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Posts by Jason Cooper50

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Quick question about credit cards in Banking, Insurance & Loans ·
neonhound10 said:Well, what exactly did you expect from a teller?? When I went into Chase, the lady told me that if I wanted to get a security token that wasn't part of a specific bundle, I had to make a one-time payment of $67 🙂

Maybe try talking to the branch manager and ask them to point out the exact clause in the contract that says you're obligated to pay that...

And it’s not just that. Not trying to derail the thread, but I’m honestly livid... basically, I took out a loan at this same bank and paid it off early, even putting an extra $14 on top of it... that was about a month ago, but things got crazy here and I couldn't make it into the branch to collect the balance. So I went in today for a card issue and asked about it, only for her to tell me I had a single dollar sitting there... they're just holding my money without any explanation. I don't get it, it's ridiculous. And what happens if I don't pick up that dollar since they can't do it at this branch? Am I supposed to end up owing *them* money even though I overpaid? Anyway, rambling, but I had to vent.
Quick question about credit cards in Banking, Insurance & Loans ·
Not sure about you guys, but I just heard the most ridiculous thing at Chase... basically, I have one of their credit cards, paid the annual fee $50 last year, and haven't even touched it since because I don't need it. Zero balance, zero debt. Then this recent bill for the annual fee shows up, so I head down to the bank to just cancel the damn thing. The teller tells me she can close it, but only *after* I pay the fee and then cut it up. Wait, what? So the logic is I have to pay for something I'm not even going to use? It’s like if I worked in insurance and a client wanted to switch providers or skip coverage entirely, and I told them they still had to pay me anyway just to leave. Like, seriously? It's not even about the $50... it's the principle of it all. $50