#21 ·
stormywolf39 said:Everyone should undergo some kind of lifestyle assessment and health screening, and then their insurance premiums should be adjusted accordingly (it’s the same thing with life insurance—they grill you about every little detail before setting your terms).
Look, take me for example. I live pretty healthy. No bad food habits, no addictions, nothing. Yet, I end up paying way more than my old man, who’s probably been smoking his whole life, spends every summer baking in the sun like an idiot, works insane hours, and so on.
So yeah, this isn't a foolproof metric.
And right now, while premiums don't depend on how you live, and while healthcare covers the costs of fixing fifty years of eating nothing but bacon, I don't really see why anyone is even asking who's going to foot the bill.