Posts by Zachary Rodriguez72

Quincy:

Andrew Martin13 Asks: It’s just plain disrespectful. If they realized they messed up and chose to stay silent instead of letting us know that a complaint had been filed, what does that even say about their integrity? Honestly, what can you even say about people like that?

I’ve been trying to wrap my head around how much I actually picked up on that woman at the teller window. They keep these daily logs tracking every single cent of surplus or deficit... but now I'm stuck wondering: is that ledger maintained for the entire branch, or was she just keeping her own little private tally?
I’ve dealt with this same lady both times. I go there every single month to settle my bills, so I know her inside and out—it wasn't even an issue getting an appointment with her.

Andrew Martin13 said:It’s plain rude. If they caught the error, they should have spoken up. Now that we've filed the complaint, what can you even say about people like that?

The payment breakdown was right there on the receipt from $167, specifically on the copy they kept for themselves (5x$67, 1x500)... It’s obvious my wife entered the wrong amount for my transfer, yet they just pocketed the full sum without a second thought. When I showed up at the service desk to file a claim, they basically admitted they assumed I wouldn't notice and wouldn't bother following up. Honestly, she didn't even realize her error until the very end of her shift. By the time I arrived, she apologized and they covered the difference... But here is the kicker: why on earth didn't they contact me? They have all my details in the system—my address, my home phone number, everything. 🤷If they had tried to deny receiving that specific payment or refused to settle the balance, I would have taken them to court. The receipt clearly shows exactly how much cash they took from me versus what they actually credited.

Charles Ramos7 said:How do I actually "send" it? 😕 I guess you'd have to buy the foreign currency first and then deposit it into a foreign currency account.

To be honest, I haven't heard of anyone actually "sending" foreign currency before. You just go out, buy it, and then drop it into your bank account, pretty much exactly what Zachary Rodriguez72 is suggesting.

I was at Bank of America this morning with the deposit slip I received when I put money into that account... we went over the last ten deposits made to that "disputed" account, and it turns out the funds I deposited hit the balance instantly... so, the person who was pretending to be my friend was lying through their teeth.

All sorted out
Based on the records from February 18th and the deposit slip—where the lady at the teller window actually sat there counting out the specific bills she received—she realized I’d made a mistake. She was incredibly professional about it, too; she apologized and immediately wired the difference into my father's account, which is where that money was always intended to go anyway.

Hey everyone

I'm dealing with a bit of a headache regarding a coworker. I was transferring his portion of the payroll directly into his checking account. He’s insisting that nothing has hit his balance, even though I made the transfer on February 18th at 9:00 AM. As far as I understand, when you move money into a checking account, it should show up almost instantly. In this case, we're looking at a week-long delay. To make matters more confusing, I sent payments to three other colleagues on that exact same day, and their funds cleared immediately—no issues whatsoever. The guy won't even look at the deposit slip I have; he claims his ATM receipt is the only "proof" he cares about when he checks his balance. We're talking about Chase here. What exactly do I need to do to verify if the money actually landed in his account? Is my deposit slip and his account number enough to settle this, or am I going to need more documentation?

If anyone has any insight, please let me know tonight. I'm planning to head down to the Bank of America branch first thing tomorrow morning to get to the bottom of this.

Thanks in advance

Alright... thanks for the help... I think I'll head down to Bank of America now to see what can be done about this.

Hey everyone

I’ve run into a bit of a mess regarding a deposit I made into my father's checking account at JP Morgan Chase. Back on February 18th, I went in to deposit funds into his account $500 to cover a loan installment, but when he checked the ATM today, it turns out only $167 was actually credited. I looked over the receipt copy I was given at the time, and it clearly states I deposited $167, even though I handed the teller $500 in cash. During the transaction, I wasn't hyper-focused on the specific amount being typed into the system; I just told the lady $500 to put it toward this specific account. She asked me one more time to confirm the amount, I said yes, handed over the cash, signed the slip, and walked out. Most likely, the teller just made a clerical error—I don't honestly believe she was trying to screw me over by taking $333 and only posting 500. Has anyone dealt with something like this before? How on earth do I prove that I actually handed over $500 instead of the 500 that shows up on the record, especially since it's already been a week? Is there any way to verify this, or am I just stuck writing off those extra $333?

Thanks in advance

Hey there.

Here’s the deal. I’ve been at this company for nearly three years now. For the first year and a half, I was just working through a student employment agency, but for the rest of the time, things have been... let's just say "off the books." I bring in a steady monthly income of about $550–$650. My pay gets deposited directly into my account at Bank of America. Back in October, I picked up a Visa $0.00 card, which lets me withdraw up to $1,200, provided I pay back whatever I take out by the 25th of the following month via automatic withdrawal from my checking account. They told me the first year is interest-free, and if I don't have enough in the account on the day they try to settle the balance, they'll just grab the remainder from my next paycheck. Well, thanks to some folks who needed a lift in their car, I ended up in the hole for about $2000. There's no way I can clear that debt by the 25th. It’s going to take me two or three months to dig myself out because, on top of trying to pay this off, I’m still paying off a car loan for my dad. A girl I know—she’s been doing student work for four years—got offered a $1,600 loan from Bank of America after her first year. She spread it over three years and she's almost done paying it off. What I want to know is: based on my consistent monthly deposits, even though I don't have a "permanent" full-time contract, can I qualify for a similar loan or maybe a $1,000 personal loan to wipe out this deficit? In my head, it seems smarter to take a loan and pay it back in 12 installments rather than sweating through $$667 payments for the next few months while I'm also juggling the car payment, insurance, and gas for my commute. I don't own any real estate, just my car. Is it possible to get approved based on my transaction history? When they issued the card originally, they actually listed me as an employee at this firm, even if I'm not officially permanent. Should I ask my boss for some kind of verification or ask him to report my income formally?
Any advice would be greatly appreciated.