Posts by briskcanyon12

Way to go, Aircash!!

Yeah, on the old device.
If you’ve got your token and can actually log into your Chase account, you should be able to get it activated right through their portal.
I’m honestly not sure if they still bother calling it "customer service" or if they just call it support now, but you might be able to sort it out over the phone. Your best bet is probably jumping onto the Chase live chat and asking them directly.

Once you're on the initial login screen, just tap the settings gear icon in the top right corner, then select the option to transfer your data to a new device

I am honestly fascinated by how creative you all are when it comes to twisting facts and digging up excuses. Your grasp of legal technicalities is truly enviable. It begs a very logical question: if you are all such brilliant legal minds, why on earth did you take out a Swiss Franc Loan in the first place? Why would anyone sign such disastrous loan agreements if they were as smart as you claim to be now?

I’m curious—how would you react if you lent some Swiss Francs to a friend, and when it came time for them to pay you back, they showed up with this exact same nonsense you're peddling right now?

At the European Union level, a political decision was made to provide assistance to those who took out Swiss Franc loans. Laws and directives were adjusted specifically to make this legally possible. Depending on the level of populism in a given country, the implementation varied—some places leaned more toward the consumer than others. Instead of accepting this as a form of aid, you choose to spin tales, trying to convince everyone else that you are victims fighting solely for your rights, while ignoring the fact that you're essentially asking for handouts at the expense of all the other "idiots" who were smart enough not to touch these loans.

Your ultimate goal is simply to get your apartment for free, and maybe even squeeze out a little extra pocket money on top of that. Only then will "justice," according to your logic, finally be served.

The interest rate hikes fall into a gray area because the parameters weren't strictly defined, which was a massive mistake. However, rates climbed because of the crisis; the government had to borrow more expensively due to rising risk. It wasn't like the banks decided to hike rates just for the hell of it. The US had to take on debt in dollars at 6-7% because, within the context of the European Union, finding buyers for bonds was difficult when the EUR/USD exchange rate was sitting above 1.2 or perhaps 1.3. Now, they are paying interest and returning principal at an exchange rate of 1 or 1.05. Honestly, they should have asked you for advice on how to explain to Americans why they need to convert those bonds from EUR! We are part of the European Union, after all.

Walter Thomas18 said:You took out a Swiss Franc loan, and your principal was always denominated in Swiss Francs. They didn't increase the actual amount of the principal in Swiss Francs.
The second mistake you made was opting for the Swiss Franc in the first place—you clearly thought anyone taking out loans pegged to the Dollar or the Euro was an idiot. If you had just gone with a loan tied to the Euro, you wouldn't be in this mess. It is an undeniable fact that the Federal Reserve warned against taking out loans tied to the Swiss Franc because they defend the exchange rate between the Dollar and the Euro, yet plenty of people ignored those warnings.
The only thing that was indisputably wrong with all these loans—whether they were in Dollars, Euros, or Swiss Francs—was that interest rates were subject to the whims of bank executives. The Federal Reserve should never have allowed that. As for the currency clause, there is nothing to debate there. It was legal, regardless of what anyone claims.

This is exactly my take; I sign off on everything said here, word for word!

I assume everyone is aware of this, but let’s be real: when the political landscape shifted, it handed these institutions a lifeline to cover for their own disastrous decisions. It’s the classic double standard: everyone loves capitalism when it’s time to pocket the profits, but the moment it’s time to swallow the losses, suddenly everyone wants someone else to foot the bill. In this case, we're all paying for them through hiked interest rates and various banking fees, because a bank will always find a way to pass their unplanned expenses onto us.

If the Swiss Franc had weakened or stayed flat with lower interest rates, and the crisis hadn't hit, everyone would have been laughing at the "idiots" who played it safe with Euro-denominated loans, asking, "Why didn't you just go with the Swiss Franc?!" But while the Swiss Franc was weakening and monthly payments were temporarily lower, everyone kept their mouths shut and smirked about how brilliant their choice was.

The sheer scale of human hypocrisy and audacity is truly immeasurable.

Huge thanks to Cash App!!

I’m really crossing my fingers that they extend the promotion
Look, I get it—running these things isn't free. Between the card top-ups and just basic bill pay, there’s overhead involved. Even if they do extend the offer, we all know it won't stay free forever, which honestly makes sense from a business standpoint. But for heaven's sake, can they at least set a more competitive fee for paying bills? If they stick with this $0.50 charge, I am officially done with AirCash. Like you pointed out, everything they offer can be handled just as easily through Venmo

If they don't extend the offer with at least a competitive rate—I'm talking a solid $0.50—then there's absolutely no way I'm signing on

Amy Ward6 said:Honestly, I don't even bother with it anymore; I just use my Chase app to handle all my utility bills.
The routing and account numbers stay exactly the same, so you just copy them over once into your saved payees and you're set! All you have to do is type in the amount from your statement each month. Or, better yet—and this is the real pro tip—if the bill is a fixed amount, like your Verizon wireless plan or your trash collection, just set up an autopay. Then you never have to lift a finger again!
Here is a quick look at how I set mine up:
http://uploads.tapatalk-cdn.com/202...3c931736d9.jpg

That’s just not true. The payment info isn't always identical; they change the specific transaction details every single month alongside the base info.

Maybe you could actually be specific for once? How long have you been dealing with this, and which specific services are we even talking about?

Lisa Perez50 said:Reminder for Venmo: April 1st is right around the corner for Zelle 😁
Go ahead, cheer us up. Give us something to look forward to.

I'm with them on this one,

I’ve been trying to run everything through PayPal whenever possible because, honestly, they really do provide solid service.

gentleskipper16 said:Hey there!!

I couldn't find an answer online, but I've got a question. Say I want to pull $1,000 out of an ATM here in the States using my Bill Gates green card. From what I gather, Bill Gates is gonna hit me with a 1.75% fee plus $0.50. But how much is the actual bank owning the ATM going to charge me on top of that? Does anyone have any intel on which specific ATMs are the cheapest to use with a Bill Gates card?

Honestly, you're better off just opening a Venmo account and getting their card. Then you can just top up the Venmo card using your Wise card and pull cash from a Chase ATM without any extra fees. Throwing $20 down the drain in fees is just ridiculous.

Richard Moore53 said:When it comes to shopping online, I’m looking for some advice. I used to rely on Chime and was honestly really happy with it, but I just signed up for both PayPal and Monzo. Since my Chime card is going to be temporarily blocked for a bit, I need to figure out which of these is actually the better move. Specifically, do any of them have physical agents or branches you can actually visit like Chime does? Also, what are we talking about regarding monthly maintenance fees or other hidden costs?

I honestly have no idea why your account would need to be blocked, but if your goal is just to prevent a specific charge from going through, there is a much simpler fix: just open a virtual card with a brand-new number and use that for your transactions instead.

I had the exact same thing happen with my ID renewal payment. Everything went through perfectly a few months back, so I know the process works. In my book, that confirmation number is the only thing that actually matters—it’s the unique identifier for the whole transaction. Either the Department of Homeland Security has a massive glitch in their database, or you just dealt with some clerk at the window who thinks they "know" how things work when they clearly don't.

Madonna, on my Cash App receipts, it explicitly lists the actual Payer, and that happens on every single one of them. I noticed yours doesn't show that. Either there’s a glitch in the app's interface—because let's be honest, Cash App hasn't exactly mastered perfect localization for all their payment confirmations—or you simply didn't input your own name when you were setting up the payment request. That’s also a possibility, especially considering even the Department of Homeland Security can't see who the actual payer is in these cases.

Absolute garbage, and I mean total trash, when it comes to PayPal!!

At the very least, they need to make sure their bill payment fees are actually competitive—I mean, significantly cheaper than what the big banks charge. I honestly can't see many people sticking around to pay their bills through Air Canada if they're hit with an $1.25 fee. When you look at the rates at Chase, Wells Fargo, or Bank of America, it’s usually around 2.25-$0.42. Plus, you don't even have to bother with a top-up first; you just pay directly through your banking app.

Mark Sanders66 said:So, how am I supposed to figure out which fund is actually worth picking?
And honestly, is it even worth bothering to switch funds at all?
I've been sitting in Goldman Sachs for about 8 years now.

The truth is, you can almost never make a definitive call on which fund will outperform the rest, because past performance is absolutely zero indicator of what’s coming next.

The longer we let this drag on, the better

ironcyclist58 said:So, did you actually reach out to them via email?

Yeah, I did.

They actually offered to let me pick a specific time for them to reach out via FaceTime, and honestly, the whole process was incredibly efficient. I was called back within just five minutes of the scheduled time.

mellowhawk33 said:Correct me if I'm totally off base here, but wait—so this is the exact same card they usually charge you for $10 but now you're getting it for free through SportsClub?

What’s better than getting something for free? Getting an extra $33 on top of it! :-)