Missed out on my $10 bonus because I forgot to use someone's referral link—total amateur move. So, I’m dropping mine here to right the wrong 🙂 , and you guys get $10 too. With New Year's Day right around the corner and everything shifting to the dollar, there’s zero exchange rate risk left... nothing to lose, plenty to gain. You get 3% cashback on every purchase plus that $10 kicker for picking a perk.
Taylor Davis27 said:Invalid code. Please try again. I attempted to use an account that already had a generated code, and naturally, it wouldn't process the payment... Edit: It refuses to work unless you call their customer service line. I ended up just inputting model 00 instead, and somehow, that actually worked.
Card top-ups are acting up again—first my Curve was rejected (whatever, that's barely worth the hassle anyway), but now even my Chase master card is getting declined.
Thomas Bennett62 said:Honestly, I’m just trying to figure out how to pull my cash out somehow, even if I have to take a hit on the exit. Thinking you can actually count on interest rates or some kind of damage compensation right now? That’s pure optimism, man. Seriously, props to you guys for being so hopeful... because if that's what it takes to get through this, ugh...
You won't be losing anything. At worst, if the bank collapses, you'll have your money back via FDIC within two weeks. If they stay afloat, they'll pay out like usual.
If the bank goes under, am I still getting any interest on top of my principal for this last year of the term? I've still got about 3-4 months left before this CD matures...
If you're thinking about switching banks, just a heads-up—it could mess with your payroll at work. Since they book everything based on today's date, there’s a chance you won't actually see that paycheck hit your new account until April...
So far, I haven't seen any issues getting my deposits back when banks went under—I actually had mine paid out ahead of schedule, and they even handed me the cash right then and there. Honestly, I don't see any reason to panic here...
Bank of America is an easy call—their deposits aren't massive enough for the government to not cover them 100% if things go south. But I wouldn't bet on Wells Fargo or Citigroup being that simple... just remember which bank went under back in the old days: the biggest player with the most deposits.
Besides, Chase was sold off to Capital One, so you have to wonder how much of a connection those Russians still have there.
analogwalker2 said:I totally get it—the idea that paying bills without any fees won't last forever is perfectly reasonable! But, since they’re planning to start slapping on a $1.25 fee per account starting March 31st, why would I even bother with AirCash anymore? There are plenty of other options out there with much more reasonable rates. If we were talking about a fee around 25 cents, fine, I could live with that... but 45 cents? That’s just getting ridiculous, isn't it? Besides, most of my utility payments can be handled through the USPS without any extra charges at all!
Is this official? Does anyone have a link to the announcement?
Heads up—if you want an extra $5 and 1% cashback on basically everything for the first 30 days, grab it by signing up for PayPal through my link here... �� https://www.curve.com/join#N7WY6BZD