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Posts by Richard Chavez

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Which bank should I choose for a new account? in Banking, Insurance & Loans ·
banderas said:When it comes to personal checking accounts, JP Morgan Chase definitely holds the upper hand. Even if they can be a bit clumsy or unfriendly at times, they make up for it by having a massive network of ATMs—and, as far as I know, they’re still the only ones offering cash deposits directly at the machine.

I personally use Wells Fargo, while a close friend of mine uses JP Morgan Chase. She deals with some sort of daily limit of $333 on her debit card, whereas I don't have any restrictions at all. It actually came up once when we were out doing some heavy shopping; her card suddenly hit a wall after she spent $333, so she ended up using mine. My card didn't give me any trouble like her 🙂 did.
Here - by Steven Spielberg in Movies ·
driftingowl27 said:Honestly, it’s all just damn Disney compared to the real-life material they have sitting right in front of them... I can't help but feel a bit bummed that Ken Loach isn't American...

That is so true... But most Americans have had quite enough of that gritty RL stuff to want to sit through it at the cinema or on TV...
People just crave something else, even if it's just pure fantasy. I mean, why is it that whenever some athlete wins a championship somewhere, we act like they’re our own best friend? People just want something to celebrate, something to get excited about—even if the reason is manufactured. And honestly, if they could, many would probably choose to wipe from their memory everything those movies remind them of for the millionth time...
Here - by Steven Spielberg in Movies ·
Has anyone else caught any of the movies playing at the Arena this summer?
Without getting into a whole debate about how good they actually were, there's one thing they all have in common: they are incredibly depressing.
Maybe that’s exactly why it’s such a hard sell to get American audiences to sit through American films...
I’ve always been quite fond of the phrase "aligning one's conscience."
I actually work with a guy who will go to extreme lengths to frame every single action he takes as being morally beyond reproach.
For instance:
He hires someone, but refuses to report their full salary to the IRS; because, in his mind, why should you hand a dime over to a government that’s just going to waste it? And at no point does his inner voice ever whisper, "Wait, what about the sick, the elderly, or the people relying on social safety nets? What about our infrastructure, our schools, or our hospitals?"
No, he stays perfectly convinced that his money would simply end up in the pockets of corrupt politicians. So, through this little bit of "conscience alignment," he sleeps like a baby.

To me, a conscience is really just a brake. It’s that thing that keeps me from grabbing everything everyone else has by using the same tactics they use. At the end of the day, they might end up with all the material wealth, but I get to keep my peace of mind.