to have an emergency bathroom situation. If I eat too much, or if I'm not extremely careful with the rest of my diet, it happens every time. Plus, there's this massive energy crash. It feels like someone literally sucks the life out of me the second my gut starts acting up.

So, whey is out for now. I need to let my gut heal because right now, it's a total disaster. :/

Unfortunately, I react to cottage cheese too. It's slightly less intense than straight milk, but it's still a problem.

Any advice on how to fuel my body? I can't just eat meat three times a day, every single day. Especially with all those hormones in commercial meat nowadays.
I miss the old Google in Miscellaneous ·
Hey,

Does anyone know where I can pick up some basic little flower pots in Washington, D.C.? I’m looking for something super simple, nothing over $50$20 per piece. Seriously, just the basics. Every time I try to Google this, all I get are these overpriced, handmade, artisanal things. I don't care about any of that.
Workplace birthday celebrations in Psychology ·
ruggedmarlin18 said:There’s three of us at the office, so we just grab some small gift and bring in some treats to celebrate.😁
My "issue"—and my husband's too—is that coworkers always show up with food on their birthday, but since we celebrate our family traditions instead, neither we nor our parents ever bring anything, even though we get the day off anyway😁 (we head over to a relative's house for the celebration)

It's honestly pathetic that your boss is forcing this on you!👍
What kind of fallout would you actually face if you just told them you aren't interested?

No, nobody actually said, "You have to buy everyone a gift" or "You must contribute to the group fund." No one can mandate that. But there would definitely be that heavy, unspoken disapproval hanging in the air. That's why she's complaining now. Honestly, I'm right on the edge of telling her I'm not buying anything for the boss, just for the girls in the office. I mean, I see them every single day for at least eight hours, so fine, whatever.
Workplace birthday celebrations in Psychology ·
wanderinghawk30 said:No, we aren't buying anything. Honestly, I find the whole thing bizarre. Maybe if someone actually celebrating brings in some donuts or something to share with the office, then we'll talk.

By the way, what does any of this have to do with psychology?

I don't know, I was just interested in the, let's call it the psychology behind the idea that people in an office are expected to buy gifts for the entire company.😁
Where else was I supposed to post—in a forest?😁
Fine, I could have put it under career and job. I still can. If it's bothering people here, move it then.

Personally, I think this gift-buying stuff is stupid too. Fine, if it's just a few people in my immediate department buying something for each other, whatever. But for the whole company? That's just plain moronic.

And what, everyone just stays quiet because it suits them? If I say something, suddenly I'm the one being difficult.
Honestly, I don't give a damn if nobody buys me anything for my birthday. I'd just bake some cookies or grab something sweet and bring it in. It’s also dumb to make anyone feel obligated; it should just be a nice gesture.

I am certainly not buying gifts for people I barely see once or twice a week when they swing by the office. We aren't even friends. Some of them I don't even like.
Workplace birthday celebrations in Psychology ·
I have a question:

Is it a thing where you guys buy group birthday gifts at work? Like, everyone chips in to get one big present?

That’s how it works at my company. And look, I don't have an issue with the concept itself.
BUT... there are about seven of us in the office. It's fine if we all chip in for a little something for each other and split the cost.
The problem is management is pushing this idea—and I can tell my coworkers aren't complaining, so they probably agree—that we should be buying gifts for everyone in the entire operation. That means all our drivers and the warehouse staff too. Of course, it's totally one-sided. The bosses don't even acknowledge our birthdays, let alone buy us anything. Not that I care much since we aren't exactly close, and they don't even know when our birthdays are. No one is forcing them to do anything, yet somehow, it's our job to track everyone's birthdays and make sure the drivers and warehouse crew get gifts.

It feels stupid and unfair. Why am I expected to keep track of their birthdays when it isn't reciprocated?

Am I losing my mind here, or is this actually messed up?

If I actually speak up, I'll just end up being the only one complaining.