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Posts by Kimberly Barnes8

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PayPal mobile wallet in Banking, Insurance & Loans ·
ironcyclist58 said:When you go to send money, you’d expect to see the recipient's actual info pop up. But since you can actually use some of these features before an account even gets fully verified, there's a real chance the data you're seeing is just total fiction.

he told me he’d send over a code and then I'd just head to a Speedway to deposit the cash

Are you seriously telling me someone can just sign up for Cash App using fake info? Like, totally made-up names, fake emails, all that? I honestly can't believe it...
PayPal mobile wallet in Banking, Insurance & Loans ·
Hey there.
I’ve been chewing on something and wanted to see if anyone knows how I can actually verify the full name and address of someone I'm sending money to via Venmo... basically, I was trying to snag something on Craigslist, everything was handled over email, and this seller tells me he wants me to pay through the app. He told me to just download Venmo and wait for him to send over some kind of code. When I pushed back and asked why we couldn't just do a standard Zelle transfer or a direct wire through my bank, he gave me this sketchy excuse about his account being frozen or under some kind of legal hold and he didn't want the government seizing the funds. Honestly, the whole thing smells like a total scam to me since I have zero way of knowing who this guy actually is or where he lives.
How do I dig myself out of a financial hole? in Banking, Insurance & Loans ·
Alex Doyle90 said:The link is broken.

Same here... if you have their number, just give them a ring
How do I dig myself out of a financial hole? in Banking, Insurance & Loans ·
bluesurfer6 said:So, practically speaking, you're just paying back the loan to JPMorgan Chase, and you don't end up with anything? Didn't they pull from Rock?

Yeah, I'm paying back the JPMorgan Chase loan, but yeah, nothing left from them. Rock handled my withdrawals just fine—I signed some consent forms and stayed on top of everything... only then did I send over the rest of the paperwork for the bank. The guy's alright, honestly. Even called him because my cousin recommended him. Said he's been in the game forever and all that. Five stars.
How do I dig myself out of a financial hole? in Banking, Insurance & Loans ·
bluesurfer6 said:It seems a bit weird, doesn't it? That he’d turn away people who actually own their own businesses?

Yeah, they actually asked me if I owned my own company too... honestly, it feels like they're just looking to squeeze us employees, who knows... They even went as far as asking if I had any legal liens or frozen accounts. Apparently, they can pull some shady moves through certain local credit unions to shut things down... Thank God I'm clear, haha.
How do I dig myself out of a financial hole? in Banking, Insurance & Loans ·
bluesurfer6 said:Look, I’m willing to share the details, but if it were me, I probably wouldn't mess around with these types of lenders. Generally speaking, they require you to own a vehicle and ensure you aren't a business owner... or an executive.

"Unsecured loans up to $45,000 / Personal loans up to $50,000 $0.00.
Must be employed (min. 3 months). Retirees up to age 82.
We help clear outstanding debt from Goldman Sachs. We don't look at your FICO score.
With a car title loan, you keep your car! (It's all legal)!
No co-signers or insurance policies required. Tomislav 555-012-4642"

I know a guy... he helped me sort out my loan at Chase Bank.

The loan actually had nothing to do with my car. They just asked for pay stubs and an employer verification, then the money hit my account... totally legit.
IRS and Tax Filing Issues in Business, Accounting & Taxes ·
Hey there

Is anyone else having a nightmare trying to pull employment history through the official government portal? Every time I try to log in via the CDC site, I just get hit with some random error page. It’s super weird because everything else works fine—I can grab tax forms and stuff without any drama. I actually managed to pull a client's records about a month ago, but even then, it took me forever to get it to work. Now? I've been at it for five days straight, checking multiple times a day, and it's just constant errors. Is their website totally broken right now, or is it something on my end? Maybe it's my browser, or maybe it's because I'm still running Windows XP... who knows. Anyone dealt with this lately? thanks
IRS and Tax Filing Issues in Business, Accounting & Taxes ·
Hey there

Is anyone else running into issues pulling employment history through the official government app? Every time I try to log in via the CDC portal, I just get hit with a random error page. It’s super weird because everything else works fine—I can pull tax forms and stuff without a hitch. I actually managed to grab a client's records about a month ago, but even then, it took a few tries to get it to work. Now, I've been trying multiple times a day for five days straight, and it's just constant errors. Is their site just totally broken right now, or could it be my browser? Or maybe it's because I'm still running Windows XP on this machine... anyone know what's up? thanks
Netflix Full Screen issues in IT Support ·
Hey there
So, my laptop keeps defaulting to the HTML5 player on YouTube, and I can't get it to go into Netflix Full Screen mode properly.
I actually went ahead and installed Adobe Flash Player since that works perfectly for full screen on my desktop setup, but I'm stuck. I have no clue how to force the laptop to just use Flash by default. Does anyone know the workaround? What's the move here?
thanks
Wage garnishments and collections in Law ·
John Clark6 said:Well, an administrative freeze essentially carries the same weight as a legal garnishment, so you could definitely compare the two. Since that administrative hold was established way before your specific garnishment, your claim would likely move to the back of the line if anyone tried to garnish wages. That said, if you manage to freeze their accounts, you might be able to recover the remaining balance—provided they don't have a protected account set up to shield those funds...

Alright, I get that part now. But let's say he has a loan where the payments aren't being pulled by an administrative hold on his Social Security—like, maybe he's just using automatic bill pay or mailing checks. Do those types of payments still take priority over a garnishment? Like, would he still end up stuck in that waiting period even if he's paying those off manually?
Wage garnishments and collections in Law ·
Jesse Mendoza60 said:Yeah, the IRS is gonna freeze his account, and his Social Security will go into a special protected account, but you'll be sitting right there in line waiting for that loan payment to clear. Once the collection process kicks in, the government is gonna grab interest too. And obviously, if the guy has any savings or money tucked away in a CD, the IRS is going to snatch that up through the banking system immediately...

Best,

Maybe I didn't explain myself very well
The guy doesn't have a legal judgment against his pension; he's just dealing with an administrative freeze because of a loan he has over at JPMorgan Chase.
Someone mentioned earlier that a government seizure takes priority over private loans, so I'm assuming that means JPMorgan Chase just sits on its hands while the feds jump to the front of the line to collect.
Is that really how it works?
Wage garnishments and collections in Law ·
Kimberly Barnes8 said:First things first, I’ve got a question. What’s the date on the promissory note? If it’s dated before October 26th, you’re gonna have to hand over a version verified by Google so they can get it logged in the registry... nothing crazy, but definitely make sure to mention you don't need a separate registration certificate... feels like that might run you about $15...

To actually collect on the note through a service like a debt collection agency, you’ll need to attach a formal letter requesting they initiate the collection process using all the specific details from the note itself...

Since the note counts as an enforceable legal instrument, the agency is going to act just like they would for any other seizure—they’ll go after whatever cash he’s got sitting in his bank accounts... Him trying to dodge it by switching to a pension check or taking cash in hand... yeah, I highly doubt that's gonna work.

That same note can also be used to pivot the garnishment to different assets... though you'll probably need a lawyer to handle that part.

If this whole thing doesn't pan out through the agency, maybe just tell him straight up that you're coming for his car or his property next... try hitting him on a human level one last time... because if you have to switch up the garnishment method, you're looking at another $2500-$1000...

The note was notarized on October 29th and it’s already officially registered.
Got another question for you guys.
So, turns out my neighbor’s latest Social Security statement shows a credit installment of 1 $0.00 (over at
) meaning the total benefit comes out to $1000 - $333 credit, leaving him with 2 $0.00 for his actual payout.
If he hasn't paid me back by the 10th, I'm taking the note straight to the collection agency.
Now, since they've already frozen 1/3 of his benefits, I'm wondering if the agency can freeze his main account too—like, does that existing credit take a backseat until I get paid?
Basically, does a legal seizure take priority over all those other visible and invisible debts?
Tutorial: The Ultimate "How-To" Guide (FAQ) in Forum Help! ·
Richard Lopez17 said:I was wondering if there's a way to show off photos of all the different items I'm trying to sell on this forum and Craigslist without having to deal with a million separate links?
I've got everything uploaded to Imgur, but right now every single photo has its own individual URL.
It’s such a pain to copy and paste twenty different links into one listing... I really want to bundle them all together under one roof (if that's even possible), kind of like an online photo album containing everything at once.
Help me out here.

Thanks 🙏 figured it out
Tutorial: The Ultimate "How-To" Guide (FAQ) in Forum Help! ·
I'm trying to figure out how I can show off pictures of all the different items I'm looking to sell on this forum and some US classified sites, but I want everything tucked under one single link.
Right now, I've got my photos uploaded to Imgur, but every single shot has its own separate link.
So, instead of me going through the headache of copying and pasting twenty different links into an ad, I want to bundle them all together—you know, like a single album containing all the photos.
Any help?
PM me in Forum Help! ·
So, since I’m still pretty much the new kid on the block here, I was wondering if anyone could clarify something for me. Is it actually okay to include personal info—like my phone number or an email address—in a private message when I'm reaching out to someone?
Thanks in advance, I guess
Tutorial: The Ultimate "How-To" Guide (FAQ) in Forum Help! ·
Since I’m still pretty much the new kid on the block here, I was wondering if anyone could clear something up for me. Is it actually okay to include personal info—like a phone number or an email address—when I'm sending someone a P.M.?
Thanks in advance