Posts by rapidskipper12

Nah, Diners Club isn't even in the HROK Registry.

Exactly. The HROK Registry just reports what people currently owe; it’s up to the Bank of America to actually decide if you're creditworthy or not.

Just walk into the bank and close the account.

You’ve got 8 days from the date you get the notice; you can even take it to a notary in person if you want.

Who even mentioned an appeal? READ THE WRIT OF EXECUTION. It lists exactly what you owe and tells you to pay up within x days, otherwise they’ll just have the Financial Agency freeze the money straight from your bank account...

Just read that writ of execution from start to finish. Check what they’re actually ordering the debtor to do and what the deadline is... It probably says something like "the debtor is required to pay within 8 days of receiving this notice..."

I'm betting they'll just collect once the decision becomes final.

It’s not actually being suspended; it’s just being rendered unenforceable for now. If someone files an objection, the writ of execution gets tossed aside and sent to the court to trigger a lawsuit—unless, of course, the other side decides to pull their request first.

hey steelnomad65,

I got hit with a letter like that too. I don't know where you're located, but you should definitely look into what's going on with that writ of execution. Hanžeković gives you a month from the date of notice, but if you actually pick up the phone and call them, they'll usually give you another month just because you showed some initiative. In the meantime, head down to the clerk's office at the Los Angeles County Superior Court to see what the deal is with that writ. The bill is for February 2003, but based on the case number, they didn't start the writ of execution against you until early 2004. You really ought to check if that thing was stayed or if it's still active. If it was stayed, you'll need to dig through the archives to see when it became final and why it was put on hold. If it hasn't been stopped, my advice? Just pay the $414. There aren't any hidden fees.

Nice write-up, but let's be real—those established claims expire after ten years. So yeah, there’s a statute of limitations, but it kicks in ten years after things are frozen. What kind of scam are we even talking about here? Could just be a misunderstanding.

It really depends on what kind of order we're talking about... If it's an Ovrv (based on a certified document), you have to wait for it to become final. Once that happens, the freeze kicks in. But if it's an Ovr (based on an enforceable instrument), the freeze hits either the same day or the next.

Keith Kim4 said:Thought I’d share something a bit unusual here. Hanžeković is handling a case from back in 2001—basically some old telecom fraud stuff—and they’re actually waiving the interest. Apparently, they started out-of-court settlements about a month ago. They’re offering to let you just pay the principal and wipe the interest on those old cases clean. A glimmer of hope for someone, maybe?

Yeah, I got a similar letter offering to settle my debt and court costs if I waived the interest. This was for a debt dating back to 2004, and they gave me a one-month window.

During that month, I headed down to the courthouse to look up the garnishment. Turns out, it was never stayed; it just stalled when they were waiting on Hanž to cover certain fees, so I couldn't even claim the statute of limitations since everything was filed within the legal timeframe.
I paid what they asked, Hanž sent over a confirmation showing I accepted the settlement, and three months later, the garnishment was officially stayed.

Bottom line: before you sign anything or pay a dime, go find out what's actually going on with your case first.

You totally can. They offer consumer loans with up to 60 monthly installments.

http://www.diners.com/Benefits/...l?Ym5cOSxwXDc3

kiss_me, it’s not NBC, it’s AT&T. He owed AT&T. He settled that part, but Hanson is still coming after him for extra legal fees...

Let's put it this way: you owe AT&T, and they handed the file over to Hanson to collect. You pay all debts, including court costs, to AT&T because Hanson just drafts the paperwork for seizures or stays—they aren't paying a dime out of their own pocket. I actually had a situation recently where they offered me a settlement: pay the principal plus legal fees, and AT&T would write off the interest (which ended up being more than the actual debt since it's been sitting there forever). I sent the money straight to AT&T, and Hanson sent me confirmation that the settlement was accepted and my debt was cleared.

How on earth did a debt of $83 balloon to over $567 in just six years? Just fire off an email asking them straight up why the balance spiked like that and why nobody bothered to notify you. Demand a full itemized breakdown of every single cent they claim you owe.
How were you handling the collection? Were you paying them directly, or were they just grabbing it from your bank account? Did you actually get a formal notice of the levy and a confirmation from the agency that the debt is cleared?
I recently dealt with a situation involving T-Mobile where they offered me a settlement. They told me if I paid the full amount plus court costs, they'd waive the interest. I took the deal, but I made sure to demand written proof that the debt was settled in full and that they have zero remaining claims against me.

Chill out...
First, wait for that letter from JPMorgan Chase telling you they're pulling your overdraft protection. Once you have that in hand, take it down to a branch and ask them about setting up a payment plan.

Look, man, just head over to the e-vouchers section—once you grab them, you'll find the activation code right there.

I did. Moved my whole paycheck over to JPMorgan Chase. 🙂

It doesn't just automatically go into statute of limitations. You have to claim that yourself; the court isn't going to watch out for you... I don't know the exact timeline of this specific legal mess, so I can't say for sure if it's expired, but based on what's been said here, probably not.
Since they issued a stay on the seizure of personal property (like that TV seizure), it means the original enforcement based on the credible document became final and enforceable. That sets the statute of limitations at 10 years from when the court proceedings wrapped up.
Also, the lawyer hasn't filed anything with the IRS yet. All she can do now is switch up the collection method—basically using that enforceable document to request a new garnishment against your income, which gets sent to you and the IRS. Just try to settle with the lawyer. See if there's any chance they'll waive the interest if you pay the whole thing off at once, or maybe try to hammer out a payment plan...

Exactly, they can if they want, but they don't have to... just watch out, though. Now the statute of limitations starts running from the day things were suspended, and that clock is set at 10 years...

Yeah, that garnishment is stayed (done), so if they want to move forward now, they’ll have to start from scratch with a brand new garnishment request.