Posts by Kevin Lee12

Does anyone have a recommendation for a solid dentist somewhere in downtown New York City? Ideally, I'm looking for a private practice that accepts Medicare.

On another note, does anyone here go to see Dr. Klanac over on Zvonigrad Street? Is she any good?

Does anyone happen to know a solid dentist or a good GP around the Gajnica Co-op or Sparrow Co-op areas? I'm looking for some recommendations if you've got any!

Sometimes there just isn't any logic behind how banks crunch their numbers.
My husband’s experience was kind of weird—one day he’d see an offer for a quick personal loan on his online banking app, and then it would just vanish the next. I actually went down to our local Chase Bank branch to ask my personal banker about the specific criteria they use to approve those little loans, and honestly? He told me that even for us folks working inside the branch, it's all a bit of a mystery 🤷. So, it’s entirely possible you're running into that same "black box" situation with your installment plan limit.

Daniel Gonzalez4 said:I find these credit limits they approve to be a bit bizarre, honestly. For instance, I have a limit that’s only about four or five times my monthly salary—which doesn't sound like much when you think about it. The idea of breaking up such a small amount into installments just feels kind of ridiculous to me.

I'm actually thinking about switching over to Bank of America, so I've been doing a little light reading on their terms. Here is what it says:

"If the amount approved for Visa Installments isn't being used from the start of the approval period, the Bank may reduce the amount by 1/3, and then further decrease that reduced amount by 17%. Once you utilize the additional allowed overdraft, the full amount will be approved again starting the first of the following month. You can also request a change to the amount by calling 1-800-BANK-OF-A, and it will be available for your use immediately."

darkmaker94 said:That's not what he's getting at. It's an Intel card, which is tied directly to the checking account (and the USD account).That's what he was asking about. 🙂

Oops, I totally missed some of the 😳, and since we're talking about Intel cards, well... here we are!

feralbadger2 said:I'm wondering about this too, do you actually have to open a full bank account with them??
Since I'm still an apprentice, having a card like this would be pretty helpful...

Here’s the link if you want to dig into the details:

I actually use one myself! Just a heads up though, it's basically a debit card for a foreign currency account, not a credit card.
I've used mine to pick up stuff on eBay through PayPal quite a bit.