Soccer Club Kits, Vol. 1
in Soccer ·
Man, I’ve gotta say, this new Chelsea FC kit is actually fire. 🙂
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quietraven15 › Posts
Posts by quietraven15
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Anyone have experience with JP Morgan Chase?
in Banking, Insurance & Loans ·
So, I had this overdraft limit set up at JPMorgan Chase, but once my steady income dried up, they just yanked the whole thing away. I headed down to the branch to work out a payment plan for what I owed, and they actually took my debit card right then and there—snip snip with the scissors—telling me they’d issue a new one once I cleared the balance.
Eventually, I pay off every cent, including interest. My checking account is back in the black, so I go in asking for a new card just so I can hit an ATM. Look, I don't have a full-time gig right now, but I pick up some side work through a campus job, and I really don't want to be carrying cash around in my sock or whatever. Plus, if I make a little extra on the side, I want to be able to drop it into my account without hitting some limit on my savings that might mess up my tax refund.
First, they give me the runaround, claiming there's a massive backlog with card processing and telling me I don't even need to file a formal request. They said the card would just show up at my house and that they'd pull about $6.75 from the account for fees,
along with the PIN.
Two months go by—nothing. No card. So I trek back to the bank, and the guy behind the counter looks me dead in the eye and says that since I don't have "steady employment," I'm not eligible for a debit card. Apparently, I still have the checking account, but I'm expected to show up in person with my ID every single time I want to deposit or withdraw anything.
I honestly thought he was pulling my leg or just personally targeting me. I called the free customer service line at JPMorgan Chase, and the lady on the phone confirmed it. It wasn't a joke.
WTF???
I mean, what is the logic here? Maybe they think they're being "preventative" or something, but I seriously don't get it.
WTF???
Eventually, I pay off every cent, including interest. My checking account is back in the black, so I go in asking for a new card just so I can hit an ATM. Look, I don't have a full-time gig right now, but I pick up some side work through a campus job, and I really don't want to be carrying cash around in my sock or whatever. Plus, if I make a little extra on the side, I want to be able to drop it into my account without hitting some limit on my savings that might mess up my tax refund.
First, they give me the runaround, claiming there's a massive backlog with card processing and telling me I don't even need to file a formal request. They said the card would just show up at my house and that they'd pull about $6.75 from the account for fees,
along with the PIN.
Two months go by—nothing. No card. So I trek back to the bank, and the guy behind the counter looks me dead in the eye and says that since I don't have "steady employment," I'm not eligible for a debit card. Apparently, I still have the checking account, but I'm expected to show up in person with my ID every single time I want to deposit or withdraw anything.
I honestly thought he was pulling my leg or just personally targeting me. I called the free customer service line at JPMorgan Chase, and the lady on the phone confirmed it. It wasn't a joke.
WTF???
I mean, what is the logic here? Maybe they think they're being "preventative" or something, but I seriously don't get it.
WTF???