Posts by Jeremy Lee3

Exactly—if you don't get that personal banker hearing on the table before the previous proceeding wraps up (since that whole thing closes out at the first hearing), then you're basically out of luck. They aren't going to reopen the case just because you missed your window.

Oh sure, because clearly we have nothing but geniuses on the bench here. Why bother listening to anyone when everything is just perfectly obvious on paper, right?

But look, even after the Supreme Court dropped its ruling a year or two back, it’s still worth actually hearing out the prosecutor just to be safe. You don't want some appellate court throwing the whole case back in your face on appeal because they're still being stubborn about it.

Carl Roberts3 said:I've got a hearing coming up this September for my lawsuit against JPMorgan Chase regarding that old Swiss Franc loan I took out... I'm honestly not sure if they ended up calling in the bank representative who handled my account back then.

Has anyone else gone through something similar, or is there a certain way these things usually play out in court...

Thanks!

It’s always the same old story—you basically have to do whatever the prosecutor says and whatever your personal banker tells you to do, assuming the bank even bothers to assign you one in the first place.

The whole hearing was super brief, honestly. It basically boiled down to one thing: did you take out that loan for personal stuff, and did they actually sit you down and explain the massive risks involved with a variable interest rate? You know, those rates that swing wildly based on whatever whim the bank decides, all tied to a Swiss Franc Loan clause. That’s pretty much the whole game.

Get in touch with AARP on Facebook—they’ve actually got a full list put together.

And seriously, you guys need to move fast. Before any legal action kicks off, you’ll need to grab all those documents from the bank—everything from your transaction history to the repayment schedules—and getting that stuff sorted can easily take up to two weeks.

It was just some yellow slips—so that’s all there is to it.

A yellow slip means someone is sending you something important, so you don't just toss it in the trash, because who cares 😁

Look, there isn’t just one single spot where you can go to check all of that because debts can come from pretty much anyone—different creditors, different banks, whatever. It honestly has nothing to do with whether the government is broke or not.

If you’ve been hit with a freeze or a lien but you haven't seen a single piece of paper at home, yeah, that’s totally possible for a couple of reasons.

1. They sent the notice to some wrong address.
2. They actually delivered it and left a notice, but you just didn't bother picking up the certified mail at the post office.

If it’s case number 1 and you aren't the one who messed up, you need to pull up the records with the IRS or whatever agency handled the filing, see who was running the show, and call them up to see how the service was handled. If they didn't properly serve you at your actual residence, you’d have every right to file an objection and claim you never received anything.

But if it’s case number 2? That’s on you. 😁

People constantly dodge their mail, and then suddenly this stuff hits a public record or a legal notice board and the deadline to contest it has already passed, all while they’re sitting there clueless that any legal action was even happening.

So, when did they actually file the motion for execution?

What's all these charges even for?

Patrick Chase4 said:Just hopped off the phone with them. Their line is that when the debt was bought back by Optime, it wasn't past due—and apparently, that’s the only thing that matters. What’s your take on that?

Look, the debt is officially past the statute of limitations if they haven't even filed for a judgment under the Uniform Commercial Code yet.

Just ignore them.

Look, an enforcement order is usually just some rubber stamp that gets slapped down whenever someone makes a motion.
So, the fact that you actually got served means 😁

You better listen to what Zombona is telling you.

I mean, look, that’s just what I was told—I went to see Dr. Poropat and honestly? I’m pretty happy with how it went.

The first thing she told me was to go get an ultrasound done 😁

Word on the street is that Mayo Clinic has the absolute best nuclear medicine department in all of Chicago.