analogridge29 said:Help me out, please. If you can.
So, like, a few months back, this blue envelope showed up at my place with an IRS stamp on it. I wasn't even home when it arrived, so I didn't grab it—basically told my roommates they aren't allowed to touch any of my mail because of past issues where stuff just "disappeared." I can't remember exactly when it happened, but I eventually found out it was from some notary office over in Chicago. I Googled them immediately, found their number, and gave them a call. They couldn't really tell me much over the phone, though, saying they had to resend it as a hard copy. I couldn't make it down there in person, either. Anyway, I was talking to a friend about this today and she said she went through the exact same thing with some unpaid cell phone bill. The amount she owed was actually way higher than... $333 I’m sitting here freezing my ass off over this utility bill. What I really need to know is if resending that famous envelope costs the same as the first time—like, am I getting hit with a double charge? Also, should I head out to grab that notice now, or just wait for the next round?
I guess what’s probably gonna screw me over is some unpaid VIP bill, maybe around a few hundred bucks. $300Same exact thing happened when my account got frozen. I was out of the country for like seven months, and since those last two bills hit after I got back, they ended up being paid late—maybe two or three months behind because my wife totally blanked on them. I figured everything was fine until I tried to reactivate the line and realized I couldn't. I spent a week playing phone tag with Verizon trying to get an answer, but nobody could actually explain what was going on. Then, out of nowhere, I get this collection notice from some agency. It lists a total amount I supposedly owe, but it doesn't even say why, other than their own extra fees. So, I thought I’d just call them and get some clarity, but no luck. They won't even pick up the phone during business hours. Just great.
I guess it doesn't really matter if I even bother complaining. These kinds of things aren't even handled through the courts anymore. Not worth my time, maybe.
No, they don't. If the principal is $300, your total cost is roughly $133 (legal prep, fees, etc.).
analogridge29 said:Help me out, please. If you can.
So, like, a few months back, this blue envelope showed up at my place with an IRS stamp on it. I wasn't even home when it arrived, so I didn't grab it—basically told my roommates they aren't allowed to touch any of my mail because of past issues where stuff just "disappeared." I can't remember exactly when it happened, but I eventually found out it was from some notary office over in Chicago. I Googled them immediately, found their number, and gave them a call. They couldn't really tell me much over the phone, though, saying they had to resend it as a hard copy. I couldn't make it down there in person, either. Anyway, I was talking to a friend about this today and she said she went through the exact same thing with some unpaid cell phone bill. The amount she owed was actually way higher than... $333 I’m sitting here freezing my ass off over this utility bill. What I really need to know is if resending that famous envelope costs the same as the first time—like, am I getting hit with a double charge? Also, should I head out to grab that notice now, or just wait for the next round?
I guess what’s probably gonna screw me over is some unpaid VIP bill, maybe around a few hundred bucks. $300Same exact thing happened when my account got frozen. I was out of the country for like seven months, and since those last two bills hit after I got back, they ended up being paid late—maybe two or three months behind because my wife totally blanked on them. I figured everything was fine until I tried to reactivate the line and realized I couldn't. I spent a week playing phone tag with Verizon trying to get an answer, but nobody could actually explain what was going on. Then, out of nowhere, I get this collection notice from some agency. It lists a total amount I supposedly owe, but it doesn't even say why, other than their own extra fees. So, I thought I’d just call them and get some clarity, but no luck. They won't even pick up the phone during business hours. Just great.
I guess it doesn't really matter if I even bother complaining. These kinds of things aren't even handled through the courts anymore. Not worth my time, maybe.
You can file an objection to the garnishment order. That would void the current order and move it to a court proceeding—which you'll probably lose, effectively jacking up your legal costs.