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Posts by crimsonsailor7

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Wage garnishments and collections in Law ·
Statutes of limitations don't actually start counting until you hit a certain milestone, like reaching the age of majority, and they can be totally interrupted by stuff like someone filing for a writ of execution...
Once you receive the notice, that's when the clock starts ticking for you to file an objection.

Whether you decide to just settle up or fight it is entirely on you.
Wage garnishments and collections in Law ·
Peter Williams37 said:So, I've seen what the stamp fees and attorney costs look like, $267. I’m wondering if there's any way to dodge paying them since I never actually got anything in the mail at my house. They’re claiming they're an ISP and sent everything via email, but I never saw it—it either went straight to spam or I accidentally deleted it.
I'm torn on whether I should just pay up or
if there's some kind of way to appeal these specific charges.

I picked up the notice today from the post office stating I have exactly 8 days to either file an appeal or settle the bill...

Like I said before, everything you need to know is already laid out right here, item by item... just scroll back up and give it a quick read.
They aren't legally required to send out notices or warnings, so there's really no way around it if you're looking for an out...
Wage garnishments and collections in Law ·
Lawrence Reed3 said:So, my mom just got hit with this court order case number CV-2050 from AT&T—apparently for some debt from back when she wasn't even a customer anymore! I mean, how is that even possible? I guess there must be some kind of massive glitch in their system or something... maybe they just didn't close her account properly? It seems so wild to get a legal notice like that out of nowhere!
So, just to clear things up—about a year ago, she decided to switch over to a different carrier, specifically back in May. But get this: those old bills from AT&T kept showing up even though she wasn't even using their services anymore! When she finally looked into it, she found out that nobody had actually canceled her account settings. Apparently, she wasn't told she had to do it herself during the switch—they told her the new provider would handle everything, which—if you ask me—sounds a little fishy. Anyway, she filed a formal complaint back then to have those AT&T bills wiped out since she wasn't a customer anymore. Everything was supposed to be sorted, right? Well, until today, when she suddenly gets hit with a court order case number CV-2050. And it's for a bill from June 2012—way back when she wasn't even with them! I mean, seriously? $80 He’s looking at a bill for almost $1,000—can you believe that? ( 🙂 It’s pretty obvious they have zero intention of paying for something they don't even owe—honestly, the whole thing just feels like a desperate attempt to grab onto any excuse to collect on some totally made-up debt. I mean, I really think a court order like this should be super easy to fight, especially since we actually have all the written documentation proving the transfer happened! Has anyone here ever dealt with something similar? I'd love it if someone could share a little advice or a tip. Thanks!

That’s probably how it’ll play out, too. Just file an objection and make sure you attach everything you've got...
Wage garnishments and collections in Law ·
Sandra Fisher60 said:Thanks again... I just want to be one hundred percent certain I'm on solid ground before I move forward. I need to make sure that, on top of dealing with these predatory lenders and loan sharks (and yes, I'm using those terms specifically so a real attorney doesn't take offense), I won't end up getting fleeced by the legal fees too. Once I'm sure, then I can go all in.

Bottom line is, I haven't received a single resolution—nothing. No invoice, no official notice, absolutely nothing. Unfortunately, the statute of limitations here is ten years. And honestly, I don't even know what happens if the debt isn't settled within that timeframe, since I don't own any real estate or significant assets, and at this rate, I won't be acquiring any. Plus, it looks like my company might fold soon, so I'll probably be back on unemployment or maybe heading back to college... 😬

Anyway, thanks for the replies. It helps knowing I actually have a shot at making them pay for their arrogance, their rudeness, and the mental toll this has taken on me. I haven't slept or eaten properly in a week—living almost entirely on anti-anxiety meds. To make matters worse, whenever I call to lodge a complaint, these sharks just shrug and say, "Not our problem." My complaints are centered on the fact that I never received the bills or the notices, and also the fact that the notary involved should be based in New York, not some random office in Chicago. If I have any legal standing at all, I am going to do everything in my power to turn this around and make it their problem...


Seriously, I need you to just drop this and stop...
Wage garnishments and collections in Law ·
And don't forget to tack on all those extra legal fees and processing costs too...
Wage garnishments and collections in Law ·
Lawrence Reed3 said:Hey everyone! I’m reaching out because I’ve run into a bit of a headache, and I was really hoping someone might have some advice on how I should handle this.
About a year and a half ago, I got hit with an enforcement notice from the law firm Hanžeković and Radaković, who are representing AT&T regarding some unpaid debt. I actually jumped on it pretty quickly—I sent over my contract and requested a payment plan. Plus, I filed a formal dispute because AT&T tacked on this massive bill that I never even received! It covered a five-month stretch from back when I wasn't even using their services anymore, and it basically doubled the entire amount they claim I owe.
Since then, I haven't heard a single word back about my dispute—nothing! All I found out was that the whole thing had been passed along to the court system.
Then, today, I find this letter in my mailbox that says: "
Subject: Enforcement Proceedings
To whom it may concern,
We are contacting you as legal representatives for our client, AT&T... regarding the enforcement proceedings initiated under the decision...,; primarily to request that you pay the full outstanding balance into AT&T's account, otherwise, they will proceed with further enforcement actions. (Sent by: Hanžeković and Radaković Law Firm)
So, I’m wondering—is this actually an answer to my dispute, or am I just going to get another enforcement notice in the mail very soon? I’m honestly torn here—should I file another appeal right away, or just wait to see if a formal decision arrives so I can submit another dispute like I did last time? I actually got a letter just like this two years ago, and not long after, a formal enforcement order showed up.
If it’s the same deal this time around, I have no clue what ever happened to my original objection.

Look, you can't really appeal this yet because this isn't an official ruling—it's just their way of leaning on you to pay up... The courts will eventually deal with your objection, it's just that things move incredibly slow over here in the States...
Is this a rule violation? in Feedback & Suggestions ·
Harold Adams7, I really don't want to have to go over this for a third time 🙂 some posts just straight up don't belong in a discussion about a specific topic and they're gonna get nuked, and if someone's being particularly problematic, they'll end up with a formal strike on their record.
Is this a rule violation? in Feedback & Suggestions ·
Look, like I said before, nobody is out here trying to shut down the conversation, but that doesn't mean people can just say whatever random nonsense pops into their heads without thinking...
Giving out bad advice—and I mean seriously terrible, reckless advice—doesn't help anyone, and honestly, someone might actually take it to heart and end up in a massive hole because of it.
Bans are definitely on the table as a way to handle things, because sometimes just posting a warning or citing a rule isn't enough, especially since you can clearly see that not everyone bothers to actually read them...

I think I've made my point pretty clear 🙂
Is this a rule violation? in Feedback & Suggestions ·
We don't really go back and forth on warnings like this... I’d really suggest taking a second to look over the community guidelines, which is honestly what everyone should do before they even think about joining the conversation here.

Since you haven't actually seen some of those posts, you can't really make a call on what's inside them... Some of them are just a total mess of random legal jargon thrown together without any rhyme or reason, and we just don't want anyone taking that stuff seriously and ending up in a massive headache because of it.

Nobody is trying to shut down any kind of debate, but there's a huge difference between an actual discussion and just dumping a bunch of nonsense all over the place.
Wage garnishments and collections in Law ·
Jeffrey Fox4 said:What do you mean there isn't? If a judgment order has dozens of different line items, the collection happens sequentially—one bill at a time.
If, after 10 years from when the collection started—assuming the debt is being paid regularly—there are still specific bills that haven't actually been billed yet, then the statute of limitations can totally apply to those specific ones.

Some guy just explained this to me recently using this exact PDF. Obviously, you have to actually initiate the legal process and specifically cite the statute of limitations FOR those particular bills.

Look, I'm not saying statutes of limitations don't exist at all... they definitely do for other types of stuff, obviously. But you can't just apply it to what's already in motion here. What that person was trying to explain wasn't quite what you're making it out to be... that ten-year rule only really kicks in if there hasn't been any attempt to collect the debt at all, it doesn't count if the collection process is already ongoing and has nothing to do with bills that were never even sent out for payment in the first place...
Wage garnishments and collections in Law ·
He just gives the company a call to see what's up...
Wage garnishments and collections in Law ·
Look, what you're actually digging into isn't just some single new or old rule, but rather two totally different sets of laws playing at once. That whole bit about the statute of limitations starting from the moment an obligation is established... that’s a specific quirk found within the federal tax code itself.
So, what's the deal exactly?
Wage garnishments and collections in Law ·
John Clark6 said:If I were in your shoes, I'd start by demanding they provide your specific "utility account ledger"—you know, so you can see exactly which timeframes they are trying to pin on you. The fact that you're even asking this suggests the garnishment notice didn't clearly specify the period the debt covers, which—I suspect—could be another solid point for your appeal. There's actually a bit of a shady practice sometimes where they try to offset your most recent payments against the oldest debts just to dodge the statute of limitations. They might even try to cite a specific section of the Internal Revenue Code to justify it, though I won't get too deep into the weeds here—I actually have a couple of second-level rulings on this myself! Anyway, for starters, just have them hand over a full statement of your debt history so we can look at it one line at a time...

The thing is, those old debts can only be cleared if you don't specify which period you're paying for, which happens all the time when people are just reacting to a collection notice. Most folks forget to mention the specific month or billing cycle on their check. When you're paying a direct invoice, that doesn't really happen, so it isn't necessarily some intentional bad practice, just a bit of oversight...

John Clark6 said:Unfortunately, if you look at how things actually play out on the ground, the way the Internal Revenue Code interacts with Section 171 tends to be interpreted in a completely different light than what you might expect 🙂 I guess the reason I brought this up is just because I've run into this head-on in my own work—I've seen several rulings from appellate-level authorities that prove my point. As for the whole situation regarding the failure to mention the warning in court, I'd probably rather not even comment on that part—it’s best left alone (just look at Section 244 of the Internal Revenue Code) ...., since you're supposed to file an appeal rather than a formal objection (even though, honestly, it probably wouldn't change the outcome anyway), and when you're arguing statute of limitations, you really ought to be citing Section 226 of the Internal Revenue Code.

Actually, when you're specifically bringing up the statute of limitations, that's technically called a 'statute of limitations objection'...
Wage garnishments and collections in Law ·
Just file a statute of limitations defense, and honestly, just attach whatever evidence you can dig up that you think might help... there isn't really a specific rulebook telling you exactly what those documents have to be...
Is it legal to use a single signature on a PDF? in Feedback & Suggestions ·
And here you go again 😁 it’s like everything just bounces right off you like you're a brick wall.

I'm throwing in the towel, honestly, you're right... we're all just mindless drones, a total hive mind, from us regular folks to the cops, the courts, and the whole damn government. You just keep hitting the same notes, using the exact same arguments and phrases, posting that same stupid link that doesn't even make sense... go on then, go ahead, keep going... 🎉
Is it legal to use a single signature on a PDF? in Feedback & Suggestions ·
feralranger said:What kind of "debts" are we even talking about here? Vukic was essentially iskamatariti after his small business went under. I truly don't know how many times I have to explain this to you, but once it happens, you immediately resort to censorship by claiming I'm just being repetitive. Meanwhile, instead of actually catching criminals—you know, the actual drug dealers and such—the police have, quite shamefully, been complicit in the whole mess.

...and he won't even be able to claim his Social Security benefits if he hasn't paid up...

If three different people tell you you're wrong, but you just keep digging your heels in on your own little 🤷
...
You start dragging politics into this conversation and insisting on things that aren't even true, and then you have the nerve to act like we're the ones who just don't get it...
Law Subforum - Complete Restructuring in Feedback & Suggestions ·
feraljackal2 said:The real headache with the PDF is just how oversensitive the mods tend to be when they react...

You’re actually the first one to bring this up 😁 because back when we were nuking every single one of those questions and handing out bans just to keep the thread on track, everyone was complaining about us being too strict. Now we let stuff slide up to a certain point, even though we pretty much know how it's gonna play out anyway, so now apparently we're being too soft... 😁
Law Subforum - Complete Restructuring in Feedback & Suggestions ·
hollowtrucker77 said:for instance, why shouldn't an online forum be the kind of place where a movement starts to change some bad or just plain stupid law?
why couldn't this site actually become the starting point for fixing something like a misplaced traffic sign?
and why can't we talk about how the police could stop acting like tough guys on the road and actually start focusing on safety—you know, by pulling over people who are actually causing hazards instead of just being cold bureaucrats who ticket drivers on roads where everyone is already going way over the speed limit?
or why couldn't we have a real debate about the practice of ticketing a drunk driver and then just letting them drive away... I mean, whose fault is it if they kill someone just a few blocks down the road?
do judges and lawyers make mistakes too, and if so, what kind?
and so on and so forth...

nah, honestly, it feels like it's just easier to act all high and mighty and defend the status quo by claiming people are only here to ask questions, and anyone who dares to say anything else is just "disturbing the sacred peace" of the moderator's domain on this legal forum...

Look, topics like that have never actually been banned. In fact, there are even threads right now covering some of the stuff you mentioned. Anyone with something to contribute, regardless of their perspective, is free to speak up. The real issue is that usually, it's just a handful of people chiming in, and they often do it in a way that breaks the rules. Then, when their posts get wiped, they don't realize it wasn't because of their opinion, but because of how they said it...
Law Subforum - Complete Restructuring in Feedback & Suggestions ·
I honestly don't even know where to start with this one, because there’s just so much to unpack regarding how things are playing out lately... I was sitting there thinking about everything that's been happening and it really feels like we're hitting a turning point in how people view these systemic issues, you know? It's kind of wild when you step back and look at the big picture, especially considering how much noise there is online compared to what's actually going on in the streets of places like Chicago or Philly... it just makes you wonder if anyone is actually listening or if we're all just shouting into the void while the real decisions are being made behind closed doors in D.C.... anyway, I've been reflecting on this for a while now and I can't help but feel like we need to be more intentional about how we approach these conversations before they just spiral out of control... turns out, it's a lot more complicated than it looks on the surface... kaže:
Look, I'm siding with crimsonsailor7 on this one because let's be real... the people hanging out on these internet forums aren't exactly freaking lawyers or anything...
I mean, seriously, how hard is it for that information to actually sink in at this point... like, we’ve been talking about this forever and it feels like everyone is just staring blankly instead of finally getting it...

Wait, seriously? They aren't??... 😲😲 Oh man, I feel like my entire worldview just got completely flipped on its head... everything I thought I knew about how things work is suddenly up in question...

I honestly don't even know where to start with this whole situation, but I've been sitting here thinking about it for hours and it just feels like everything is shifting so fast lately... you know what I mean? It’s like we’re all just trying to find our footing while the ground is moving under us, and sometimes I wonder if anyone actually has a handle on things, or if we're all just collectively pretending that we do... anyway, I was talking to crimsonsailor7 the other day about how much everything has changed, and it really hit me that we can't just rely on the old ways of doing things anymore because the world is just too different now... it's kind of overwhelming when you really stop to sit with it, but I guess that's just life in America these days, isn't it... just constant movement and trying to make sense of the chaos... kaže:
Most people out there are just regular folks living their lives, you know, trying to get by, and they don't really run into any trouble until some massive government agency or big-shot institution decides to come down hard on them out of nowhere...

And then they come crawling to you for advice, acting like they don't know any better, only to get exactly what they asked for...

I was just sitting here thinking about how much things have changed lately, and honestly, I can't help but feel like we're all just trying to find our footing in this massive, chaotic landscape... it feels like every time you think you've got a handle on how things work in America, some new piece of legislation or a sudden shift in the economy throws a wrench in the whole machine, and you're left just staring at the screen wondering where the hell the stability went... it’s kind of exhausting if I’m being real with you, because you spend all this energy building up these little routines and expectations, only to realize that the ground beneath us isn't nearly as solid as we thought it was... anyway, I guess I'm just rambling now, but it's been heavy on my mind lately... kaže:
Look, the real fix isn't just brushing someone off by saying, "Who cares, that's just how the law works," because that doesn't actually solve anything... what we really need is for people to actually grasp the logic behind it, you know? Like, instead of just throwing a rule at them, we should be making it crystal clear why things were set up in one specific way out of all the other five ways they could have gone... if people actually understood the reasoning, there wouldn't be so much friction in the first place...

If you’re still feeling lost on this, just speak up and let me know what part isn't clicking... I really don't mind explaining it again. But honestly, just saying "because" isn't an actual answer to anything, so please stop dodging the question and actually give me some substance here...

I honestly don't know where to start with this one because there's just so much to unpack regarding how everything is shifting lately... it feels like we're constantly hitting these weird turning points where the old way of doing things just doesn't hold up anymore, you know? I was sitting there thinking about how much has changed over the last few years, especially with the way people interact online and how much weight certain opinions carry now compared to back in the day... it’s kind of overwhelming if you really sit with it for a second... anyway, I've been trying to wrap my head around all these different perspectives, but sometimes it feels like everyone is just shouting into the void without actually listening to the nuance of what someone else is trying to say... it’s a lot to process, and I guess I'm just wondering if anyone else feels that same sense of constant flux where nothing stays settled for more than a week or two... maybe it's just me being overly analytical, but it feels like we're all just trying to find some sort of solid ground in a world that seems to be moving faster than we can keep up with... kaže:
So, instead of just making one dedicated thread for a specific issue where people can actually do a proper Q&A, you guys decided to make one massive topic for all those little things, and then just dump everything else into this giant "group thread" mess that’s basically an unreadable mountain of text... it honestly makes zero sense and is impossible to follow...

Are you seriously suggesting we need a brand new thread for every single little question... like, one for who to send an appeal to regarding a garnishment, another for how much the mandatory portion of a paycheck should be, then one for vacation time policies, and maybe even one just for property tax exemptions... just so people don't accidentally have to put in the tiny bit of effort required to actually read what’s already been posted right above them... honestly...

I honestly don't even know where to start with this whole situation because there's just so much to unpack... I've been sitting here staring at my screen for twenty minutes trying to find the right way to say this without sounding like I'm overreacting, but I really feel like we need to talk about how everything is unfolding lately... It feels like every time I turn around, there's some new drama or another unexpected shift in things that just leaves me feeling a bit lost, you know? I'm trying to stay positive and just roll with the punches, but sometimes it feels like the weight of it all is just piling up a little too fast and I can't quite catch my breath... anyway, I guess what I'm getting at is that I'd love to hear what everyone else is thinking, because if it's just me feeling this way, then maybe I'm just overthinking things too much... but I have this nagging feeling that something is definitely shifting under our feet... kaže:
Law can honestly be viewed as just a massive pile of dusty old textbooks and dry, lifeless jargon, but if you look closer, it actually turns into this incredibly fascinating subject that’s packed with real purpose, logic, and actual reasoning

It’s really not nearly as boring as people make it out to be... that’s just how it looks to anyone who thinks the whole thing is just some endless mountain of books they're forced to cram through
Law Subforum - Complete Restructuring in Feedback & Suggestions ·
hollowtrucker77 said:Look, saying stuff like "this thread isn't meant for that" is exactly why you and crimsonsailor7 just don't cut it as moderators
or should we just keep on screaming: fo-o-o-o-rummmmmm?

You just aren't getting it. Not every single thread needs to be an open floor for discussing every random thing under the sun, especially if it doesn't even really tie back to legal stuff. If the politics section is for politics talk about politics, and the fashion section is for fashion about fashion, then why can't the Law section stay focused on law?...