Posts by Jeremy Ward38

cosmicskipper9 said:I just picked up a PayPal card. For those of you who already use one, how has your experience been with online shopping? I’m planning to order a few things from Amazon soon. Did you run into any issues?

I ran into some trouble. I used to just use my Mastercard through the Federal Reserve, but when I tried switching over to Cash App, they kept asking for my full name. It took three emails back and forth before I finally got them to understand what kind of card I was using.☕

"Quote:"

ironcyclist58 said:I don't think Amazon is exactly a huge fan of prepaid cards.

They finally accepted the card. It took about three emails and a fair amount of explaining, but they eventually got there. They specifically needed me to verify the name printed on the card. 😵

I'm not sure if anyone else has run into issues with online payments lately. I just bought something on Amazon, and then I immediately got an email from them flagging it as an unusual transaction. Now they're saying my profile is under review.

Just wanted to share my experience setting up an account. It was incredibly straightforward. You just head down to a local convenience store, grab a card for $10, and set everything up by downloading the app from the App Store first. The only hiccup was the ID authentication and the selfie verification—I had to redo it twice because the system didn't recognize me right away. Once that was cleared, I went back to the store to load it up, and I was good to go. I used it to pay a few bills via barcode, and it took just a couple of minutes. Truly seamless.

Let me lay out my situation, because this is just absurd. I’m dealing with Prudential’s housing savings program. Back in 2013, I renewed a savings plan that had reached its five-year maturity. According to the paperwork, the contract was officially signed on January 27, 2013. When I called customer service, they told me to just email over a copy of the agreement. They also admitted—quite bluntly—that it took them two full months just to process a single contract. I didn't actually receive the document until March 25th. It makes no sense. Does a single piece of paper really take two months to travel from one desk to another within the same office?
So much for the efficiency and speed of an Austrian company.

Hannah Allen5 said:I don't see anything suspicious about it, honestly. Why should I? I mean, if you can sell something for $33 and actually have the receipts to prove it, who exactly has the right to step in and try to stop you?

The real issue, in my opinion—and this is something we desperately need federal legislation to fix—comes down to two main things. First off, all insurance companies ought to be paying out actual, realistic damages, and those payouts should be clearly defined by law, or at least estimated by some kind of independent third party if they aren't. That just isn't how it works today, though. You've got these companies offering to pay out barely half the amount when their own policyholder is clearly at fault. Then you have others trying to claim reimbursement rights in situations that are just completely absurd. Look, if these insurance giants are capable of running a business and paying out claims based on the real cost of damage, then fine, let them hand out policies for free if they feel like it.

The second thing is that I really think it should be legally mandated here that "direct coverage" means I am the one who paid for the mandatory insurance, and whether my choice was good or bad, it should work for or against me accordingly. We shouldn't be stuck in this current mess where contractors hand out policies like they're junk mail and then turn around and cheap out on the actual claims. I’d love to see anyone actually pay for an insurance policy that’s only going to cover 20% of their losses 😁

Basic liability and damage payouts aren't your concern,
If you hit someone with your car, it comes out of your policy. If someone hits you, it comes out of theirs.

David Parker44 said:go jump in a lake... the cheapest bet is to just bring your own quote from the US... you can even do installments... same price.

You’re talking nonsense. I recently brought an offer from ExxonMobil down to the Atlantic, and my wife actually ended up charging me even more.

By the way, in the US, you can spread the cost over 10 monthly payments.🙄

Here is how we are actually shrinking the federal bureaucracy.

So, Federal Reserve[/B] has officially lost my trust. I used to be a believer, but honestly, all these financial institutions are cut from the same cloth.
Just a few days ago, my online banking was completely down. When I finally managed to log in, it just told me my data wasn't available. I reached out to them to ask what was going on, since there hadn't been any notice on their site—usually they send an alert. They had the nerve to reply with some canned apology about "technical difficulties" for those few days, blah, blah, blah.
The kicker? At the start of the month, they didn't miss a beat when it came to charging me those monthly service and online banking fees. What a joke. The Federal Reserve is basically charging us for services we can't even access. They clearly don't give a 😕

copperhawk37 said:Just a quick side note

There's this ice cream at Lidl that goes for $1.75. It’s massive, basically the size of a Nestlé King, and tastes just as good... but the King costs like 13 bucks or whatever!!! Absolute madness

I wouldn't go as far as saying it tastes like a Nestlé King. To be honest, Nestlé is a hundred times better.