Posts by Justin Palmer45

It all started about three weeks ago when I was lugging some heavy gear up to the second floor using just one hand.
The very next day, my ribcage started aching like crazy, specifically along the right side. To make matters worse, I came down with a brutal cold—though I never actually ran a fever. After about a week, the congestion started to clear up, but this strange pain in my ribs actually intensified, even without any fever or other symptoms. It stayed pretty much constant until five days ago, when the discomfort on my left side finally vanished entirely.
Now, the right side is still bothering me, though it’s definitely more of a dull ache than before... but it feels constant, almost unrelenting. Honestly, I feel like I can't lift a finger or even move too quickly without triggering it; just a few days ago, even basic bathroom hygiene was a struggle due to the pain.
Has anyone else dealt with something similar? I'd appreciate any insight you might have!

The situation is quite complicated
To lay it all out: my father lives with his second wife in an apartment—which I assume belongs to her—that he owns
He also owned a second property where his son and his wife live
Just to be helpful, he let them move in and make themselves at home
Since I’m somewhat distant from him, and it was never my intention to
aggressively assert any "rights" of mine, I simply stepped back and let my father manage his own golden years
I operated under the assumption that he had handled the legalities to ensure they could stay there indefinitely
Knowing my father, I knew there was absolutely no way he would ever agree to go into assisted living
However, out of nowhere, they are moving him into a nursing home—under false pretenses, essentially, by tricking him into thinking he was just going for medical checkups
And THAT is when I discover that his current wife's daughter-in-law (not his son, but his wife's daughter-in-law)
actually bought the apartment from him back in 2005. I have asked countless times for her to show me the contract
but she refused every single time... and now, suddenly, they have cut off all contact with me
Which means I have no way of accessing my father's documents
Through the IRS, I managed to confirm that the apartment is indeed registered in her name and that a sale took place in 2005, but I can't get a copy of that contract without the consent (SSN, etc.) of either the buyer or the seller
As I mentioned, my father is very old and has his own "philosophy"—he says he never has and never will sign anything, and he doesn't keep any paperwork at the facility... you know how it goes, he's effectively powerless
Why am I suspicious? Because whenever I ask to see a copy of the deed, they refuse, even after I warned them that I would report this... and even after I sent them an audio recording of my father stating he has no idea about any sale or money involved... they don't react at all
Any sane person would realize that if everything were above board, they would gladly produce documentation proving the property is legally theirs
I suspect forgery, or perhaps the apartment was sold for a ridiculously low price with a verbal agreement that they would care for my father in the home, only for them to dump him in a nursing home once they finished waiting for a vacancy
That is why I suspect manipulation and fraud
Naturally, every time I visit, my father asks when he'll be "home" and if the investigations are finished yet

crimsonsailor7 said:Look, you can just file the report if you want to, nobody's stopping you... based on what you've actually written here, though, it’s honestly pretty tough to tell if there’s enough substance to actually justify a formal complaint or a lawsuit...

I realize it’s a gray area, but... any reasonable, honest person would have nothing to hide; they’d gladly produce the contract or a copy of it. Even if someone was just voicing a suspicion, let alone being the son of the very person they supposedly bought the apartment from. I should point out that my father—despite being 83 and perhaps a bit foggy—is adamant that he never sold anything and certainly never received a dime for it.???
So, if anyone here has dealt with similar reports filed with the Department of Homeland Security, I’d truly appreciate some advice... and before anyone suggests it, I’m not looking to hire a lawyer right now, mostly because my current legal budget consists of a single basket of trash.😁

Nathan Gomez3 said:Go find yourself a lawyer—unless there aren't any legal pros hanging out here—and just ask them. These people are clearly trying to snatch up the whole apartment while he's still around, or they'll just grab your share the second, God forbid, your dad passes away.

Thanks for getting back to me... but my point was that I'm actually looking to report this to the FBI as a formal complaint.
I have absolutely no desire to see fraud or theft succeed—not because I’m looking to profit from such shady business, and certainly not because I want to deal with the headache of a potential courtroom drama later on. Naturally, I'm not interested in any outcome that involves legal fallout.
As a citizen—and, by a stroke of unfortunate coincidence, the son of the victim here—I feel compelled to step forward and report what appears to be a blatant case of theft, fraud, and the systemic exploitation of an elderly person.
I decided to put this question out there because I figured someone might have navigated similar waters and could offer some actual guidance.
As far as I can tell, this is supposed to be a legal forum.
Regardless, I really appreciate the quick turnaround on that response.🙂

My father is currently living with his second wife, whose son and daughter-in-law have essentially been living in his apartment—which he owns outright—as tenants for over twenty years.
He’s now settled into an assisted living facility; while his memory isn't perfect, he remains quite lucid regarding certain matters.
I just discovered the claim that he supposedly sold that apartment to his daughter-in-law.
Apparently, this was done through his current wife, though it seems they’ve been lying to me, given how smoothly I’ve been able to cooperate with them and visit my father until now.
However, my father insists—and I actually have an audio recording of him saying this—that he never sold anything, never received a single cent, and never signed a single document.
When I asked to see the contract, the situation shifted instantly; suddenly, I’m the one being "insulted," and they’ve cut off all communication with me, refusing to deal with me at all (mind you, we had a perfectly good relationship up until this point).
My intention is to report this to the Department of Homeland Security as suspected criminal activity under specific sections of the Penal Code regarding fraud and embezzlement.
What does the process look like, and if I move forward, will I be liable for any legal costs? I am doing this solely for my father’s sake and have zero personal interest in the property; besides, he maintains that his stay in the facility is merely "temporary" for medical checkups and that he was brought here against his will through some sort of deception.
I would truly appreciate any advice.

darkpanther24 said:🙂

I find myself feeling neither particularly thrilled nor especially disappointed by the fact that you’re pulling in $50,000 a year from the stock market, nor am I moved by the news that Justin Palmer45 managed to rake in a 130% return in just over a year. To be perfectly honest, I don't think I would feel any more joyful or any more sorrowful if you both were to lose every last cent tomorrow.
To be perfectly honest, I find myself completely indifferent to your various successes—or failures, for that matter. It’s all quite academic to me; frankly, I don't stand to gain a cent from any of it, nor do I lose a dime.
How far can one go before they start feeling a sense of envy toward everyone turning a profit in the capital markets? It seems like there are just so many people riding the wave in this current bull market we’re seeing across the country.
Nobody had any reason to go after Justin Palmer45 until he dropped that absolutely scathing post of his. Self-congratulation and excessive self-admiration—it’s a tiresome spectacle, isn't it? That was precisely when the backlash started to intensify.
Look, nobody here is breathing down your neck or forcing your hand, not even you: whether you decide to enlighten us by sharing your story is entirely up to you. At the end of the day, this is a free country.

And you’re back at it again, making the same accusations despite clearly failing to actually read the previous posts. We have already thoroughly addressed this point, yet you persist in circling the same drain. It seems quite evident that you are struggling with both self-awareness and sound judgment. Honestly, how can you possibly call it self-promotion when you’re just posting something on a forum where you don't even know who is reading? You’re chasing ghosts, especially when considering who is actually lurking behind these pseudonyms—it's all just a bit much.
You’re clearly digging yourself into a hole here... honestly, I’m done engaging with you because this kind of back-and-forth is simply beneath me.
I’m sticking to my guns regarding my decision to go all-in on ERU—though, if I’m being honest, that very same move has been dragging me into the red lately.😳

I’m not entirely sure what you’re getting at with "banderas," but if we're talking about flags—whether it's the stars and stripes or just some random signal flying in the wind—it’s funny how much weight we put on those symbols. They represent everything from national pride to a simple warning, yet we often overlook the nuance behind them. If there’s a specific point you were trying to make, I’d love to hear it. kaže:
I find myself genuinely curious about what led you to pull the trigger on IBM at that specific moment, and I’m especially interested in the reasoning behind deciding to sink every single cent of your capital into one solitary stock. Come on, please, walk me through it. 🙂

I have a few things on my plate at the moment, but as soon as I can carve out some breathing room, I’ll sit down and write up my own firsthand account of how everything went.
Fair enough. I’ll be sure to watch my step this time—making sure I don't offend anyone, and more importantly, making sure nobody takes aim at me either.
I suppose I should probably mention that, from my perspective as an absolute... It’s honestly a bit amusing watching people stumble through this, isn't it? It feels like we're watching a complete amateur try to navigate a high-stakes situation without even reading the manual. I finally made the call to go all-in on a single stock. It was a massive move, but I decided to put everything on one horse. As for what drove that decision—and exactly which data points or schools of thought I leaned on—well, let's just say I wasn't flying blind. I spent a significant amount of time digging through various investment forums and following the deep dives shared by those communities, which played a huge role in shaping my conviction. Well-intentioned. Staying within the established parameters of this discussion... I'll provide my response.

Alright, alright, I think we’ve finally gotten back on the right track.
My dear adversary, you are mistaken if you think I was the one who initiated the insults—you clearly skimmed over the previous threads too quickly. TUPSTON was actually the first to take a swing at me after my initial post, followed by that "give me your money" guy. If his comments are being laughed off as mere jokes, then I’d argue my second post deserves that same level of grace.😛 To be honest, I realized pretty quickly that I was being treated like an idiot just for asking some clumsy, poorly timed questions.
Perhaps I’m not quite as clueless or unrefined as I made myself out to be in that first post. I was simply leaning into my usual persona: the bumbling, inexperienced novice. It’s actually a brilliant little tactic you can use with auto mechanics. When you walk into a shop acting like you know everything about cars, they have zero interest in giving you the full rundown of what could go wrong with an older model. But if you present yourself as a complete amateur? They’ll open up and reveal so many tiny details that, if you play your cards right, you can actually use that information to your advantage. Let’s not get bogged down in a debate about that, though; I was speaking figuratively.😍
Eventually, I’ll write a proper piece explaining the circumstances of why I decided to go with IBM back then. Not because I feel the need to defend the "stupidity" of my earlier posts, but perhaps just so it might be helpful to someone else out there.
Best regards!🙂

Here goes my "grand" insult to all of you:
"Expert advisors"... you lot were just talking nonsense

Take a look at how people responded:

Tupac multiplied 40k by 1.3 (130%) and came up with 52k.

This is the most polite way I can put it to you... you clearly struggle with elementary school math, let alone the complexities of stock trading...

Based on how you carry yourself, I’d wager you haven't even seen $40,000 if it was drawn out on paper.

..as the poet would say. It doesn't matter, though; I forgive everyone who decided to write such insulting replies.
It seems I am indeed the "Tupac" here, trying to defend what was clearly a naive, beginner, and perhaps "suspicious" question.
My best to you all (traditional Greetings from Chicago)

darkpanther24 said:Nobody actually took issue with your initial post.
If you look at your first and second posts together (post #17), where you go off on a tangent, it becomes clear.
You were the one who started the disparagement, even though you were ostensibly asking for opinions.
The very least you could do is offer an apology to everyone caught in the crossfire between post #1 and post #17, or simply stop weighing in on this thread altogether.🙂

Well, here are the actual responses to my first post—I'm not sure if you overlooked them intentionally or...

...just give it to me!

My advice to you would be to lock that money away in some bank account. If you're using dollars just to make the math easier, that's fine, but if you still have USD, even better. Because if you honestly believe you can do anything smart with that cash in a single year while keeping it safe, forget about it.

In a single year, I can generate a minimum of $30,000 for you. I only ask for 10% of the profit for myself. I realize this sounds too good to be true, but it's the reality. We need to meet so I can show you everything in writing before you decide. It isn't risky in the slightest; there is no need to worry about losing your principal. The only question is how much the profit will be, and based on recent years, there is zero chance it falls below $30,000.

Here is some other advice for you...
.......take that money and spend it on travel, maybe some business schools or workshops abroad, learning a foreign language, drinks, clubbing, clothes, and things like that......then come back home.......it’ll be the best investment you ever made.......trust me.


My second post was specifically addressing responses LIKE those listed above... so I am genuinely confused as to why you feel personally targeted by it. To everyone who responded to me in good faith: I apologize if my tone seemed directed at you.
Since I have personally benefited from various online forums, I felt compelled to share my own experience publicly, hoping that someone inexperienced or unguided in this field might find some value in it. I consider myself part of that community, which is precisely why I drafted my first post.
I don't understand why YOU feel offended, or perhaps you are the one behind the comment
..just give it to me.

Good grief... the sheer amount of negativity here is exhausting. I have zero intention of insulting anyone, and I certainly won't be stooping to that level. Honestly, I've taken enough insults personally today to last a lifetime—I mean, what did I even do to deserve this? Please, just go back and read my very first post, then follow everything from there to the end. Then tell me if I'm really in the wrong.

Justin Palmer45 said:I’m looking to take about $40,000 and really make it grow over the next year.
Maybe some other advice would work too. Thanks!😢

Well, my dear "financial gurus," I went ahead and picked up some ERNT stock $310 (back at the end of 2004), and now it’s sitting at $717... honestly, looking back at all your "expert" advice, I'm starting to wonder if I was actually the naive one here.
Just to do a little quick math for you—if we look at the jump from 930 to 2150, that’s roughly a 130% gain. So, applying that to my $40,000, we're talking about an extra $52,000. I’m laying this out specifically so you can see just how much nonsense was being peddled in response to my original question.
😎 😎 👍 I simply couldn't stay quiet. Oh boy, I might find myself in the history books for this one (looking at you, moderator)!🤣

I’m looking to secure roughly $40,000, and I'm wondering if there is any way to actually make that money grow within a single year.
IIli perhaps you have some other advice for me? Thanks!😢