Why on earth wouldn't you grab the easiest $33 "low-hanging fruit" out there with zero effort and absolutely no cost?
Step One
Sign up for Chime using this link:
https://revolut.com/referral/goranjeh7!a13221 $18
Step Two
Sign up for PayPal
https://www.curve.app/en/ and make sure to use the code DWG7GXOE during registration to snag about $5 $14
Step Three
Add your Chime card to PayPal and go shopping at three different places—say, Walmart, CVS, McDonald's, IKEA, Amazon Uber—and you'll get 1% cashback on every purchase for the first 3 months.
Step Four
Once that 3-month window expires, just transfer whatever you've accumulated—that initial $5 plus the 1% cashback from your three shops—back to your Chime account. From there, you can convert it to USD at a decent rate. (And look, if you're in a rush, you can move that $5 immediately after your very first purchase.)
Step Five
Then, either forget those cards ever existed or keep using them if you actually like the services they offer.
By the way, once you've registered for the Chime card, you can start using it right away with Google Pay or Apple Pay.