I’d say you’re looking at a 1:3 ratio. Essentially, you walk away with $10,000 in credit for your state. If luck is on your side, they won’t bother you with any more insurance nonsense... though, naturally, you need to have the deed to the property in your name first.
And honestly, instead of wasting all that time drafting individual inquiries, you could have just scoured Zillow and a few other major banks, then sent one single email to five or six different addresses... they would have all gotten back to you by now.
In a situation this delicate, you need an answer that is absolutely airtight, so my advice is to just forward this entire document to a few major banks like JPMorgan Chase or Bank of America...
With Wells Fargo leasing, you have to account for the sales tax, which means there isn't an actual out-of-pocket cost for that portion... so the true monthly payment ends up being lower by the amount of the tax
Wells Fargo is demanding collateral and payment guarantees in the form of promissory notes
even though a promissory note functions as a means of payment rather than security, and a collateral requirement could easily be interpreted as a deposit
Jose Chase2 said:Not in this lifetime. Dammit, what you did to us isn't something anyone just forgets. It stays with you. Forever. You can’t even bring yourselves to admit you were the ones at fault—which you absolutely were—instead, you just try to spin the narrative like we’re the problem. You were the aggressors; you attacked us, and we were simply defending our lives. Honestly, I have zero interest in hearing from some European diplomats trying to play peacemaker just so they can dismiss this whole thing as nothing more than a petty local grudge. Just watching the footage of Americans being driven out of Memphis and other cities is enough to ensure I never forgive you. People can say whatever they want, but that's my reality. That one scene during the exodus from Memphis, where that little girl looks straight into the camera through her tears... it haunts me. I won't forget, and I never will.
Oh, and I almost forgot, :2up:
🙏 🙏 🙏 🙏
I can only tip my hat to you; clearly, those gray cells of yours are firing on all cylinders as usual...
As for you and those who act like "we're all just part of the same mess," I don't have an ounce of tolerance left. Anyone peddling that nonsense can go jump in a lake.
because banks aren't in the business of funding absolute garbage, and they certainly won't throw their money at nonsense... though if you think you can manipulate someone like this through an online forum, you might be able to try
If you want my two cents, just take that money and put it into a high-yield savings account at any major bank, like Chase or Wells Fargo. If you’ve still got USD sitting around, even better... because if you honestly believe you can pull off some brilliant investment move in just one year while keeping your capital safe, you can forget about it entirely.
I'm not entirely certain on the specifics, but there are certainly scenarios where individuals can claim tax deductions, regardless of whether they operate through a formal business entity... essentially, an operating lease makes sense for you because for roughly the same monthly payment, you get to write off the VAT portion
As for the initial capital, you’ve got to put down at least $3.25 in cash, though you can offset the rest with assets and equity...
My accountant told me that "miscellaneous" expenses run about $2.00, which covers roughly ten different categories (each one being around $50), but that figure applies to the entire business group (like Retail, for example), plus things like running ads and other minor overhead...