Posts by Thomas Ward5

Pure petroleum jelly does the trick every single time, and you can usually pick up a tub for about $3.25 .

I’m strictly forbidden from drinking coffee—not even a little bit—though I’ve found that even an occasional instant cappuccino tends to wreak havoc on my system...
It triggers this awful cocktail of heart palpitations, nausea, weakness, and tremors that can affect my hands or my entire body; then there are the headaches, bouts of lightheadedness, and a sudden drop in blood pressure, which is particularly problematic since my baseline pressure is already quite low, so I generally just steer clear of the stuff entirely...

Andrew Murphy5 said:Got a question about enforcement laws...
An adult owes money to T-Mobile and they're currently under garnishment. The thing is, this person lives with their parents. Now, the collectors are claiming the parents are on the hook too just because the debtor shares their address. They even started making an "inventory" of everything in the house.
Is this actually legit? How is that even possible?

That is incorrect. Parents are not responsible for their children's debts, nor are children responsible for those of their parents. The person who actually owes the debt should have filed a statement—there is a specific form you sign with the enforcement agent—declaring that they own no personal property and that everything within the residence belongs to the parents. Furthermore, the parents can file a "third-party objection to execution" to assert that all items in the home are their own property; this would be submitted to the court along with the specific case number and copies of receipts for the inventoried items...

Thomas Ward5 said:My brother just had a judgment enforcement action served against his personal property.
Given that he's currently unemployed, his bank accounts are frozen, and he lacks the liquidity to settle this debt immediately, he’s essentially stuck living with his parents at the same address. The problem is, his parents actually own everything in the house, yet the creditor is now attempting to "seize" all the household goods. We are looking for a template or an example of a "third-party claim"—in this case, filed by the parents—to halt the seizure of their belongings. Does anyone know how one should properly draft such a third-party objection...

If anyone has any insight, I would be most grateful. Please provide a link or some sort of template that could serve as a guide for drafting this..

John Clark6 said:In what sense are we talking about a third party? Are we talking about a stakeholder who has a vested interest in joining the proceedings—like an employer who was supposed to withhold funds from a debtor's paycheck, for instance—but didn't 🙂—or perhaps a joint liable debtor? 🙂 I guess I'm just not quite sure which specific scenario you're dealing with here 🙂

My brother just had a judgment enforcement action served against his personal property.
Given that he's currently unemployed, his bank accounts are frozen, and he lacks the liquidity to settle this debt immediately, he’s essentially stuck living with his parents at the same address. The problem is, his parents actually own everything in the house, yet the creditor is now attempting to "seize" all the household goods. We are looking for a template or an example of a "third-party claim"—in this case, filed by the parents—to halt the seizure of their belongings. Does anyone know how one should properly draft such a third-party objection...

I was wondering if anyone might be willing to send me a template via PM—or perhaps just post it here—for a "third-party objection in an enforcement proceeding."
Alternatively, if someone happens to know of a reliable website where I could hunt down a link myself, please let me know..

Much appreciated!