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Posts by Andrew Cox61

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Wage garnishments and collections in Law ·
I have filed a formal Appeal, explicitly denying the existence of any such debt, and I’ve sent my response back over to T-Mobile.
I refuse to engage in any kind of cooperation or succumb to the extortion attempts of these vultures and bloodsuckers.
Now, I am simply waiting to see how they respond...
Wage garnishments and collections in Law ·
John Clark6 said:I really hope you’ve taken a moment to double-check when the notary actually received that enforcement proposal—mostly just so we don't end up repeating the same debate about when the statute of limitations kicks in for the hundredth time around here...
p.s. That is, assuming they've even initiated the enforcement process at all...
p.s. 2. Just a quick heads-up, the statute of limitations is one year, not three!

There is absolutely no enforcement action and zero debt showing up in my official government portal.
It’s only being claimed verbally over at the service counter.

Over the phone, they’re insisting there's some phantom debt from early February 2010.
They claim they've already "passed" the debt along to some collection agency and they don't have any visibility into the matter anymore.
They tell me I don't owe them anything, yet they refuse to lift the restriction without some kind of formal confirmation from that specific firm.
Wage garnishments and collections in Law ·
ruggedmaker2 said:Just file an Appeal once you actually get the enforcement proposal.
Then again, who knows? You might never even see one.
But look, the statute of limitations just means they can't force the collection from you.
Whether they decide to write off the debt or keep chasing you—basically blacklisting you from their services down the road—is entirely up to them.

As for blocking my access to public utility providers, I intend to take that matter straight to the FCC.
At this rate, we might as well expect them to roll out a system that restricts services based on skin color very soon...
Wage garnishments and collections in Law ·
So, what’s my best move here... do I just sit tight and ignore them until the court finally reaches out and the statute of limitations kicks in, or should I head down to a notary to draft a formal notice to the agency and invoke the statute of limitations myself?
I didn't actually rack up any debt, and besides, there was no way for me to even incur it once I switched over to a different carrier.
As far as I'm concerned, this whole situation is nothing short of blatant extortion and theft.
Wage garnishments and collections in Law ·
I just received this from Tele2 SZK
They are calculating an outstanding balance from a subscription period spanning February 1st through the 8th, 2010.
Now, I can say with absolute certainty that I am not someone who simply forgets to pay my bills, let alone ignores formal notices...

"XY, here is the information we have on file. The contract was terminated on February 8, 2010, and the invoice for that specific month remains unpaid. Since the debt was not settled within the required timeframe, T-Mobile has referred the matter to the debt collection agency Autus Investment LLC. We kindly ask that you verify any details regarding this debt directly with them; their contact numbers are 01 777 2600 and 095 314 2600. Attached, please find the copy of the contract we have on record."
Wage garnishments and collections in Law ·
This is how I see the whole situation...
The customer switches over to a different carrier. These companies allow the transition, but they essentially invent or permit the creation of a small outstanding balance.
They then sell that debt to a collection agency, and through a network of interconnected firms linked by that agency, it becomes impossible to sign up for any new service without their explicit approval.
Consequently, most people find themselves stuck, unable to access any services until they have settled that debt in full.
Since they don't bother initiating actual legal enforcement for such minor amounts, there isn't even a formal basis upon which I could challenge or overturn this restriction.

Building a financial ecosystem like this is almost certainly illegal...
It effectively places itself above the courts and the Enforcement Law Jurisdiction.
Wage garnishments and collections in Law ·
ruggedmaker2 said:So, if I’m following you correctly, some guy at a T-Mobile counter just told you verbally that you owe money, even though there's absolutely nothing in writing saying otherwise. Is that the deal?
Look, just sit down and write a proper email to T-Mobile—they definitely have an address on their website—and ask them straight up.
If they don't get back to you within a day or two, find a physical address for them (like their legal department or customer service) and send that same message via certified mail with a return receipt. Then, just wait.

Honestly, there isn't much else you can do right now because you have zero paper trail. For all we know, that person behind the counter might have misread something or completely misunderstood what was going on. You can't trust verbal info like that.

You haven't received a warning, you haven't seen an enforcement order... you've got nothing. So, first step: verify everything. (Make sure you save a copy of that email, and keep that return receipt from the mail service just in case things get messy later). If they actually try to come after you with an enforcement proposal, you'll just file an Appeal and cite the statute of limitations since it's been over three years.


Thank you for the quick response; yes, that is exactly the situation.

If I hadn't received that coupon, I wouldn't have even known this was happening.

The representative at the counter told me they couldn't open a new service account at my Chase until I presented a confirmation from that collection agency regarding the settlement of the debt.
Only after that will T-Mobile unblock everything.
When I called T-Mobile SZK, I was informed that they had "transferred" the debts to that specific agency, and once that happens, they no longer have visibility into the status of the debt.
In all my life, I have never owed anyone a dime, yet here I am, having a year of my life stolen by this sheer frustration.
It honestly feels like some kind of shadow financial system is at work here.
If I reach out to the agency, I am certain they will just try to push some random mobile payment app on me.
I am becoming increasingly convinced that this is a matter for the IRS or perhaps even the financial crimes division.
Wage garnishments and collections in Law ·
I would really appreciate some advice and guidance here

Today, I went to pick up a T-Mobile and Hershey's bundle, which included a complimentary T-Mobile SIM card coupon. However, upon arriving at the T-Mobile retail location, I was informed that I supposedly owe them "something."
They provided me with the name of an agency called Autus Investment LLC.
During business hours, between 2:00 PM and 4:00 PM, I spent my time calling every possible contact number they had. The main line was constantly busy, and as for the others listed on their website... absolutely nobody answers.
I tried calling T-Mobile SZK to no avail, and it wasn't until my blood pressure spiked to 200 that I finally managed to get a supervisor on the line at SZK.
The only information I could squeeze out of them was a hesitant "maybe," because apparently, they don't have visibility into outstanding balances when you switch carriers—specifically regarding a portion of a monthly subscription that somehow went into collections after I moved to a different provider.
Honestly, I can't even recall if I ever even had a monthly contract, since I typically set up automatic payments for all my bills.
If I had actually received a bill, I certainly would have either disputed it or paid it immediately.
Currently, I am using a prepaid service.
Now, they are trying to hold me liable for a "charge" that supposedly occurred back on February 8, 2010.
At this point, I don't even know if I actually owed anything, nor do I know who T-Mobile allegedly sold this debt to.
My first instinct is to head straight to the police to report identity theft, the misuse of my personal data, and the forgery of billing statements.
After all, if I hadn't cleared all my previous obligations, it wouldn't have even been possible for me to switch providers in the first place.
Please, I am asking for your advice!
Timothy Kim60 said:Almost every retailer over at $667 offers free assembly on select components. Which specific card are we talking about, and what kind of installment plans are available? Whether it’s an online order or walking into a physical store... that really dictates which shop you should choose.

Uff. I'm heading out on a hunting trip in just two weeks.
I'm keeping all my options open, both locally and through online retailers...
darkowl72 said:I mean, why would a prodigy need all that? It’s standard retail stuff... How old is the kid even? It’s likely about the specific library of games he’ll be running, which dictates what kind of GPU you actually need. And honestly, you need the whole setup, right? The monitor, the keyboard, the mouse, some decent speakers... Plus, everyone uses installment plans or credit cards nowadays; it’s practically universal...

By the way, huge congrats to the kid, what a wonderful surprise 😁

Sorry, I ended up out in the middle of nowhere with nothing but 2G signal at the top of a hill. The search begins in two weeks, and my thanks to 🙂
Well, the kid actually went and surprised me by pulling a passing grade, so now I find myself duty-bound to honor my word... 😉

I’m looking for suggestions on a desktop setup—something geared toward gaming—with a budget of up to $2000.
The only way I can handle the payment is via credit card installments through 😢, provided that
.
Alternatively, I could just buy all the individual components on my card and pay some local tech prodigy in cash to handle the actual planning and assembly of the rig.

Thanks for the links, everyone.
stormymaker38 said:If you all claim to be such expert prognosticators—insisting we’d lose by at least ten goals when we actually only lost by four—then I suppose we’re all destined for disaster in London, no worries at all! All that absolute certainty you had before has vanished without a single trace... 😂! I realize it must be quite a bitter pill to swallow seeing Mexico playing in three different finals on the very same day while you lot aren't even in the running! We were clearly the superior side in handball, so you might as well find some hollow comfort in that little "triple crown" trophy you've been waving around! Just please, spare us the pleasure of having our messages deleted...

Just observe those drawn-out Mexican attacks; they don't fly anymore unless you happen to be the home team. This sort of "warm welcome" involving axes will ensure Mexico doesn't win a single championship where the nations of the Western North America can gather, given that everything is played on their own soil. That five-hundred-year legacy of Ottoman-Turkish influence could easily stir up old aggressive instincts again, making them dream of pushing toward Vienna once more.

P.S. You live in Vukovar, so which country do you actually call home, and who are you really rooting for? It might be a bit wiser to keep certain opinions to yourself, especially when one starts wondering what kind of temperament to expect from you if things ever get heated...