Posts by goldentrucker18

mellowskipper said:A colleague’s daughter went through something similar once. Her family are atheists—not religious at all—and there wasn't any drama about it; the homeroom teacher didn't single her out or anything like that.
I suppose the same kind of thing could happen with an elective language class if a kid doesn't sign up for it—the teacher only sees them once a week during extracurriculars anyway.
At the end of the day, a teacher for any subject really ought to be a professional first and foremost—someone who keeps their personal biases to themselves as much as possible...

Skyfall, thanks. I slept on this info, and honestly, we feel a bit better now. Plus, reading about this experience (and I know we aren't the only ones stuck in a spot like this) helps.
It makes me think—even if a person is actually being decent, you still have those teachers (art, English, physics, etc.) who can be total jerks, unfair, or just plain difficult.

Susan James said:Hmm. I'm not quite sure what to tell you.
Personally, I wouldn't be okay with that. I'd probably even consider pulling my kid out of the school altogether... if they've already moved the kids around because of language requirements, she's likely losing friends regardless. That said, I think this is definitely something that needs to be addressed directly with the administration.
Actually, if they rearranged the classes based on languages, could you request that she be placed in a class led by a non-religious studies teacher instead? There are still three other classes she could potentially join.
Forget the foreign language requirement; if it's that much of a hassle, just pull her out if there isn't another way to make it work (I honestly don't get how they managed to shuffle them all around like that 😕)

It isn't just about whether the homeroom teacher sees her in Religious Studies or whether he fails to advocate for her because she's an atheist (or just doesn't know him). In my view, it's ultimately the parent's job to step up for their child. A homeroom teacher is mostly a bureaucrat who handles attendance and organizes field trips. It feels wrong to me that the homeroom role is being filled by someone who didn't go through the same hiring process as the rest of the faculty (and consequently has a different schedule because they teach at Vatican City. Choosing to teach at Vatican City is for Religious Studies, not for homeroom duties).
Plus, it seems wrong that he'll be leading those Religious Studies classes where certain topics are discussed, which—no matter how liberal or reasonable he is—are handled differently through a religious lens.

Since this is in Washington, D.C., I would personally send an email to City Hall. At the end of the day, they are the ones in charge, and I still find myself hoping they'll show some common sense here.
Also, check who is on your school board, especially the representative from the city, and reach out to them.

(He probably just needs more hours in his schedule, but he shouldn't have to fill them by taking on homeroom duties.)

Susan James, thank you for the support too. That's exactly how I'm looking at it, and I hold the same view (it's unacceptable for someone to lead a class when they weren't hired by the school in the same way the other teachers were; if someone is religious, they should practice at their own church, etc.), but there are other (stressful, life-related) things piling up right now, so we decided at home: if anything, *anything* happens, we react. As long as the communication and information remain professional, we'll be fine. We could just as easily end up with a geography teacher or a physics teacher that we'd have much bigger problems and stress with over something totally trivial.

But, if you're asking if we were shocked, yes, we were. We talk to our girl a lot, and she already knows why she isn't doing Religious Studies—because we don't want to raise her in fear, etc. If she wants to participate when she's older, that will be her choice. She already knows how to stand her ground (and does it brilliantly, which makes me proud) when other kids try to intimidate her or exclude her because she doesn't go, but she handles it without a fight and just goes: "if I don't bother you with stuff I believe in, don't bother me with yours."

Hey everyone. It’s been a minute since I’ve checked in here, but I ended up popping back in while searching for some info on homeroom religious studies teachers.
So, I just found out that my daughter’s homeroom teacher from fifth through eighth grade is going to be the religious studies instructor. Honestly, I can’t even begin to wrap my head around the potential friction. What happens if they only ever cross paths during SRZ? Like, how is this teacher actually supposed to advocate for her if, say, she runs into issues with her biology teacher? Has anyone else dealt with this kind of setup? How did it play out for you?
I’m really crossing my fingers that this person is reasonable.
To be blunt, my biggest fear is a lack of tolerance toward "her"—you know, being an atheist—and the possibility of them pushing specific agendas during SRZ sessions and stuff like that.
Since SRZ will be their only common ground, I’m struggling to understand the logic here. I have no clue how the administration at this school thinks this is going to work smoothly—they already shuffled kids from all four different tracks—4A, 4B, 4C, and 4D—just because of foreign language electives.
PS. This is happening in Washington, D.C.

I can't quite make heads or tails of what you're getting at here—is this a typo, or are we jumping into some random topic out of nowhere? If you're trying to start a discussion, maybe throw some actual substance my way so I don't have to guess what's going on in that head of yours. kaže:
As someone who’s been a loyal customer for both providers, I honestly feel pretty gutted that things have reached this point—we've basically lost our only legitimate alternative in the telecom market. I’ve always been satisfied with the service and pricing over at AT&T, but let's be real... I'm already bracing myself for those inevitable price hikes coming down the pipe soon. 😢

Joseph Young57 said:It’s honestly just a sad day for anyone who’s ever stuck with AT&T services.

I’ve gotta say—I’m feeling the exact same way about all of this. It really does worry me.
I’ve actually had a pretty great experience with AT&T up to this point—I use all three of their services—and honestly, my phone bill is even lower than... $1.75Honestly, I’ve been glued to my phone this entire time—my connection is rock solid—and I can pull down 1GB files in what feels like a heartbeat. It’s ridiculous. Listen, folks, regarding those people over in customer support... 🙏 ... I mean, honestly, looking back at how many times they’ve actually stepped up to help me—it’s actually pretty ridiculous. Polite....

It’s not just the price hike that’s got me worried—it's the quality. I have this nagging fear that while they’re busy squeezing more money out of us, the actual service is going to take a massive nosedive.
Look, I’ve been a Verizon customer since day one—literally since the beginning—and if I’m being honest, I’m really not a fan of them. They aren't exactly winning any awards in my book. But, since I don't bundle anything else with AT&T or have any of those other big telecom services tied up in one giant package, I always end up looking at Verizon as the lesser of two evils. It’s just one of those "pick your poison" situations, I guess.

We'll see about that soon enough.

William Myers7 said:Why does every single thread around here end up being about PDFs? Seriously, it’s like every time I open this forum, there's another discussion about some file format. Jokes. Lock this thread before I even get a chance to ask anything—I’m already opening a new one!

So, looks like silentsailor5 just unlocked a new thread. Funny photo Vol. 2 Which one was locked up until now, and which one did Countess open yesterday?
I’ve been wondering—what exactly happened to that old thread? Why did it just... die? funny photo Didn't silentsailor5 lock the thread with that same post of his—you know, the one where he insisted we only post actual photos and keep all the animations out of this specific topic?

1. Old news. This thread actually has some history behind it—it’s got depth. The new one, though? It’s just a total disaster, nothing but pure rage, bitterness, and straight-up hate.
If things stay exactly like this, we’re looking at a real mess. old school Eventually, this thread is going to get buried and pushed off the front page of the PDF. Jokes. And honestly? It’s just not going to happen anymore... nobody's even going to bother reading this stuff.
Wouldn't it be fair to just meet in the middle? Give us back what belongs to us. I’ve been thinking about that old lady—you know, the one everyone keeps bringing up. Honestly, it’s getting a bit ridiculous at this point. I don't mean to be that guy, but can we just move past it? It feels like we're stuck in a loop. So, Temu is actually trying to roll out some new rule against animations? Honestly, if they pull this off, it’s a win-win situation—they get their clean interface, and we get a break from the constant visual noise. Everyone wins!

Tyndall, please don't shut this thread down—look, I’m not getting any actual answers here, just a constant stream of warnings. It’s frustrating because I’m not out here attacking anyone; I’m just trying to ask legitimate questions about a topic I was actively participating in yesterday and fully intend to keep engaging with moving forward.

I'm in. Count me in.

Honestly, I’ve been sitting here thinking about this, and I really believe it’s better to just unlock the old one rather than trying to force something new into existence. There's something to be said for working with what you already have—it's less chaotic that way.
We seriously need to find some middle ground here—between the admins and everyone else on the forums.

I honestly don't get why there’s such an intense push to shut down the original thread—it’s not like we’re discussing life-or-death matters here, nor is the topic aggressive, hateful, or pushing any of those other toxic agendas... I just don't see the point.

Seriously, people—can someone please just unlock the original 'funny photo' thread? You really stand to gain everything without losing a single thing. 🙂

P.S. William Myers7, I’m actually glad to see you’re still hanging around here—I honestly thought they might have finally chased you off with the way everyone’s been acting lately.

... I handed her a few thousand bucks ...
honestly 😕 😕

Lawrence Wright7 said:Exactly. I sold the car and wiped out a massive pile of expenses... gas, repairs, maintenance, tickets, registration, tolls... it adds up fast.
My job is close by, and most of the important government offices are nearby too, so I just zip around on my bike instead.👍
I've gotten used to it, and frankly, I'm enjoying it—well, except for when it pours rain, then it’s a total nightmare.
😛And yeah, I'm talking about a manageable deficit.
Just those two small bits of change.
🙂
I'm hoping the calls start coming in soon; I've posted the ads, now I'm just playing the waiting game.

Lawrence, I'm pulling for you with everything I've got.
Check your PMs.

Jacob Miller2 said:It looks like I hit a nerve, seeing as the truth seems to be causing such a stir here. ☕
One thing that proves my point is just how calmly I laid this all out. I didn't even resort to calling anyone a liar. It's funny how much the truth can sting and trigger these kinds of reactions... I guess I did something right there. 🙂
Anyway, hope things settle down.

It’s not that I’m being lazy; I just don't need a loan, so I haven't bothered looking for one.
If you check Google for 2007 rates, they show slightly higher interest than what you're claiming, and those links you provided actually say the same thing. 🙂 In fact, those very links seem to contradict your own argument.

My parents took out loans a long time ago, and by the time they reached the final payment, the amount was basically the price of a pack of cigarettes. Times have certainly changed.

Look, I see how you’ve been going at it with everyone else on this forum—honestly, there’s no way I can take you seriously.
(npr. sa drugog podforuma: Hehe, it’s actually pretty great to see you showing your true colors like this. Honestly, it’s kind of satisfying that I was able to corner you so effectively in that other thread—I basically laid out the facts and truths so clearly that you just had to bolt from the conversation because you couldn't handle the reality of it all. Heheheheheh.)

Look, I wrote my response to you perfectly clearly—I wasn't being difficult or anything like that. What I was doing was simply highlighting the specific points that actually require your attention...
Look, I wasn’t yelling at anyone—I was just typing in all caps. Honestly, I don't even know what you think I'm picking a fight over? Just because I used an underline doesn't mean I'm throwing a tantrum or anything (seriously???).

If someone actually tried to get under my skin on this forum, they’d quickly realize I don't exactly have the thinnest skin—though, admittedly, I can be a bit of a hothead when people start talking nonsense. I might lose my cool, but at least I'm honest about it.
What if the person is only 14? That would mean I’m basically stuck in a legal tug-of-war over a loan with a minor... which, let's be honest, sounds like a complete nightmare.
To put it bluntly—nothing on this forum is ever taken seriously.!
I honestly thought that was just common sense—something most people would have picked up on without me having to spell it out.

The reason I shot you a direct response to that link was simple—you actually had the nerve to claim I was lying. But hey, what can you do? If I’m going to stick my neck out and get poked by the horns, that’s just how it goes, I guess. 🤷

Regarding those links—I already laid it out clearly: they point back to March 2007. My own data goes all the way back to the fall of '07, and if I recall correctly, there were at least two or three new stock offerings launched right around that same window. Seriously, what is the confusion here?

If you’re actually feeling satisfied because you think you managed to "get a dig in" at me, then that honestly just says everything about how much headspace you're wasting on other people's reactions—in your case, being proud of some little jab. As for me? I didn't feel a thing. It didn't sting, it didn't hurt, and it certainly didn't land. 🤷

At the end of the day—after all the noise has died down and we’ve finally stopped spinning our wheels—it really just comes down to this.
Man, you’re asking so many questions about this mortgage that I’m starting to wonder—even with all the money you and your wife have managed to squirrel away, is it still not enough to qualify for a decent loan?

Nice one!
Honestly, you've completely floored me—your sheer level of knowledge and the way you lay out your arguments just leaves me totally speechless.

I mean, seriously, though— Why are you looking so disheveled???🤷 Honestly, whatever anyone types, you just have to jump in immediately—you’re constantly picking fights and looking for an argument with everyone. It feels like you're intentionally trying to push back just for the sake of it... I don't know, it makes reading your stuff a little exhausting after a while.

P.S. Now that you’ve decided to take a shot at me—honestly, I’m dying to know—exactly what kind of "truth" are you actually talking about here? The truth hurts. (Who cares? Not me, anyway.)
I was wondering—have you actually dug up anything regarding my marriage or my family’s health situation? Or maybe found out if someone's been playing games and cheating behind anyone's back... I'm just trying to get ahead of things before some kind of drama catches up to me. What exactly are we talking about here? Truth about what? Hurting...??!! Honestly, I have absolutely no clue what you're even talking about.

Take care of yourselves out there.

[QUOTE=AustinPowers;22251586]It seems like people aren't exactly telling the truth here. I’m talking about that post where someone supposedly pulled a $100,000 loan with a fixed 4.5% interest rate—no life insurance, no co-signer, nothing. I mean, if that's true, fine, but they should say where and how. Most likely, it's just a lie.
QUOTE]

Look, AustinPowers,
that loan was taken out back in 2007 before the fall, through Chase, and since it was a mortgage, it went through a savings plan.

The loan is in US dollars with fixed rates. The only catch was that for the first three years, the rate was 3.8%, and then it bumped to 4.5% for the remaining 17 years.

Back in 2007, they were actually starting to offer fixed dollar loans (because everyone else was jumping on those Swiss franc or Euro options), and you can even find proof—look under other threads where people mentioned taking out loans under the exact same terms my partner and I did.

Here, for example, is a link from 2007, specifically from March (which means six months before we took our loan out)... just so you can refresh your memory on what the conditions looked like in 2007.

Later on, they even ran at least two or three more promotions with even lower rates.
When we were applying, it happened to be the very last such promotion at Chase and Wells Fargo, and we qualified under the young adult criteria (special loans for young professionals).

(They actually ran commercials during the news on local TV, right when the countdown clock starts ticking down)

http://www.seebiz.eu/hr/banke/stednj...006.,2184.html
...The rise in interest is a result of high returns on home savings, which grants the right to a favorable mortgage with a fixed interest rate...

Honestly, I couldn't care less whether you believe me or not. I was originally responding to a post made by stipe74, so I was addressing him.

And now—whether you believe me or not, I really don't care. It doesn't change my interest rate, it doesn't affect the exchange rate, and if rates drop to 2%, I'm not going to go out and call anyone out. I don't pay $100 a month for life insurance, I'm not acting as a guarantor for my husband, and I have my own creditworthiness for whatever "rainy day" might come. We have plenty of other things to worry about that aren't tied to a mortgage or credit scores.

If you're seriously curious, give Chase a call, ask for the lending department, and see if they had a promotion like that before the fall... or just type "Chase 2007 Wells Fargo mortgage" into Google and read what the terms were back then.

And for the record, the loan was larger than $100,000, and we don't pay for life insurance or use co-signers because our property meets all the requirements and LTV ratios, like 1:1 or 1:1.25.

If you want to know anything else, just ask, but don't just sit there typing away accusing people of lying.

Just because you aren't aware of something doesn't mean it doesn't exist or didn't happen...

Since you have access to the internet, do a little Googling if you're too lazy to call and ask directly.
Just because someone doesn't hand you information on a silver platter doesn't mean everyone is lying.