Posts by Paul Bishop3

Don't blame anyone else for skipping your shots; you brought this on yourself. Now you get to enjoy your quarantine. It’s a ten-day stint, starting from day zero—which is the day you had your last close contact with someone sick. So, once eleven days have passed since that last contact, you're clear. In your case, you won't be stuck in isolation after November 15, 2021.

Ethan Clark3 said:I guess Kovač is originally from an Imotski native area.

It’s not just garbage... the whole thing just went to hell.

northerncyclist2 said:What madness? I haven't even seen a single migrant yet 🤣

You haven't seen them? Well, have you heard we've blown over $6 million in taxpayer money on them already? Us, the "wealthy" United States?

Robert Rodriguez2 said:How many installments?

12 months

I need a gaming setup including a monitor and all the peripherals, paid via American Express installments up to $2000, here in Washington, D.C. Thanks!

lonebadger6 said:No moderator has handed out a penalty for an opinion just yet.
The fact that some people on this forum can't tell the difference between having an opinion and straight-up hate speech isn't exactly a moderation issue...

Statements like "all these immigrants are ready to blow themselves and a hundred civilians sky-high in the name of Allah," calls for forced conversions, suggesting we block people from entering the US by laying minefields, or dropping links to ISIS atrocities to imply that all immigrants—by extension, all Arabs—are ISIS members... that's hate speech, not an opinion.

Even a glance at the topic makes it pretty obvious that all opinions are permitted—if certain people don't know how to speak without resorting to hate speech, that's their own damn problem...

If that’s the case, why did YOU specifically give me a penalty just for posting a link? And you used "trolling" as the reason? You couldn't find any other reason to click, so you chose the one that sounds the least inaccurate because you won't tolerate a different perspective?

Why did I get an infraction just because I posted a link regarding today's stabbing of a police officer in Darmstadt, Germany, under a thread about immigrants? They even slapped me with a "trolling" charge, which is total nonsense... a news link has absolutely nothing to do with trolling.

My primary care doctor is refusing to give me a referral to have a (benign) atheroma removed from my back. He claims it should only be dealt with if it starts growing. How on earth am I supposed to monitor its size when it’s on my back?... And more importantly, does a GP actually have the right to deny a specialist referral just because they feel a visual inspection is enough, even when I'm explicitly asking for it?

Bradley Garcia77 said:Look at that disgusting smirk on this jerk right after the news segment. He’s even more repulsive than that scumbag Vrbanović.

You mean Lulić?

Looking for recommendations for a good GP in San Jose.

Mark Booth7 said:Hey there,

I’ve got a question—it might be a bit off-topic for this thread, but I’d rather not start a whole new one:

So, over the last year, I’ve been in two accidents—both my fault—driving a car registered to an older relative. Now I'm wondering, when I finally go to register a car under my own name, is the insurance company going to hit me with a massive surcharge because of those incidents? This will be my first time actually being the policyholder.

Thanks in advance,

If the NAIC has already logged the claims and processed them through your policy, then yes, you're looking at a surcharge. And lately, they've been incredibly fast at updating their records...

northernsurfer64 said:I've been with State Farm for years now—years. I sent them an inquiry today regarding liability and collision coverage for my new car once it finally arrives—bam! Liability is pretty much what you'd expect, I guess, but for the collision part? They’re basing the price on the full MSRP without any discount! It's unbelievable; they use the sticker price that the dealer never actually sells the car for!!! Because, obviously, they always sell it with a massive discount. Right now $10000, dropping from $157,500.00 down to $127,500.00! Where on earth does that kind of logic come from? A dealer can value a vehicle however they want, but they sell it at the price the market is actually willing to pay! Only we would fall for this sort of thing.

Every single insurance company calculates premiums based on the manufacturer's suggested retail price, not the discounted one. Nothing new here. If a dealership gives you a 50% discount, then the car isn't being insured at its actual value. They could practically give it to you for a dollar, but you don't think the collision coverage would cost $3.25 then, do you?