Kimberly Barnes8 said:First things first, I’ve got a question. What’s the date on the promissory note? If it’s dated before October 26th, you’re gonna have to hand over a version verified by Google so they can get it logged in the registry... nothing crazy, but definitely make sure to mention you don't need a separate registration certificate... feels like that might run you about $15...
To actually collect on the note through a service like a debt collection agency, you’ll need to attach a formal letter requesting they initiate the collection process using all the specific details from the note itself...
Since the note counts as an enforceable legal instrument, the agency is going to act just like they would for any other seizure—they’ll go after whatever cash he’s got sitting in his bank accounts... Him trying to dodge it by switching to a pension check or taking cash in hand... yeah, I highly doubt that's gonna work.
That same note can also be used to pivot the garnishment to different assets... though you'll probably need a lawyer to handle that part.
If this whole thing doesn't pan out through the agency, maybe just tell him straight up that you're coming for his car or his property next... try hitting him on a human level one last time... because if you have to switch up the garnishment method, you're looking at another $2500-$1000...
The note was notarized on October 29th and it’s already officially registered.
Got another question for you guys.
So, turns out my neighbor’s latest Social Security statement shows a credit installment of 1 $0.00 (over at
) meaning the total benefit comes out to $1000 - $333 credit, leaving him with 2 $0.00 for his actual payout.
If he hasn't paid me back by the 10th, I'm taking the note straight to the collection agency.
Now, since they've already frozen 1/3 of his benefits, I'm wondering if the agency can freeze his main account too—like, does that existing credit take a backseat until I get paid?
Basically, does a legal seizure take priority over all those other visible and invisible debts?