#3241 ·
dustyjackal10 said:I’m looking for some guidance regarding patient rights and the actual procedure for someone in this situation:
1) They have Category A supplemental insurance.
2) They are battling a malignant tumor of unknown origin. After six rounds of chemo, the primary tumor has shrunk significantly, but the carcinoma has metastasized throughout the body, and their overall condition is deteriorating.
3) The treating specialist has essentially given up because they don't know what other therapies to apply.
4) The patient wants to seek medical treatment abroad.
I want to know if it’s possible for Medicare to fund—or at least partially cover—this trip abroad. We are looking at Germany.
If there is a way to make this happen, what does the process look like?
Thanks.
For a patient to get treatment overseas, the doctor at the current facility has to formally state that all options within the domestic system have been exhausted—meaning the necessary expertise, specific drugs, or specialized equipment simply aren't available here in the States. That documentation then goes to Medicare for review. If they give the green light, they may reimburse the costs, but only at specifically approved clinics; alternative medicine won't be considered. In theory, that's how the machine is supposed to work, but in reality, it usually falls apart at the physician level. You'll rarely find an oncology department head or a hospital director willing to sign off on something like that.
As for legal rights, that’s a massive question. What specifically are you trying to find out?
What exactly is the diagnosis?