Posts by Walter Harris

If you tuck away some money in a housing savings account over five years, it really starts to snowball into something significant.

A loan is just a necessary evil, isn't it?

*Applause.*

Gerald Hill7 said:It feels like you can't even drop a friendly warning about avoiding scams on this forum anymore without getting hit by threats. Honestly, it’s starting to feel like we’re living in Afghanistan.

In my experience—and I’ve looked around quite a bit—I haven't encountered anyone offering loans with fair terms that aren't just blatant bait-and-switch tactics, except maybe for a major institution like Chase. And even then, let's be real, big banks aren't exactly known for being perfectly altruistic. Just please, everyone, be incredibly careful about who you choose to do business with.

As for those of you out there actively conning people who are already struggling financially—shame on you. Truly. You represent the absolute worst kind of people, and you deserve to crawl right back into whatever hole you emerged from. It's honestly disgusting.

I'm with you on that. Just watch your back so nobody takes advantage of you; at the end of the day, people mostly look out for themselves.

Robert Gomez2 said:I’m not sure if anyone has actually secured a loan from them. I’ve reached out three separate times, and every single time the response on my phone was the same: sorry, the loan wasn't approved, regardless of the circumstances.
Does anyone know of another lender where you could get a loan by providing a contract and having it notarized?

It’s hard to wrap my head around someone asking for a loan three different times. Come on, people...

Why would you apply three times if your income and debt levels haven't changed?

People online just post nonsense anonymously to feed their own egos.

Rebecca Green7 said:You claim you sent an email, but all they listed was a phone number and the long-distance rates. You aren't being credible here.

I called the landline and they gave me an email address, though there's also info online...

Rebecca Green7 said:I stumbled upon this ad online:

FAST and short-term loans available via notary verification. Personalized service, flexible terms, quick and efficient. I WON'T LIST THE COMPANY NAME TO AVOID LEGAL TROUBLE

Does anyone actually have experience with this? Or is it just another scam? 🤔

In my case, I didn't bother calling; I just sent an email and got exactly what I needed. I wasn't in a bind, so there weren't any issues.
I handle everything through email, and plenty of people who don't realize that end up paying fees they shouldn't. If you know better, just send an email instead of calling. Personally, I'm satisfied.