Posts by dustyfox16

dustyhawk42 said:I’ve got some money coming my way via American Express from a sale—just wanted to double-check the chargeback situation. Can the payer actually claw that money back after a certain period? It isn't exactly pocket change, so I need to be certain...

Cashback?
How exactly is this person supposed to pay you via American Express?
Are we talking about a direct transfer through the app? Are you handing them a barcode to use at a 7-Eleven or something, only for them to send the funds straight to your card?

At the end of the day, American Express isn't a traditional bank—so it really comes down to whatever their customer support decides to do. Whether they buy into whatever story the payer tries to feed them is entirely up to them.

Though, if you want a simple solution: once that money hits your account, withdraw it immediately. Problem solved.

Donna Evans3 said:To whom it may concern,

I have an outstanding loan with Navy Federal Credit Union, which has been in bankruptcy since late 2020. I am staying current on my payments, with three years left on the term, but I want to pay it off and close the account now. The problem? I cannot get a single response from the bankruptcy trustee, Anamaria Ivanković. Calls go unanswered and emails are ignored. Does anyone here have any insight regarding this credit union or the trustee (Anamaria Ivanković)?
Thank you in advance.

Hmm, a credit union in bankruptcy... have you looked into what your actual options are regarding an early payoff for a loan under those circumstances?
Just a thought.

James Carter6 said:Does anyone know if Bank of America checks my transaction history from my current bank when I'm trying to get a loan through them?

It depends—if your credit score is solid and the loan approval relies primarily on data from the major credit bureaus, there's a chance they won't dig into those specific statements.