Look, I've been through this exact mess before, so I know how the game is played...
First off, neither you nor I have any clue if that poor soul's account was frozen by a court order or some notary. This whole garnishment thing has been dragging on forever.
Second: JPMorgan Chase isn't accepting that confirmation, not even from the executor! Whoever filed the garnishment has to be the one to file the release. Until then, the account stays locked tight.
This isn't about Verizon or the bank; it's a court issue. The courts are backed up, and that's why everything is stalled.
Once the court issued the garnishment order, the account freeze kicked in automatically. Now we’re just stuck waiting on a new ruling telling the bank to either pull the funds or lift the freeze. Since the debt is already covered, Verizon sent the stay of execution to the court, but the court still has to officially issue a formal notice of suspension to be sent to the bank, Verizon, and the debtor.
Honestly, the best move here is to call the clerk's office to see where the paperwork is stuck. Ask the court clerk if they can fax the decision directly to the bank just to get the account unblocked sooner.
Every single confirmation comes with an authorization number you can actually verify... If they try to pull the "this looks fake" card on me, I just point them straight to that auth code and the verification number. 😉
Man, San Diego... That gorgeous little 750-square-foot apartment...
Why not just rent it out to some college kids? Grab $300 from each of them—three roommates at $100 apiece plus utilities... That’s $833... at least it helps cover the mortgage... 😉
And just so you know, an automatic withdrawal isn't going to work if there's no money in the account... 😉
Hm... Honestly, at this point, you might be better off just skipping the payments and letting them garnish a third of your check later. This is absolute madness... Besides, how on earth is a monthly payment $1277 on a salary of roughly $4,100???
It’s not actually free. You can grab the PDF version for nothing, but if you want them to mail you a hard copy or email a formal confirmation, there's a fee. That said, if you're on the Dynamic Pricing plan, you get a 50% discount. 😉
Yeah, their tokens make zero sense... If one dies, you’re stuck driving all the way to a Chase branch just to get a new one. With any other bank, you can actually just swap out the batteries yourself...
I think it’s the same token... You have to activate it the first time you use it (look for the little triangle icon on the keypad). Enter the PIN the bank sent you, then it'll prompt you to create your own new PIN, which you'll have to confirm. Once that's done, you'll see "APPLI -" pop up—just hit 1 and it'll spit out your one-time passcode.
Payment History - Payment Display - click the transaction number to open the specific account you need.
Underneath the account, you'll find: Payment confirmation If you need a formal confirmation, the bank can mail it to your house, shoot it over to your email, or you can just download it through the online portal(PDF link). The bank sends official confirmations from their verified address confirmations@chase.com. These are electronically generated, so they don't need a physical signature to be valid. The electronic record is stored securely at Chase. Note that requesting these via mail or email will trigger a fee based on Chase's standard service fee schedule.
Send my confirmation: to my email (email) via mail (your home address)
If you’ve ever had any kind of debt hanging over your head and ended up on some blacklist, your American Express application is getting rejected automatically. Same goes for student starter cards—if you already have an American Express card through a family member, you aren't getting one. I personally have a student package and an authorized overdraft, yet my American Express was still denied because of a HubSpot list.
Also, mods, please shrink this image. It’s a total mess to look at.