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Posts by Jesse Perez

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Zaba fan possibilities in Banking, Insurance & Loans ·
I have a question that might sound a little silly, but I’d appreciate it if someone could actually take a moment to read this and give me an answer 🙂
It looks like my overdraft protection has been activated, and it seems like they're setting aside $20...
To give you some context, I carry both a Mastercard and a Maestro card. My relationship with the bank is pretty basic—they just deposit my paycheck into my checking account and I withdraw it from there. I also have a laptop I'm paying off in installments via my Mastercard, and occasionally I just hit up an ATM when I need some cash. Aside from that, I don't really do anything else with my finances. So, I guess the question is, do I actually need this overdraft protection and that extra buffer of $20?