Actually, my preference was to pay upfront; I’d much rather handle it myself than have it deducted from my paycheck. However, the guy over at the Ford dealership told me that wasn't an option (no idea why), insisting they’d just take it out of my wages instead... anyway, thanks.
...there is one thing I am curious about... Here is the situation: they are going to start deducting my monthly car loan payment directly from my paycheck. However, I want to know what happens if I get laid off or decide to quit in a year or two, assuming I have enough savings to keep up with the payments. What is the actual procedure then? Since the bank won't be able to pull the funds directly from my salary once that income stops, how exactly do I handle the ongoing payments?