Best apps for adding text to images?

I grabbed this image off the web and now I’m wondering which program I should use to overlay some white text onto it. The picture itself is black and white. I don't want the text sitting inside some clunky white box or rectangle, though—I just want the letters themselves to show up against that solid black background.

You can just handle it online, or if you prefer, grab a free program. Here’s a link to an online editor where you can upload your photo, make the edits, and then save it back to your computer.
http://pixlr.com/editor/

crimsonridge44 said:You can just do it online, or grab some free software. Here’s a link to an online photo editor where you can just upload the image, tweak it, and then save it back to your computer.
http://pixlr.com/editor/

Thanks.