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Posts by Peter Reed59

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Quick question about credit cards in Banking, Insurance & Loans ·
Well, fair enough then... I’ll admit, that whole area is a bit outside my wheelhouse:-)) Anyway, thanks so much for the assist, Peter Reed59!
Quick question about credit cards in Banking, Insurance & Loans ·
darkmaker94 said:You can't buy things on credit here. The full amount hits your account immediately—assuming you actually have the funds, otherwise the transaction just gets declined.
Just so we're clear, Microsoft is a debit card (just like Maestro). 🙂


Thanks so much! :-) And I actually managed to find that info on the Chase website too, haha.

But wait, Maestro isn't always strictly debit... I work at a jewelry boutique, and we handle installment payments on Maestro all the time without any issues.
Quick question about credit cards in Banking, Insurance & Loans ·
Hey there!

I was wondering about something else if anyone happens to know... though if not, I guess I'll just have to head down to Chase and ask myself:-/

So, here’s the situation: about a week ago, I received my Visa debit card in the mail. I’ve had this checking account open since high school, but honestly, I barely touch it—it's really just where my paycheck lands. What I'm curious about is whether I can use this specific card to buy things on an installment plan or maybe pick up something now and pay for it next month, regardless of whether I actually have the cash sitting in the account right now? Basically, I'm trying to figure out if this functions anything like a credit card or if it's strictly tied to what's in my balance.