mellowraven8 said:Brilliant advice. Either I don't own a car, or I'm paying for one. 😁
Yeah, I hear you...😁 ...but I suppose the real question is what you're actually left with if you've run out of cash and there isn't really a way to make more right now... maybe the only option is renting a car, though I'm not entirely sure how much of a hit that would take on the wallet, especially since it feels like everyone has their own ride these days and most people are probably just stressing over how they're going to manage those monthly payments...
Bryan White3 said:My loan is through Chase, and they always find some excuse involving exchange rate fluctuations to squeeze more out of you. Honestly, I think my biggest screw-up was taking out a loan tied to the Swiss Franc; back then, I wasn't really thinking about how much that could bite me later on.🤷
And mine is in Swiss francs too... I mean, I did give it some thought, but given the terms I was looking at back then, an American dollar loan just wasn't an option because the rates were way higher... and now I'm actually planning on getting a mortgage through Chase...
If you really don't have any other choice, maybe you could sell your car, and then use that cash to pay down at least part of the principal so your monthly payments aren't such a headache, which might make things a little easier to manage...
Bryan White3 said:I think the real issue is that the interest rate jumped by 25%, and that’s a massive hit to take... I mean, they can just push those numbers up to $1667 without blinking, and you're stuck holding the bag because the government always seems to be backing them... maybe the only saving grace would be if you have collision coverage on the auto loan...
Well, I guess it depends on which bank you’re using for your car loan? ...because I've actually heard from a few people already that their auto payments shot up like crazy... mine only went up by maybe a few bucks, and my total payment is roughly $433, so this all seems pretty strange to me (my loan is through Wells Fargo) ...
I mean, you can't exactly get a car back once it's gone, but if someone loses their job—whether that's actually happening or just a hypothetical situation I guess—the only thing the bank can really come after is the car... right?
gentlescout30 said:I have checking, savings, and foreign currency accounts over at JP Morgan Chase, and I finally decided to set up online banking yesterday just to make my life a little easier. 😁 My main goal with online banking is to stop driving down to a physical branch every single time I see something online that I want to buy. Basically, I need to be able to transfer specific amounts from my domestic accounts into my foreign currency account, and then have the ability to issue foreign currency orders. The problem is, I was looking through everything last night and realized I don't actually have the option for foreign currency orders enabled. 😕I explained exactly why I needed these specific services to the teller when I was there, and she assured me it would all be set up and ready to go. 😕Is this something I can just toggle on in the settings myself, or what? 🤔 Setting the currency orders aside for a moment, is it even possible to use my standard checking or savings accounts to buy foreign currency and move it into my currency account? I just want to at least be able to make payments via PayPal. Thanks in advance for any help. 🙂
Hmm... well, I pretty much have every feature you could possibly want at JPMorgan Chase... I regularly buy and sell foreign currencies through their exchange tool... but now, I guess I'm not entirely sure what you mean by an "international wire transfer"? (I'll admit, I don't use a ton of heavy financial jargon myself😁) ...if you mean just buying and selling different currencies, that works the way I mentioned above... but if you mean transferring funds from your own account to an account at some random overseas bank in a specific currency, then I'm not really sure how that works, honestly. It might not even be possible, or maybe it is—I've just never tried it, so I couldn't say for certain, but as for paying via PayPal, you can usually just use credit cards or a Visa debit card, so maybe that part of your problem is already solved...
Maria Fox11 said:When your nasal mucosa gets all dried out, it pretty much loses its ability to do what it's supposed to do, which I guess makes it way easier for germs to move in, and you might also end up dealing with weird changes in how things smell or taste, or just general irritation in there.
Nisita spray uses an isotonic solution—basically a mix of two salts, sodium chloride and sodium bicarbonate—plus there's a version with those same salts in an ointment base.
You can use the spray and the ointment separately if you want, or maybe even use them together as part of a routine.
The Nisita spray seems like a really good option for keeping little ones' noses clean, especially babies or toddlers who haven't quite mastered the whole blowing their nose thing yet, since it helps clear out mucus and lowers the risk of infections. It’s probably also helpful during those times when you're fighting off a cold or a bacterial bug, because it thins everything out so it drains more easily.
If you apply the Nisita ointment inside the nose, it creates this thin little film that stays in contact with the irritated area for a while, which hopefully helps it heal faster. That oily barrier also acts like a little extra filter, helping to block out dust, allergens, or nasty germs. Plus, the ointment softens any crusting that's already there and stops new ones from forming, and you could even use it alongside corticosteroid sprays—which are so common for allergy sufferers—or decongestant drops, though those can sometimes make dryness even worse.
Nisita spray and ointment are products brought to the American market by Deloitte (www.salveopharma.hr), and you can find them over at your local pharmacy.
If you want to dig deeper into the product details or anything related, you can just hang out in this thread. On behalf of the company, our expert pharmacist, Jasna Charlie Brown, will be jumping in to answer your questions and comments.
I mean, my issue might not actually be dryness as much as it is just being super sensitive... I deal with sinus infections all the time and I don't feel like I have many options for clearing my nose... whenever I use standard nasal drops, I start bleeding, even the ones meant for kids, and honestly, Aqua Maris or just regular saline doesn't usually do much for me unless the infection is almost over. I'm really at a loss for what to do with my nose here:-/
I was wondering if your products could help me out, and if so, how? Or maybe you could suggest something else entirely?
Sam Hall15 said:well, polyps and skin tags aren't really the exact same thing, are they? have you guys dealt with any kind of genital inflammation lately?
I mean, I deal with bladder infections pretty often, though honestly, anything could have been going on there because I just found out about cervical swabs two weeks ago... I actually had to ask my OB-GYN to run them, and turns out I've got chlamydia and ureaplasma... my Pap smears have always come back totally perfect, and my doctor never even mentioned that this stuff was a thing... so, who knows how long I've been carrying this around, or if I've been dealing with other kinds of infections too... I guess it's hard to say... I never really had any symptoms or issues, besides that whole bladder situation...
Sam Hall15 said:It’s actually pretty straightforward if you think about it—adhesions are basically just scar tissue that forms after inflammation, and they're mostly made of connective tissue, which isn't really functional tissue. They aren't dangerous on their own, I suppose, unless they happen to be positioned in a way that interferes with how an organ works where it's located. Polyps, though, are more like growths of actual functional tissue, almost like extensions of the organ they're sprouting from. Since they can be made of various types of tissue, there’s a risk involved with how they behave, ranging from weird paracrine or autocrine secretions all the way down to becoming malignant.
The doctor told me almost word-for-word during my ultrasound, "you have adhesions and your right ovary is being pulled down"... I don't really have any other specifics, but I guess I've spent too much time lately falling down internet rabbit holes reading everything under the sun... when I go back for my follow-up, I honestly don't think I'll leave the clinic until I get every single question answered, because I'm just feeling so incredibly anxious right now🙂 ...from what I've gathered, polyps are benign tumors, or at least that's what I read, though I try not to believe every single thing I see online, so maybe Dr. Sam Hall15 can set me straight... I find it hard to believe a specialist at the Mayo Clinic wouldn't have mentioned it during the exam... but then again, looking at how little information I actually have, who knows...
Angela Morales said:honestly, it’s probably just polyps rather than endometriosis🤣
adhesions🤣
uh... I feel like I might sound a little silly here, but man, I guess I'm just totally lost when it comes to this stuff because I don't know anything about it at all🙂
like, what actually is it, and how serious is it supposed to be, or maybe it isn't even that big of a deal?
If this topic has already been brought up somewhere, I am so incredibly sorry, I really didn't mean to... I just couldn't seem to find it using the search bar... anyway, I guess I was wondering, are adhesions actually part of endometriosis? And, like, how scary is it in reality?
So, to give you the short version of what happened... we're trying to get pregnant (it hasn't been long), which, of course, nobody understands—and I don't mean to sound blunt or anything, but... I was browsing through some forums and stumbled upon the idea that besides a Pap smear, there are also cervical swabs... so I went to my gynecologist, and she did my Pap, an ultrasound, and the swabs, and it turns out I tested positive for chlamydia and mycoplasma, and that I have adhesions too... I suppose my doctor maybe didn't want to upset me, or honestly, I have no clue why, but basically, she just explained the treatment for those two little monsters, though she didn't say a single word about the adhesions... she was just sort of like, "you have adhesions, it probably happened because of some inflammation, and your right ovary is slightly displaced"...
And then I started surfing the web and digging through more forums... I found plenty of info regarding the bacteria, but adhesions always seem to pop up in connection with endometriosis, and everything I've read lately has made me feel pretty anxious... I don't have any cysts, no fibroids, just this mention of adhesions, and I barely have a clue what that actually means... does anyone here have experience with this, or maybe a link, or anything at all?
I suppose in my specific case, the adhesions aren't a huge deal since she didn't say much about them... or maybe my doctor is just waiting for me to clear up the bacterial stuff before she surprises me with something else...
The deeper I dig into this, the more disappointed and discouraged I feel😢... I'm seeing this gynecologist that everyone seems to rave about, and I can't say she isn't a good doctor, but it turns out she just doesn't provide any real information... I mean, goodness, I didn't go to medical school, so how am I supposed to know all of this? I expect my doctor to at least mention these things so I can go look up the details myself... honestly, if it weren't for these online forums, I'd probably be totally lost, likely getting taken out by various little monsters in my vagina without even knowing they were there...
(I know, I'm exaggerating, please be patient with me, I'm "a little" worked up)
1. I mean, you have to admit the concept itself is kind of played out at this point, right? Like, the whole million-dollar page thing was everywhere in the media back in the day, and I’m pretty sure I’ve seen at least three versions of something similar already active here in the States—not that I track everything religiously, but I’d bet my bottom dollar there are actually way more than that out there somewhere.
2. Honestly, the American online market can be a bit small and, well, maybe a little uneducated, if we're being real about it. I guess it’s just a fact, though. I mean, do people realize how much time you have to spend explaining basic stuff like what a single pixel even is to certain executives? And don't even get me started on the nuances of digital advertising—but at the end of the day, those directors are the ones pulling the strings, and believe me, I’ve seen plenty of them running companies that pull in massive amounts of cash, which is honestly a little sad if you think about it.
3. So, the folks who decided to launch a site like this, they probably figured they could put in a little bit of effort and get a huge, massive return on their investment—Paul Cruz8 can probably tell me if I'm onto something there—but I really think that's a totally flawed assumption. Since the idea isn't exactly groundbreaking anymore, you're going to have to sink a ton of resources into marketing, and I mean both time and actual money. This time around, just blasting out some PR materials and hoping the world notices won't cut it, because the novelty has definitely worn off. Even doing a simple banner exchange probably won't do much, since most sites doing that have relatively low traffic anyway; the whole point is to stand out from the crowd, and usually, being truly original with your advertising costs a pretty penny.
...anyway, I don't have anything against the idea itself, really! I say go for it!🙂 ...it's just that I have this nagging feeling it might not go quite as smoothly as planned, and that the gap between what you put in and what you actually get back might not be big enough to make it worth the hassle. And it's not just because the idea isn't fresh; it's also about the general mindset and the economic landscape we're dealing with here.