Posts by wanderingtrucker19

Nicole Long6 said:Hi there... I had a quick question I wanted to run by you...
So, here's the situation. A colleague of mine has parents who are dealing with some loans... the bank has already placed a garnishment on their accounts, so they're left with just the bare minimum from their paycheck to get by—I'm not entirely sure of the exact percentage the bank is withholding, but I suspect it's somewhere around 30%.
Essentially, the bank initiated the garnishment because they defaulted on their loan payments.
Then, about two or three months ago, they received a notice from the bank stating they need to pay somewhere around $13, or potentially even more, and if they don't settle the amount, the bank intends to move forward with forced collection. As far as I understand, isn't forced collection basically the same thing as a garnishment? Or am I perhaps mistaken about how that works?
My main confusion is this: if the bank has already garnished their accounts, I guess I don't quite see how they can initiate another garnishment on top of that.

I'm actually curious about this too... if the bank already has a garnishment on an account where they're receiving a third of the income every month (which is what the law allows), how can they suddenly demand the full debt at once and threaten forced measures? We're talking about the exact same loan—one that should be fully cleared in about 5 months (assuming it takes that long to settle the debt via the garnished account).
The loan is being paid off—albeit slowly—so what else could they possibly want? 🤔

I’ve become incredibly meticulous about this—I simply refuse to blindly grab a product off a shelf anymore without scrutinizing the label first.
I always carry a printed list of harmful ingredients to cross-reference. I know there are plenty of people who argue, "Why bother checking everything? It's too much work," but over time, this has become such a reflex that I’ve practically memorized what to steer clear of.
I probably annoy my friends by constantly nagging them to be careful, but let's face it: no company is going to print "OUR INGREDIENTS WILL EVENTUALLY GIVE YOU CANCER" on their packaging. That’s just reality.
I’ve even taken it a step further—now I frequently ask pharmacists at CVS or clerks at Whole Foods for things like fluoride-free toothpaste or sweets without aspartame—and I truly don't care how long it takes them to read through every single label... or if the people in line behind me act like jerks about the delay. I take pride in it, and I honestly believe things might actually change if EVERYONE demanded products free from this nonsense.🙂 But then again, that’s probably just my own little utopian fantasy.🙂

Ladies, I could use some advice... has anyone ever pulled off a wedding like this:
- intimate (maybe 15-20 close family and friends; followed by a massive blowout party for everyone else a few days later)
- fall vibes (mid-October)
- coastal (somewhere along the coast between San Diego and Savannah)

My biggest worry is the weather—I know October was gorgeous last year, but I can't exactly bank on Mother Nature being that kind again. Also, if anyone has restaurant recommendations near the water, I'm all ears...

My partner is from that area and we'll likely be moving there permanently, so I'm pretty much clueless when it comes to local spots for a small wedding... Any help would be appreciated.

🙂

Joseph Watson3 said:You also conveniently left out the fact that this nation drives about 25%—if not more—of global science, industry, medicine, and food production. They probably hold half of all the Nobel Prize winners, too. It’s pretty easy for various underdeveloped or lagging nations to claim they aren't polluting anything when they aren't actually producing anything or contributing a damn thing to global knowledge.

Sure, sure... they "contribute" to medicine 😂—mostly by trying to push as many pills as possible (even kids are taught now that if any part of them hurts, you just pop a pill or two—or three—or an entire cocktail); they contribute to food production 🤣 via GMOs (because they're just so brilliant), but not to actually end world hunger—just to pad their own margins. Do you honestly think they'd give away what they produce (GMO crops) for free to the poor and hungry? Of course not; it isn't meant for anyone who can't pay. They contribute to industry 👎—yeah, they participate far too much, which is evident from the fact that any caveman can shoot whoever he wants because everyone has guns...
and yeah, the easiest thing for developing nations to do is kiss America's ass, hand over their country to be used, and then watch it get paved over, overrun by crime, and left without clean water or air.👍