Posts by Morgan Thompson12

Quick question...

I left New York City about 20 days ago, right before all these restrictions and the earthquake hit. I need to head back this week to check on my apartment, grab some paperwork, and pick up some work supplies before heading back down south.

Can I just issue myself a 2-3 day pass on behalf of my employer and travel normally? Do I need to provide a specific "convincing" reason for the pass, or how does that process actually work?

Do I need to have the pass on me while I'm traveling back to ZGB, or is it only required when leaving ZGB?

Is an electronic version of the pass sufficient, or do I need a physical printout? If I print it out here, will it be an issue that it doesn't have an original stamp?

These are probably trivial questions, but honestly, trying to wrap my head around American bureaucracy is giving me more of a headache than the actual virus.

I’ve got a 50% no-claims discount with Allstate. I'm looking at picking up a used car—can I port that discount over to the new ride, or is there any way to lower the premium on a second policy?

Thanks in advance.

If anyone here has hired an agency to run those assessments for hiring purposes, could you give me a ballpark figure on the cost? I honestly can't wrap my head around what it would run to testing 30 or 40 candidates.

Feel free to shoot me a DM if that's easier.

Could someone give me a quick breakdown (in plain English 🙂 ) on the pros and cons of financing a car versus leasing?

Let’s say I’m looking at a vehicle worth about $25,000 including tax, with a 5-7 year term. If I need to put money down, I could probably swing a $4,000 to $5,000 down payment.
If I lease through my company (it's just a family car, nothing commercial), is there any direct benefit for the employer, or any way I can benefit through an arrangement with them—like write-offs, salary adjustments, or whatever else?

Basically, if I'm buying a $25,000 car, what’s the smartest move? I want to weigh all the options, whether it's a loan or a lease under my own name or through a business entity.

Thanks in advance.

I really messed up by opening a US bank account in a foreign currency. It didn't bother me much before, but now that I'm betting more seriously and moving larger amounts, watching money vanish through exchange rates is getting old. I have accounts at several online sportsbooks, so I'm weighing my options here:

- ask PayPal to change the account currency (though I hear they rarely allow that)
- ask PayPal to close this account so I can open a new one under a different email using the same ID and cards. If I actually pull that off, how likely are the sportsbooks (Pinnacle, Bet365, Betway, DraftKings) to let me update my payout email address?
- just keep using these accounts but switch over to Neteller
- find someone else to open new accounts and a new US bank account under their name so I can start from scratch
- something else entirely?

Ultimately, what’s the most efficient way to withdraw funds if we ignore transaction speed and just look at fees? Should I go straight from the sportsbooks to my USD account, or move it through PayPal or Neteller first?

Thanks.