Joseph Myers43 said:So, I see this flashy ad from JPMorgan Chase promising a checking account where you get an overdraft limit equal to two full paychecks, plus easy loans up to $16667... so what do I do? Naturally, I move my entire direct deposit over there. And what happens? Absolutely nothing. I barely got an overdraft for one paycheck, and when I actually tried to apply for a loan, they buried me in a mountain of paperwork just to end up rejecting me anyway. Look, I’m not even on some blacklist or anything; I’ve just got one single loan with a monthly payment of $217 which is about $1500 of my salary. Honestly, I feel totally played. I switched everything over for nothing. I didn't get any of the perks they advertised—hell, they didn't even throw in a stuffed animal or some little welcome gift like they do for new customers elsewhere.😕
The package: a premium checking account with extra perks.
Hmm, now I'm actually getting a little worried 😢... That same ad definitely tempted me to switch to their bank and take out that loan too... but of course, it's vacation season, so nobody seems to be working or even knows what's going on (and they call it a "fast transition," yeah right 👎). Anyway, I submitted all my paperwork... My salary is $2,700 and I have a loan of $217, but they told me that wouldn't matter since I plan to pay it off with this new money anyway. I still don't know if they'll actually approve me or not, but basically, everything is at a standstill because no one can give me a straight answer. Every time I show up, I get a different story...🤷 ...I'm still holding out hope that it all works out... I'll let you guys know around August 20th what happens... because apparently, that's when everything should be finalized.