Posts by Peter Barnes82

Arthur Ramirez12 said:What, am I invisible too? I thought I provided some useful info and cleared up a few things... or are my posts just being ignored by everyone?😕

Of course they get recognized. They even get rewarded for it.🙂
Milka with what? 🙂
I’m getting incredibly close to signing that family trust agreement...
I have no intention of selling my 82 shares of AT&T at these prices. I'm holding out to grab those eight bonus shares and whatever dividend comes my way. I need that cash to cover the last 15 pounds on my new bike.
Taking out a $15k loan on my Mastercard means I’m already staring down $2k in interest, plus a 3% fee, notary costs, and penalties if I try to pay it off early. Honestly, it feels like a total rip-off. It's just unnecessary.
When I’m in the red, I don't panic. I actually look at those losses as a sort of golden reserve—something valuable that I have no intention of burning through unless I absolutely have to.
Once we stop being tied to those family bundles, I’m going to end up with 25 kg of debt on my side and 25 kg of debt on my wife's.
I’ll just take what I need right now. There’s still plenty left over, so I can sleep easy knowing I can pay it all back in a few months without getting hit by any massive fees.

Yeah, but my wife and I still have those Optimum plans that run about $6.75 monthly...

It’s pretty obvious when a bank actually takes a second to look at the big picture and asks themselves if hiking prices by 300% is going to actually net them more profit or just blow up in their faces...

Didn't realize she was such a better deal...
Thanks for looking out... 🙂

Steven Reed said:I don't get it—why would you even bother with a Zaba fan package if you're just using ECMC and a basic checking account?🤷

Because they're killing off the option to just have a basic checking account with an ECMC subscription. Instead, they're forcing these massive bundles on us. They take those old, simple plans and swap them for these overpriced packages stuffed with useless perks and benefits that 95% of customers will never touch...
It’s ridiculous. Like, if a bank already owns its own telecom network, who cares about their mutual funds? It makes zero sense.
Yeah, that's the reality right now... ☕

2 Arthur Ramirez12:
It's a standard $18 times 12 months, which is 660. Add the same amount for the spouse, and you're looking at 1320.

Personally, I think paying an annual fee $440 just for bank packages for my wife and me is a joke...
She just uses a basic checking account while I use a Mastercard to run about $5,000 to $8333 a month and handle everything via online banking...
To me, $18 paying that much every month feels like we're just letting greedy bankers shear us like sheep...
I’m honestly ready to hand back all their cards and close out those credit lines I don't even need...

What’s the deal with those new Zaba fan bundles?
Word on the street is they want to scrap all the current "Plan 1" options. Then, they’ll basically force us into these Fan deals where the cheapest one starts at $20...
People are actually making more money these days... 🤣