So, just a few minutes ago, my dad walks in with two envelopes addressed to him from New York City. He’s looking at them totally confused—he doesn't speak a word of English—so he asked me to translate. Inside the first one, there's a Netspend Visa Prepaid Gift Card with this note saying, "Thank you for applying for a Netspend Visa Prepaid Gift Card. To use your card, you must first activate it..." and so on and so forth. The second envelope has the PIN. I asked Dad if he actually applied for any kind of card, and he was like, "No way." We don't even have a credit card in our house, and honestly, I barely understand how any of this stuff works. It’s not like he could have applied online either, since he can't even figure out how to turn on a computer.
I tried Googling it, but nothing useful came up. The only thing I found was this page, but even there, I couldn't find anything helpful—
https://www.prepaidfinancialservices.com/index.aspxAnyway, I'm completely lost, so I figured I'd start a thread here. 😬Is this some kind of scam or what? (I mean, does this even exist in the world of credit cards?) Because absolutely nobody applied for anything... Should I send them an email and tell them to get lost? Or should I just ignore the whole thing? (Does anything even happen if you don't activate the card?) I genuinely have no idea how to handle this or if I even need to react at all.
Basically, help. 😢
Sorry in advance if this topic seems super basic; I tried searching for something similar but came up empty, and I'm pretty new to this subforum. Also, sorry if my amateur questions sound silly to the experts here, but I seriously know nothing about this stuff.😳