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I mean, I don't know, they actually mailed me the application form themselves, and since I could really use a bit of a cash infusion right now, I just sent back the completed request. Now I'm just sitting here waiting on 🤷😕
How long does the approval process typically take for a Diners Club revolving card?
I’m also wondering if they take a hard look at my current debt and existing credit lines, similar to how a bank evaluates a mortgage or personal loan application. To give you some context, my monthly take-home pay is roughly $2167, while my total outstanding debt sits around $3,500. I'm honestly not sure if there's anything on my credit report or what my standing looks like with Hrok. I dealt with some financial setbacks about two or three years ago, but I’ve since cleared everything up; I’m making all my payments on time, I don't carry any other credit cards, and I don't have any outstanding checks or anything like that.
Thanks 🙂