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Posts by Kyle Sanchez8

39 posts shown.

Mistaken wire transfer/payment error in Banking, Insurance & Loans ·
Nicholas Turner said:Look, nobody—and I mean absolutely nobody—throws around a receipt until they’ve confirmed the funds actually cleared or the job is officially done. 😉 If you ask me, this is just a blatant excuse—or maybe even a flat-out lie—to cover up the fact that he hasn't sent the money yet. His last resort? He could head down to a Bank of America branch and try using those puppy-dog eyes to ask for the exact date and time of the transfer—maybe then some teller will take pity on him and print out a duplicate receipt, which would finally let him track down where the payment went... assuming it ever existed in the first place.

THAT’S THE WHOLE POINT!!!!!!!!!I’m pretty sure he never actually sent me anything
Mistaken wire transfer/payment error in Banking, Insurance & Loans ·
Henry Edwards33 said:You’ve actually already been answered on this one. ☕

It should have landed in your account within a day or two at most.

I'm not entirely sure, but he did send over the confirmation, even though there's no online banking available... what I'm really wondering is if the transfer just hasn't cleared yet since it was sent from one bank over to another...
Mistaken wire transfer/payment error in Banking, Insurance & Loans ·
So here’s the deal on this situation... A buddy of mine sent some cash over to my account at Bank of America, but nothing's showing up on my end yet... He says the money left his checking account over at Chase, and since it's already been six days, I'm wondering if it's even possible for the transfer to be lagging this much...
Mistaken wire transfer/payment error in Banking, Insurance & Loans ·
Nicholas Turner said:Just provide a payment confirmation—either the receipt they grabbed at the Bank of America or a PDF printout if they handled the transfer via IB.


So basically, they just scan the receipt to prove it went through...
Mistaken wire transfer/payment error in Banking, Insurance & Loans ·
Can I throw one more question out there... A buddy of mine told me he sent some cash over to my account, but when I checked, there was absolutely nothing there. Now he’s insisting the money left his account and went straight to my info, so we're basically at a standoff, but how on earth is he supposed to actually prove he made the transfer in the first place...
Mistaken wire transfer/payment error in Banking, Insurance & Loans ·
Bryan Diaz said:It’s possible the transaction hasn't been officially posted to the account yet—that kind of thing happens more often than you'd think, I suppose.

So I went ahead and sent him that money for the junior savings account at Bank of America on Friday...
Mistaken wire transfer/payment error in Banking, Insurance & Loans ·
So, the money's gone from my account, and it’s showing his specific number as the recipient on my end... yet when he checks his own statement, there’s absolutely nothing there...
Mistaken wire transfer/payment error in Banking, Insurance & Loans ·
Lawrence Cruz said:Were you transferring from one bank to another—like from Chase to Bank of America—or was it an internal transfer within the same bank?
If it was the first scenario, the transaction might not show up until later this afternoon (even though it should have cleared yesterday or this morning). However, if it was an internal transfer, the money should have hit his account instantly.

If the money was actually sent to the wrong account entirely, you'll need to request the recipient's consent to reverse the transaction. They aren't obligated to sign off on it, though. If they refuse to cooperate, your only real recourse would be to file a claim to recover the funds.

I was at Bank of America depositing directly into Bank of America.....
Mistaken wire transfer/payment error in Banking, Insurance & Loans ·
Henry Edwards33 said:That’s a tough one. Honestly, you aren’t going to get a straight answer from anyone except a banker. It all depends on where that money actually landed. If it got sucked into some frozen account... well, you might as well start packing your bags. If it went to another individual, you're basically stuck trying to negotiate a refund and praying they actually have a conscience. I really hope you at least included the recipient's name so the error can be documented. Good luck 😉

I just grabbed the account number and sent the money without even looking at the name, so now I have no clue which specific account it actually hit or whose name is on it
Mistaken wire transfer/payment error in Banking, Insurance & Loans ·
Andrew Martin13 said:He really should have been sitting there by yesterday at the latest. Either you botched the transfer or something else went sideways. Just head down to Bank of America and figure out where the funds landed and if you can actually get them back.

think there's actually a chance to get that money back...
Mistaken wire transfer/payment error in Banking, Insurance & Loans ·
So, what happens if I sent my buddy some cash via Bank of America last Friday, and he’s just now checking his account only to realize it hasn't shown up yet... even though the money definitely left mine... is there any way to actually get that back...
Opening a minor's checking and savings account in Banking, Insurance & Loans ·
Guys, I’m honestly not even sure where to start with this one... I’ve got my Bank of America $4667 account set up with Junior Rhythm and everything was running smooth as silk until yesterday, when my cousin sent over some cash from San Diego... now I’m trying to check my statement and pull something out, but the ATM keeps spitting back errors saying the transaction won't go through... anyone have any clue what might be happening here?
Best offshore sportsbooks for online betting? in Betting Forum ·
ambercrane532 said:it depends on the sportsbook, honestly just Google it... can't speak for DraftKings since I don't touch them

So which one are you using and what's the minimum bet
Best offshore sportsbooks for online betting? in Betting Forum ·
ambercrane532 said:It’s on a few sites, maybe even more, but I think he’s asking about the minimum deposit for the sportsbook itself, not just for a single bet...

I mean, I'm really just wondering what the minimum bet per ticket is... and I have this weird feeling that you could play in dollars over at DraftKings...
Best offshore sportsbooks for online betting? in Betting Forum ·
you won't find any sportsbook out there that lets you place tiny bets... like just a buck or two
Best offshore sportsbooks for online betting? in Betting Forum ·
Can someone help me out with a few things:

1. Can I just use a regular checking account to play online?
2. Does it have to be in dollars, or can I use another currency...
3. What’s the minimum deposit looking like...
4. Since I'm a minor, if I have my own debit card, can I still open an account in my own name...
Best offshore sportsbooks for online betting? in Betting Forum ·
Gerald Bailey3 said:Sure you can, I just run everything through my credit card...
Check out the blog in my signature about online sportsbooks and how deposits and withdrawals work if you want to dive deeper, peace!

Can someone walk me through this... like, is there any way a minor can actually open an account... maybe if my parents set up a card at a bank for me and then I just take it from there...
Opening a minor's checking and savings account in Banking, Insurance & Loans ·
Heading over to JP Morgan Chase today to set up that youth account... I can technically open it, but my parents are the ones who actually control the cash, and neither of us can even grab the debit card without showing some ID
Best offshore sportsbooks for online betting? in Betting Forum ·
Is there any way to play through an online sportsbook without all those annoying money blockers... just using a standard zero-balance account where they can pull or drop funds whenever... and what’s the lowest I can bet
Opening a minor's checking and savings account in Banking, Insurance & Loans ·
darkmaker94 said:Yeah.
Btw, is this thing really such a huge deal that you can't wait 10 days for a card?!

Believe me, I don't care what some lady at the bank has to say about it...