Checking on my checking account
in Banking, Insurance & Loans ·
Ronald Allen said:Look, I’m telling you from experience here; all you really need is a valid ID, and maybe have about $5 on you just to cover the initial account activation fee—though the bank usually just hits you for the debit card and PIN setup later anyway. You don't even need to close it, since they don't charge you monthly maintenance fees like they do with a standard checking account, and honestly, you never know when you might actually need it again.
I used to have an account over at JPMorgan Chase... and every single month they would snatch $1.75 away from me just for "account maintenance" fees...